Appendix_C_-_Health_Insurance_Rates_Information_for_2024-2026.pdf
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- Attached to
- RFP 26-HR-01 Broker Services, Medical, Dental, Vision, Firefighter Cancer and Life Insurance Benefits
- Solicitation number
- 26-HR-01
- Issued by
- Volusia County, Florida
About this file
This is a health insurance rates appendix document prepared by the City of Holly Hill, Florida, detailing employee benefit premium costs for the 2024-2026 contract period. The document provides itemized monthly premium rates for three insurance carriers: Florida Health Care Plans for medical coverage under a High Deductible Health Plan (HDHP) with Health Savings Account (HSA) eligibility, Principal for dental coverage, and EyeMed for vision coverage. The rates are presented in four coverage tiers—employee only, employee/spouse, employee/children, and employee/family—with separate columns indicating total premiums, employee contribution portions, city contribution portions, and semi-monthly deductions. Medical premiums increase modestly from $619.42 (employee only) in 2024 to $641.10 in 2026, while family coverage escalates from $1,300.78 to $1,346.31 over the same period. Dental and vision premiums remain stable across the three-year period, with employee-only dental coverage at $32.67 monthly and family coverage at $117.85, while vision coverage ranges from $4.86 to $14.26 depending on coverage tier. The City maintains responsibility for all dental and vision premium contributions, while medical coverage requires employee cost-sharing on non-individual plans. The document specifies that employees completing the City's Annual Wellness Initiative can earn up to $1,900 in HSA contributions annually, deposited in early January of each contract year.
The rate structure demonstrates the City's commitment to maintaining affordable employee benefits with modest premium increases aligned with market conditions. No set-asides, special designations, or disadvantaged enterprise certifications are referenced in this rates appendix. The document confirms the incumbent carriers are Florida Health Care Plans, Principal, and EyeMed, with rates effective January 1 for each contract year (2024, 2025, and 2026). The HSA wellness incentive program represents a significant employee benefit enhancement, providing tax-advantaged savings for qualified medical expenses. The stable vision and dental premium rates across the three-year period suggest fixed-rate arrangements with those carriers, while the modest medical premium increases reflect typical annual healthcare cost escalation. These rates form the basis for the City's broader broker services RFP (26-HR-01), which seeks qualified firms to manage the placement, renewal, and administration of these benefit programs for approximately 109 active employees and 53 retirees.
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FLORIDA HEALTH CARE HDHP High Deductible Plan - T95
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 619.42 619.42 0.00 0.00
EMPLOYEE/SPOUSE 1059.22 619.42 439.80 219.90
EMPLOYEE/CHILDREN 1059.22 619.42 439.80 219.90
EMPLOYEE/ FAMILY 1300.78 619.42 681.36 340.68
*HSA is a tax-advantaged account available to employees covered under high deductible health plans.
An HSA is employee owned and is utilized similiarly to a checking account with a debit card, but may only be used to pay for qualified medical expenses. Employees are eligible to earn up to $1,900 for completion of the City's Annual Wellness Initiative requirements.
Any funds earned will be deposited from the City into Employee's HSA account on January 4, 2024.
PRINCIPLE DENTAL
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 32.67 0.00 32.67 16.34
EMPLOYEE/SPOUSE 67.24 0.00 67.24 33.62
EMPLOYEE/CHILDREN 75.29 0.00 75.29 37.65
EMPLOYEE/ FAMILY 117.85 0.00 117.85 58.93
EYEMED VISION
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 4.86 0.00 4.86 2.43
EMPLOYEE/SPOUSE 9.23 0.00 9.23 4.62
EMPLOYEE/CHILDREN 9.72 0.00 9.72 4.86
EMPLOYEE/ FAMILY 14.26 0.00 14.26 7.13
CITY OF HOLLY HILL
HEALTH INSURANCE RATES EFFECTIVE JANUARY 1, 2024
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 619.42 619.42 0.00 0.00
EMPLOYEE/SPOUSE 1059.22 619.42 439.80 219.90
EMPLOYEE/CHILDREN 1059.22 619.42 439.80 219.90
EMPLOYEE/ FAMILY 1300.78 619.42 681.36 340.68
*HSA is a tax-advantaged account available to employees covered under high deductible health plans.
An HSA is employee owned and is utilized similiarly to a checking account with a debit card, but may only be used to pay for qualified medical expenses. Employees are eligible to earn up to $1,900 for completion of the City's Annual Wellness Initiative requirements.
Any funds earned will be deposited from the City into Employee's HSA account on January 5, 2025.
PRINCIPLE DENTAL
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 32.67 0.00 32.67 16.34
EMPLOYEE/SPOUSE 67.24 0.00 67.24 33.62
EMPLOYEE/CHILDREN 75.29 0.00 75.29 37.65
EMPLOYEE/ FAMILY 117.85 0.00 117.85 58.93
EYEMED VISION
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 4.86 0.00 4.86 2.43
HEALTH INSURANCE RATES EFFECTIVE JANUARY 1, 2025
EMPLOYEE/SPOUSE 9.23 0.00 9.23 4.62
EMPLOYEE/CHILDREN 9.72 0.00 9.72 4.86
EMPLOYEE/ FAMILY 14.26 0.00 14.26 7.13
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 641.10 641.10 0.00 0.00
EMPLOYEE/SPOUSE 1096.29 641.10 455.19 227.60
EMPLOYEE/CHILDREN 1096.29 641.10 455.19 227.60
EMPLOYEE/ FAMILY 1346.31 641.10 705.21 352.61
*HSA is a tax-advantaged account available to employees covered under high deductible health plans.
An HSA is employee owned and is utilized similiarly to a checking account with a debit card, but may only be used to pay for qualified medical expenses. Employees are eligible to earn up to $1,900 for completion of the City's Annual Wellness Initiative requirements.
Any funds earned will be deposited from the City into Employee's HSA account on January 15, 2026.
PRINCIPLE DENTAL
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 35.41 0.00 35.41 17.71
EMPLOYEE/SPOUSE 72.88 0.00 72.88 36.44
EMPLOYEE/CHILDREN 81.61 0.00 81.61 40.81
EMPLOYEE/ FAMILY 127.75 0.00 127.75 63.88
EYEMED VISION
TOTAL EMPLOYEE SEMI-
MONTHLY CITY MONTHLY MONTHLY
PREMIUM PORTION PORTION DEDUCTION
EMPLOYEE ONLY 4.86 0.00 4.86 2.43
HEALTH INSURANCE RATES EFFECTIVE JANUARY 1, 2026
EMPLOYEE/SPOUSE 9.23 0.00 9.23 4.62
EMPLOYEE/CHILDREN 9.72 0.00 9.72 4.86
EMPLOYEE/ FAMILY 14.26 0.00 14.26 7.13
| Rates 2024.pdf |
| Sheet1 |
| Rates-2025.XLSX_3 |
| Sheet1 |
| RATES -Rates-2026 City of Holly Hill Employment Corp. |
| Sheet1 |
File details come from the government source that posted it. Updated .