Attachment C Current Short Term Disability Benefits.pdf

Attachment C is a UnitedHealthcare document detailing Short-Term Disability Benefits for a voluntary insurance program. The document outlines how the disability plan works, providing 60% of an employee's weekly income if they are unable to perform their job due to disability, with benefits lasting up to 26 weeks. The plan allows part-time work during disability and offers personal support from disability specialists to help employees return to work. The document includes a rate table showing disability benefit rates ranging from $0.674 to $1.378 based on the employee's age, and details a premium calculation method that involves entering the employee's base annual salary.

The document specifies that UnitedHealthcare will not cover disabilities that begin during the first 12 months of coverage if caused by a pre-existing condition, defined as a sickness or injury for which the covered person was diagnosed or received treatment within three months prior to their effective date of insurance. The plan offers income protection with weekly payments, personal claim support, and disability specialists to assist employees. The rates are for the 2024-25 voluntary short-term disability program, with benefits varying by age group from less than 25 to 65+ years old. Notably, the plan is 100% voluntary, with employees paying the full premium, and no evidence of insurability is required when first enrolling.