Attachment C Current Short Term Disability Benefits.pdf

This document is Attachment C detailing Short-Term Disability Benefits offered through UnitedHealthcare for the State of Nebraska's disability insurance procurement. The document outlines the short-term disability plan that pays 60% of an employee's paycheck when they have a qualifying disability, beginning on the 1st day of injury or 8th day of sickness, for up to 26 weeks. The document includes a rate table for 2024-25 showing voluntary short-term disability rates by age group, ranging from $0.774 per $100 of coverage for those under 25 to $1.378 for those 65 and older.

The document includes a premium calculation worksheet and explains key features like part-time work allowances, disability specialist support, and pre-existing condition exclusions. The plan excludes coverage for disabilities beginning during the first 12 months after the effective date if caused by pre-existing conditions, defined as sickness or injury diagnosed or treated within 3 months prior to the effective date. The document notes that benefit payments will be reduced by other income received during disability, including sick leave or donated leave. The image shows a person using rehabilitation equipment, illustrating the return-to-work focus of the program.