31-619352 Incurred Paid Report January 1, 2021 - June 30, 2025.pdf

PDF 706 KB Posted

Attached to
Group Long Term Disability Insurance
Solicitation number
GEN2129113P1
Issued by
Broward County, Florida

About this file

This document is a Group Claim Experience report from Standard Insurance Company for the Broward County Board of County Commissioners, covering the period from January 1, 2021 through June 30, 2025. The report details long-term disability (LTD) claims for various individuals, including their gender, birth dates, incurred dates, and approved dates. The claims are categorized into different benefit types, including Long Term Disability (LT), Survivor Benefit, and Vendor Expense Benefit.

The report provides a comprehensive breakdown of financial details for each claim, including pending amounts, benefits paid during the period, total claim payments, and ending reserves. The data tracks individual claims from their initial incurred date through their term date, showing the financial progression of each disability claim. While the document is marked as confidential and proprietary, it offers a detailed view of the county's disability insurance claim experiences, including variations in claim amounts, payment schedules, and reserve allocations across different individuals and claim types.

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Text version

619352 BROWARD COUNTY BOARD OF COUNTY COMMISSIONERS

Group Claim Experience

1/1/2021 through 6/30/2025

THE INFORMATION IN THESE REPORTS IS CONFIDENTIAL AND PROPRIETARY. THESE REPORTS ARE TO BE ACCESSIBLE ONLY TO THOSE COMPANY

PERSONNEL WHO HAVE A LEGITIMATE BUSINESS REASON TO EXAMINE THE INFORMATION. THESE REPORTS MAY NOT BE REDISCLOSED

WITHOUT THE WRITTEN AUTHORIZATION OF STANDARD INSURANCE COMPANY.

