UNSPSC 64121506: Flood insurance policy

A type of risk management contract that provides coverage for real property owners from water damage to the structure and/or contents of their property.

UNSPSC 64121506 Flood insurance policy (Commodity) encompasses state and local procurement for flood risk mitigation services, structural elevation of flood-prone residential properties, and related insurance administration and monitoring work. Recent solicitations under this code show demand for turnkey structural elevation services on residential buildings, including geotechnical and topographic assessments, engineering and construction plan preparation, permitting, utility disconnection and reconnection, foundation work to achieve specified clearance above flood elevation, ADA-compliant access modifications, site restoration, and elevation certificates. Work is also solicited for third-party claims administration across property and casualty portfolios, property and casualty insurance brokerage and account management, regional flood abatement projects, and flood monitoring and alerting systems. Issuing bodies include city governments (Port Orange, Orlando), county government (Galveston County, Polk County Public Schools, Pasco County Board of County Commissioners), and state transportation departments (Texas Department of Transportation). Most recent procurement activity centers in Florida and Texas, with solicitations spanning structural elevation work, engineering design services for flood mitigation, claims administration, insurance placement, and monitoring infrastructure.

The City of Port Orange, Florida has posted two RFPs for elevation of eleven single-family flood-prone residential structures, funded through FEMA's Hazard Mitigation Grant Program (75 percent FEMA, 25 percent local match). RFP 26-24-CW is due November 13, 2026, and covers turnkey elevation services with Davis-Bacon prevailing wage compliance, Florida commercial licensure requirements, and substantial completion by January 31, 2028; a non-mandatory pre-submittal conference was held October 19, 2026. An earlier Port Orange RFP (26-06-AM), originally due August 28, 2026 and re-advertised with a September 11, 2026 deadline, called for at least two contractor awards and required attendance at a mandatory pre-proposal conference and site visit on July 30, 2026. Galveston County issued RFP 601320000069469 for property and casualty insurance coverage and account management services (due September 21, 2026). Polk County Public Schools awarded third-party claims administration services (ITN 039-DW-0826) to Cannon Cochran Management Services, Inc., with contract term September 1, 2026 through August 31, 2029 plus two optional one-year renewals. The City of Orlando solicited qualifications for design services for flood mitigation projects in the Southeast Lakes Basin under grant funding from the Florida Division of Emergency Management (RQS26-0380, due June 23, 2026). The Texas Department of Transportation posted a solicitation for flood monitoring and alerting services in the San Antonio District (Bonfire ID 601320000069469, due July 22, 2026).