Summary

This is a Minimum Insurance Requirements document for construction projects issued by Fort Bend Independent School District (FBISD) in Texas. The document establishes mandatory insurance coverage standards that contractors must maintain throughout the duration of construction work, including the BP048 HVAC - MEP West Zone 3 Package A project. The insurance requirements serve as a prerequisite for bid submission and contract award, ensuring that all contractors possess adequate financial protection and liability coverage before commencing work on FBISD facilities.

The document specifies comprehensive insurance requirements including General Liability coverage with minimum limits of $1,000,000 per occurrence and $2,000,000 aggregate, Workers' Compensation insurance as required by Texas law, and Employer's Liability coverage with minimum limits of $1,000,000 per occurrence. Contractors must also maintain Builder's Risk/Course of Construction insurance covering the full replacement value of the project, and Automobile Liability insurance with minimum limits of $1,000,000 per occurrence for vehicles used in project operations. All insurance policies must name FBISD as an additional insured, maintain coverage throughout the contract term, and provide certificates of insurance prior to work commencement. The requirements apply uniformly to all construction contractors bidding on FBISD projects and are non-negotiable conditions for contract eligibility.