ESBD_360338_1716477847667_Attachment Q - 2024 Dental Renewal.pdf

PDF 369 KB Posted

Attached to
RFP 2024-P11 Employee Group Health, Dental, and Employee Assistance Plans
Solicitation number
RFp2024-P11
Issued by
Hays County, Texas

About this file

The document is a renewal for group dental insurance coverage for the County of Hays, Texas, provided by UnitedHealthcare Dental. The renewal is effective January 1, 2024 through December 31, 2024, with a rate guarantee of 12 months. The plan provides comprehensive dental coverage, including diagnostic services, preventive services, basic services, major services, and orthodontic services. The plan has a $1,250 individual/$1,250 family deductible, with an annual maximum of $1,250 and a lifetime orthodontic maximum of $1,250. The current enrollment is 25 members, with monthly premium rates ranging from $11.40 for employee-only to $28.23 for family coverage.

The document also references a related state and local contract opportunity, RFP 2024-P11 for Employee Group Health, Dental, and Employee Assistance Plans, issued by Hays County, Texas. This RFP is seeking proposals for a comprehensive benefits package, including medical, pharmacy, dental, and employee wellness/assistance plans, to be effective January 1, 2025, with open enrollment starting October 1, 2024. The county is looking to partner with insurance companies that can provide competitive, long-term, and stable financial solutions while offering a robust benefits package.

View the file

Other files

File Type Posted
ESBD_360338_1716477848050_Attachment K - Medical Disruption File.xlsx XLSX spreadsheet
ESBD_360338_1716477854452_Attachment L - Rx Usage for Disruption and pricing April 2023-March 2024.xlsx XLSX spreadsheet
ESBD_360338_1716477846456_Attachment N - PY 2024 Funded Insurance Rates.pdf PDF
ESBD_360338_1717797769305_Attachment S - DHMO Fee Schedule.pdf PDF
ESBD_360338_1716477843854_Attachment G - Hays County Structure.pdf PDF
ESBD_360338_1717797769699_Attachment R - Dental PPO Summary of Benefits.pdf PDF
ESBD_360338_1716477849668_Attachment A - Response Forms.xlsx XLSX spreadsheet
ESBD_360338_1716477845643_Attachment H - March 2024 Invoice with Counts.pdf PDF
ESBD_360338_1717797768907_Addendum 1 - RFP 2024-P11.pdf PDF
ESBD_360338_1716477853396_Attachment B - Hays County Census (April 2024).pdf PDF
ESBD_360338_1716477849236_Attachment P - 2024 Medical Renewal.pdf PDF
ESBD_360338_1717797770098_Attachment B - Hays County Census (April 2024) Excel.xlsx XLSX spreadsheet
ESBD_360338_1716477852919_RFP 2024-P11 Employee Group Health, Dental and Employee Assistance Plans.pdf PDF
ESBD_360338_1717797768324_Attachment I - Updated - Additional Supporting Claims and Enrollment Information.xlsx XLSX spreadsheet
ESBD_360338_1716477846068_Attachment O - Stop Loss amendment (2024).pdf PDF
ESBD_360338_1716477847276_Attachment D.3 - Large Loss Claim Payments CY 2021-March 2024.pdf PDF
ESBD_360338_1716477844264_Attachment D.1 - Aggregate Stop-Loss 2021-March 2024.pdf PDF
ESBD_360338_1716477853901_Attachment E - Deer Oaks EAP Utilization.pdf PDF
ESBD_360338_1716477843084_Attachment I - Additional Supporting Claims and Enrollment Information.xlsx XLSX spreadsheet
ESBD_360338_1716477846878_Attachment D.2 - March 2024 invoice with counts.pdf PDF
ESBD_360338_1716477844656_Attachment J - Dental PPO and DHMO Disruption Information.xlsx XLSX spreadsheet
ESBD_360338_1716477845223_Attachment M - PY 2024 Retiree Rates.pdf PDF
ESBD_360338_1716477852456_Attachment F - Hays County SBCs 2022-2024.pdf PDF
Show all 23