Gender Coverage Product Birth Date Incurred Date Approved Date

M LTD LT Jul-67 Jun-19 Sep-19

F LTD LT Mar-66 May-19 Nov-19

F LTD LT Aug-79 Aug-20 Apr-21

M LTD LT Apr-72 Mar-22 Oct-22

F LTD LT Feb-75 Mar-22 Nov-22

M LTD LT Apr-72 Feb-24 Oct-24

M LTD LT Mar-59 Nov-17 Feb-18

M LTD LT Nov-59 Apr-20 Nov-20

F LTD LT Mar-58 Oct-20 Dec-20

F LTD LT Sep-67 Dec-20 Apr-21

M LTD LT Dec-69 Mar-21 Sep-21

F LTD LT Mar-81 Feb-22 Oct-22

F LTD LT Mar-64 Sep-21 Jun-22

F LTD LT Aug-67 Mar-22 Dec-22

M LTD LT Jul-66 Oct-22 Dec-22

M LTD LT Dec-69 Feb-23 Jul-23

M LTD LT Jun-55 May-23 Aug-23

M LTD LT Apr-61 Aug-23 Jan-24

F LTD LT Oct-58 Apr-24 May-24

F LTD LT Oct-69 Jan-24 Jun-24

F LTD LT Sep-58 May-24 Oct-24

F LTD LT May-76 Aug-24 May-25

M LTD LT Feb-69 Jun-16 Oct-16

F LTD LT Feb-62 Apr-19 Oct-19

M LTD LT Jul-62 Mar-20 Jul-20

F LTD LT Feb-75 Oct-20 Apr-21

F LTD LT Dec-68 Sep-20 Jun-21

M LTD LT Apr-60 Jan-21 Jul-21

F LTD LT Oct-67 Sep-18 Feb-22

M LTD LT May-53 Jun-22 Sep-22

Attachment 2 - Addenda No. 3

M LTD LT Jun-62 Mar-23 Aug-23

F LTD LT Aug-76 Sep-24 Dec-24

M LTD LT Feb-56 Mar-15 Sep-15

M LTD LT Oct-63 Apr-17 May-17

M LTD LT Dec-61 Jul-16 May-17

M LTD LT Sep-66 Mar-17 Jun-17

M LTD LT Dec-70 Feb-19 Jun-19

M LTD LT Dec-70 Aug-19 Oct-19

M LTD LT Dec-63 Dec-19 Feb-21

F LTD LT Nov-71 Jan-21 Nov-21

M LTD LT Jan-63 Feb-22 May-22

M LTD LT Nov-61 Nov-22 Jun-23

F LTD LT Sep-68 Jan-23 Jun-23

M LTD LT Apr-82 Jun-24 Dec-24

M LTD LT Nov-64 Jan-25 Apr-25

M LTD LT Apr-71 Jul-14 Oct-14

M LTD LT Sep-57 Aug-17 Mar-18

M LTD LT Jan-78 Aug-20 Feb-21

F LTD LT Apr-67 Jun-21 Apr-22

F LTD LT Apr-60 Feb-09 Sep-09

F LTD LT Jan-61 Mar-20 Jun-20

M LTD LT Apr-70 Jul-18 Oct-18

M LTD LT Mar-64 Feb-21 Jul-21

F LTD LT Mar-76 Feb-20 Oct-21

F LTD LT Dec-63 May-21 Oct-21

F LTD LT Jul-68 Jun-21 Sep-21

M LTD LT Jan-77 Apr-22 Sep-22

F LTD LT Jun-98 Aug-22

M LTD LT Oct-59 Apr-22 Dec-22

M LTD LT Jan-77 May-23 Sep-23

F LTD LT Oct-70 Aug-23 Dec-23

M LTD LT Aug-75 Oct-23 Jul-24

M LTD LT May-73 Nov-24 May-25

M LTD LT Aug-56 Jun-12 Oct-12

F LTD LT Jan-65 Feb-13 Feb-14