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Text version

Renewal for

COUNTY OF HAYS

Issued on: September 22, 2023

Legal Entity

Diagnostic Service Periodic Oral Evaluation

Radiographs

Lab and Other Diagnostic Tests

Preventive Services Dental Prophylaxis (Cleaning)

Fluoride Treatment

Sealants

Space Maintainers

Basic Services

Restorations (Amalgams or Composite)*

Emergency Treatment/General Services

Simple Extractions

Oral Surgery (incl. surgical extractions)

Periodontics

Endodontics

Major Services Inlays/Onlays/Crowns

Dentures and Removable Prosthetics

Fixed Partial Dentures (Bridges)

Orthodontic Services Orthodontia

Orthodontia Eligibility

Deductible (Individual/Family)

Deductible applies to Prev. & Diag.

Annual Max

Lifetime Ortho Max

Waiting Period

Out of Network Basis

PPO Network

CMM–Annual Roll-Over

ASO Fees Current Renewal 1/1/2024-

12/31/2024 ASO Fee PEPM 1007 $3.36 $3.36

Broker Commissions $0.00 $0.00

Total ASO Fee PEPM $3.36 $3.36

ASO Annual Premium

Renewal Action (before commissions)

Renewal Action (after commissions)

12 month Claims Projection PEPM $47.19

Daily Imprest Balance (1 Day) $2,281.06

Employer Contribution

Participation Requirements

Dependent Children Coverage

Contract Basis

Benefit Period Basis

Exclusions and Limitations

Broker Commissions

Rate Guarantee

$0.00 PEPM

12 Months

Contributory

75% of Eligible Employees

To Age 26

ASO

Calendar Year

Standard

$40,602.24 $40,602.24

0.00%

0.00%

UCR 90th

Options PPO 30

No

$1,250 $1,250

Child Only (Up to Age 19)

$50/$150 $50/$150

No No

$1,250 $1,250

50% 50%

50% 50%

50% 50%

50% 50%

80% 80%

80% 80%

80% 80%

80% 80%

80% 80%

80% 80%

100% 100%

100% 100%

100% 100%

100% 100%

100% 100%

100% 100%

100% 100%

United HealthCare Services, Inc.

Primary Plan

In Network Out of Network

UnitedHealthcare Dental Renewal for COUNTY OF HAYS

Effective Date: 01/01/2024 | Policy Number: 00912772

Dental Services

Passive PPO

4P648

CS0

Legal Entity

Diagnostic Service Periodic Oral Evaluation

Radiographs

Lab and Other Diagnostic Tests

Preventive Services Dental Prophylaxis (Cleaning)

Fluoride Treatment

Sealants

Space Maintainers

Basic Services

Restorations (Amalgams or Composite)*

Emergency Treatment/General Services

Simple Extractions

Oral Surgery (incl. surgical extractions)

Periodontics

Endodontics

Major Services Inlays/Onlays/Crowns

Dentures and Removable Prosthetics

Fixed Partial Dentures (Bridges)

Orthodontic Services Orthodontia

Orthodontia Eligibility

Deductible (Individual/Family)

Deductible applies to Prev. & Diag.

Annual Max

Waiting Period

Out of Network Basis

CMM–Annual Roll-Over

Assumed Enrollment and Rates Current Renewal

Employee 6 $11.40 $11.40

Employee + Spouse 7 $21.27 $21.27

Employee + Child(ren) 6 $22.55 $22.55

Employee + Family 6 $28.23 $28.23

Monthly Premium

Annual Premium Renewal Action

Employer Contribution

Participation Requirements

Dependent Children Coverage

Contract Basis

Exclusions and Limitations

Broker Commissions

Rate Guarantee

Fully Insured

Standard

0%

12 Months

Contributory

75% of Eligible Employees

To Age 26

$521.97 $521.97

$6,263.64 $6,263.64 0.0%

No

See Copay Schedule

See Copay Schedule

See Copay Schedule

See Copay Schedule

See Copay Schedule

In Network Out of Network

See Copay Schedule

DHMO

D094C

National Pacific Dental, Inc.