F LTD LT Feb-58 Feb-14 Sep-14

M LTD LT May-58 Jun-15 Sep-15

M LTD LT May-57 Nov-15 Jan-16

F LTD LT Apr-69 Oct-15 Feb-16

M LTD LT Jan-65 Oct-15 Mar-16

F LTD LT Oct-63 Jul-09 Oct-09

M LTD LT Apr-74 Mar-16 Jul-16

F LTD LT Jan-76 Aug-19 Dec-19

F LTD LT Dec-80 Nov-19 Apr-20

M LTD LT Dec-72 Mar-22 Jun-22

M LTD LT Jun-60 Aug-11 Oct-11

F LTD LT Jul-61 Apr-21 Aug-21

M LTD LT Nov-59 Sep-21 Dec-21

M LTD LT Jan-83 Nov-22 Mar-23

M LTD LT May-64 Jan-23 Oct-23

M LTD LT May-54 Nov-23 Feb-24

F LTD LT May-58 Oct-00 Jan-01

F LTD LT Apr-85 Mar-22 Jul-22

M LTD LT Nov-65 Feb-12 Apr-12

M LTD LT Aug-64 Oct-23 Jan-24

F LTD LT Oct-63 Mar-17 Oct-17

F LTD LT Sep-57 Jul-17 Oct-17

M LTD LT Aug-64 Feb-21 Jul-21

M LTD LT Mar-70 Apr-21 Aug-21

M LTD LT May-59 Apr-21 Aug-21

F LTD LT Nov-71 May-22 Aug-22

M LTD LT Nov-62 Apr-22 Jul-22

M LTD LT Feb-63 Oct-21 Jul-22

F LTD LT Nov-65 Aug-22 Jan-23

M LTD LT Nov-66 Oct-22 Jan-23

F LTD LT Sep-79 Feb-23 Jun-23

M LTD LT Nov-66 Oct-23 Nov-23

M LTD LT Nov-72 May-24 Sep-24

M LTD LT Jun-94 Feb-24 Oct-24

M LTD LT Apr-65 Mar-24 Oct-24

F LTD LT Apr-85 May-24 Sep-24

M LTD LT Oct-89 Feb-24 Apr-25

M LTD LT Dec-55 Jun-24 Jan-25

M LTD LT Sep-57 Nov-96 Apr-97

F LTD LT Sep-66 Aug-09 Aug-10

F LTD LT Jan-71 Aug-10 Dec-10

F LTD LT Apr-56 Apr-10 Sep-10

M LTD LT Nov-62 Sep-08 Aug-09

M LTD LT Jan-68 Sep-23 May-24

M LTD LT Jul-59 Dec-07 Apr-09

M LTD LT Oct-58 Feb-09 Jul-09

F LTD LT Jan-58 Aug-13 Dec-13

M LTD LT Sep-56 Oct-09 Mar-10

M LTD LT Sep-75 May-22 Aug-22

M LTD LT Jun-63 Oct-22 Nov-23

F LTD LT May-74 Dec-08 Apr-09

F LTD LT Dec-61 Jul-09 Nov-09

M LTD LT Sep-59 Mar-03 Mar-04

LONG TERM DISABILITY

F LTD SB Sep-58 May-24 Feb-25

M LTD SB Nov-62 Sep-08 May-25

F LTD SB Sep-66 Aug-09 Nov-21

M LTD SB Jun-62 Mar-23 Aug-24

M LTD SB Apr-71 Jul-14 Jan-21

M LTD SB Oct-63 Apr-17 Jul-21

M LTD SB Nov-59 Sep-21 Jul-22

SURVIVOR BENEFIT

M LTD L6 Mar-70 Mar-21 Jun-23

VENDOR EXPENSE BENEFIT

619352 BROWARD COUNTY BOARD OF COUNTY COMMISSIONERS

THE INFORMATION IN THESE REPORTS IS CONFIDENTIAL AND PROPRIETARY. THESE REPORTS ARE TO BE ACCESSIBLE ONLY TO THOSE COMPANY