Primary Plan

UnitedHealthcare Dental Renewal for COUNTY OF HAYS

Effective Date: 01/01/2024 | Policy Number: 00912772

Dental Services

General Assumptions

Dental Assumptions

Please note that the summary of benefits in this document provides a brief description of coverage. State mandates may preclude certain benefit plan design features. This is not a policy, certificate of insurance or coverage document. For complete details on coverage, exclusions, limitations and the terms under which coverage may continue, please contact your sales representative.

Quote is based on total group Average Contract Size (ACS) of 2.02

Quote is based on total group of 1032 Employees and 2084 Members.

United Healthcare reserves the right to adjust the above rates should enrollment or ACS fluctuate by +/- 10%.

This quote assumes UnitedHealthcare will retain claim fiduciary responsibility.

Digital ID cards will be available on-line, upon initial enrollment, for employees enrolled in PPO, INO and Indemnity plans. Plastic ID cards will be issued, upon initial enrollment, for employees enrolled in Direct Compensation, Select Managed Care and DHMO plans.

Our contract covers only those procedures performed in the United States.

Please contact your sales representative for more details on the network quoted in your proposal.

Run-In Claims are not Paid.

Fees include 12 months of run out claims. Additional months are available at an additional cost.

The In- and Out-of-Network Plan Deductibles, Maximums and Lifetime Ortho Maximums are combined.

* Please contact your sales representative to confirm specific plan Restorations (Amalgams or Composite) coverage.

- Assumed contract situs is Texas.

- Employees must be U.S. citizens or residents regularly working and living in the U.S. Coverage for U.S. citizens working outside of the U.S. must be approved in writing by us. Approval depends on locale and length of assignment.

- Employer's assumed primary business is classified as 9111.

- Rates may increase on renewal in accordance with the terms of the policy.

This premium may include state and federal taxes and fees.

Rates listed above assume the plan designs quoted. Rates may change, if plan design changes.

UnitedHealthcare Assumptions for COUNTY OF HAYS

Effective Date: 01/01/2024 | Policy Number: 00912772

- We reserve the right to change rates and/or plan provisions if the number of lives or volume of insurance change by more than 10% before, on, or after the effective date listed above or if factors used to generate this quote such as group demographics or effective date are changed, found to be incomplete or incorrect.

- Rates assume no changes in legislation or regulation that affects the benefits payable, eligibility or contract.

- Rates assume standard administrative services including Claims & Data processing, Enrollment & Billing, Customer Service, Case Management, Provider

Relations, and Reporting.

UnitedHealthcare Disclaimers for COUNTY OF HAYS

Effective Date: 01/01/2024 | Policy Number: 00912772

This proposal is valid for 90 days from the issued date, unless otherwise noted within this document.

Brokers and agents may receive commissions, bonuses and other compensation for selling the products presented in this proposal.

The cost of this compensation may be directly or indirectly reflected in the premium or fees for those products. Contact your broker and/or agent if you have questions regarding their compensation relating to products in this proposal.

This proposal is subject to negotiation and execution of a written agreement, which will supersede the proposal contents. This proposal does not constitute an agreement, and is based on assumptions made from the written information in our possession and provided by you. We retain the right to modify our proposal if the information upon which this proposal is based is changed or is supplemented.

We consider much of the information contained in the proposal to be proprietary or otherwise confidential, and are releasing this proposal to you on the understanding that you and your representatives will only use it, and any data included in the proposal, for the specific purpose of evaluating its content. If this is not consistent with your understanding, please notify us before reviewing the proposal.

In addition, by accepting and reviewing the contents of this proposal, you and your agents or other designees agree, to the extent permitted by law, that certain information contained herein, or other information provided to you in connection with this proposal response or associated request for proposal (RFP), is proprietary and/or confidential to UnitedHealthcare and its related entities, and may not be copied, used, distributed or disclosed without prior written consent from an authorized representative of UnitedHealthcare, other than is necessary to evaluate this proposal.

© 2021 United HealthCare Services, Inc. All Rights Reserved 0004411-05 - 9/22/2023

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