PERSONNEL WHO HAVE A LEGITIMATE BUSINESS REASON TO EXAMINE THE INFORMATION. THESE REPORTS MAY NOT BE REDISCLOSED

Term Date Pending Benefit Paid

This Period

Paid

This Claim

Ending

Reserve

Sep-21 8,533.43 39,906.98

Nov-21 15,206.61 36,027.80

Mar-21 7,173.48 7,173.48

Aug-22 1,868.40 4,942.29 4,942.29

Jan-24 34,080.78 34,080.78

Feb-25 3,345.47 27,565.67 27,565.67

Mar-24 3,870.97 11,368.66

Nov-24 47,351.43 71,958.27

Jun-24 31,359.44 31,359.44

Apr-21 4,714.75 2,342.29 2,342.29

Mar-22 2,215.09 19,461.12 19,461.12

Jul-23 5,612.99 49,410.38 49,410.38

Mar-24 1,814.42 50,684.34 50,684.34

1,744.88 26,173.20 26,173.20 22,299.12

2,750.70 13,496.35 13,496.35 842.00

Sep-24 2,409.35 40,396.85 40,396.85

Feb-25 17,992.68 17,992.68

Dec-23 3,157.60 1,350.93 1,350.93

2,013.72 5,287.20 5,287.20 1,269.00

Aug-24 4,120.86 19,274.91 19,274.91

Jan-25 2,607.19 12,279.08 12,279.08

3,355.85 23,490.95 23,490.95 162,094.13

2,165.27 5,400.00 27,304.97 7,873.00

Oct-23 2,603.30 10,413.20 52,275.78

2,762.12 20,065.08 36,637.80 2,774.00

Mar-23 2,451.76 66,197.52 66,197.52

Dec-22 20,907.50 20,907.50

Jun-23 9,295.09 9,295.09

Jul-25 3,417.53 89,289.63 89,289.63 48,355.70

Dec-22 13,673.58 13,673.58

Jul-24 6,000.00 77,000.00 77,000.00

2,735.13 16,410.78 16,410.78 93,036.04

Feb-21 -6,100.00 51,610.21

Aug-19 2,953.11 -8,859.33 12,449.02

Aug-22 3,913.26 12,594.25 49,935.03

2,178.76 117,653.04 209,160.96 134,149.06

May-21 22,128.97 99,253.20

2,656.24 26,251.99 47,515.04 48,222.12

Mar-22 25,360.16 25,360.16

Feb-22 1,710.62 11,870.91 11,870.91

May-23 2,883.56 33,160.94 33,160.94

Jul-23 2,988.40 15,497.45 15,497.45

Apr-25 38,970.62 38,970.62

Dec-24 2,992.55 11,004.80 11,004.80

Jul-25 6,000.00 4,591.73 4,591.73 183,993.06

Nov-20 2,443.45 1,384.70 179,756.55

Sep-18 14,989.44

Mar-22 2,441.38 36,665.80 36,665.80

Oct-21 1,868.40 2,712.17 2,712.17

Jan-18 2,690.04 -199.28 19,236.05

Sep-22 38,551.26 51,630.06

1,912.80 1,785.99 51,518.79 8,616.00

Sep-22 3,583.18 53,572.02 53,572.02

1,495.76 73,717.60 73,717.60 54,616.20

3,484.57 50,557.30 50,557.30 25,788.23

2,192.26 11,546.57 11,546.57 8,479.00

Aug-22 3,634.04 90.32 90.32

P

Jun-24 2,930.27 12,338.10 12,338.10

Jun-24 3,790.78 1,106.45 1,106.45

Mar-24 2,219.24 20,044.84 20,044.84

Mar-25 2,421.65 5,225.00 5,225.00

Apr-25 3,750.29 8,750.55 8,750.55

Jul-21 741.94 62,903.54

2,410.24 120,108.96 307,490.48 106,830.25

Feb-23 6,601.34 30,286.21

May-23 2,886.67 15,594.31

May-22 1,638.71 13,285.17

2,448.16 29,396.96 123,781.44 72,984.15

1,655.61 5,209.19 12,882.33 5,126.46

2,408.97 5,400.00 29,837.27 3,708.00

1,805.08 12,401.20 23,794.35 55,664.69

May-24 1,547.66 5,470.19 27,137.43

Apr-22 323,175.88 357,266.28

Oct-22 4,083.31 16,515.64 16,515.64

Jun-25 3,424.06 6,262.50 103,468.46

Nov-21 1,980.50 6,727.36 6,727.36

Jun-22 2,466.29 623.33 623.33

Sep-23 2,883.56 20,184.92 20,184.92

Jul-24 3,009.16 37,378.28 37,378.28

Nov-24 900.00 900.00

May-23 2,819.35 29,737.92

Sep-23 1,761.49 26,892.14 26,892.14

May-22 1,047.38 18,075.79 125,955.93

6,000.00 102,000.00 102,000.00 32,794.72

Jun-25 1,873.59 63,357.06 142,047.84

Sep-22 19,688.30 63,099.08

Jul-21 3,507.40 260.27 260.27

Dec-23 2,844.64 75,653.84 75,653.84

Jul-21 2,848.27 70.97 70.97

Aug-24 37,524.30 37,524.30

2,194.33 66,465.54 66,465.54 2,747.00

Dec-23 24,075.88 24,075.88

Jul-23 1,962.86 15,702.88 15,702.88

Feb-23 2,395.70 2,241.18 2,241.18

Feb-24 2,998.78 26,505.32 26,505.32

Jun-24 2,620.95 15,638.42 15,638.42

Aug-24 3,345.47 32.26 32.26

Dec-24 3,525.05 22,385.83 22,385.83

Apr-25 3,156.56 13,264.82 13,264.82

2,421.65 24,216.50 24,216.50 70,314.13

Jul-24 2,877.34 232.26 232.26

2,010.61 12,872.80 12,872.80 4,456.79

Sep-22 6,729.52 95,876.61

Nov-21 2,087.24 1,006.67 14,406.67

2,617.28 52,665.12 163,205.53 89,433.18

Apr-21 538.56 22,176.34

May-25 1,698.41 5,250.00 24,806.37

Jan-25 2,692.57 4,306.60 4,306.60

Jul-24 4,319.35 20,834.88

Oct-23 12,177.73 68,863.12

Jan-23 2,377.42 14,793.22

Sep-21 813.33 17,589.68

Jul-24 44,962.11 44,962.11

4,100.10 82,403.33 82,403.33 68,190.98

Nov-24 1,178.91 6,723.50 24,142.95

2,325.01 5,400.00 21,996.50 1,704.00

Sep-24 4,400.00 25,500.00

Jan-25 1,000.00 1,000.00

Apr-25 5,095.23 5,095.23

Nov-21 6,261.72 6,261.72

Jul-24 1,000.00 1,000.00

Nov-20 7,330.35 7,330.35

Aug-19 8,859.33 8,859.33

Jun-22 1,000.00 1,000.00

Mar-21 1,029.00 1,029.00

Beginning

Reserve

5,433.16

4,299.58

3,707.00

90,805.11

44,278.85

10,720.00

68,880.93

72,568.37

33,394.88

74,278.78

253,468.78

116,853.17

48,125.00

7,330.35

5,546.04

4,515.75

67,998.43

589.00

8,981.00

7,029.88

2,750.00

1,707.00

106,743.85

8,625.21

6,960.00

36,162.85

47,393.76

161,405.29

4,581.00

2,710.00

71,688.35

58,216.47

16,351.70

5,307.79

8,870.00

115,677.96

874.56

6,104.00

3,664.00

9,807.99

2,799.00

587.00

21,590.30

5,447.00

3,635.00

File details come from the government source that posted it. Updated .