UNSPSC 64121506: Flood insurance policy

A type of risk management contract that provides coverage for real property owners from water damage to the structure and/or contents of their property.

UNSPSC 64121506 Flood insurance policy is a Commodity code that maps to a range of water-risk and insurance-related procurements by state and local governments, though the recent opportunities show significant scope mismatch with the code's nominal focus. State and local issuing bodies posting under this code include county governments (Pasco County, Florida; El Paso County, Texas), municipalities (City of Orlando, Florida; City of San Antonio, Texas through the Texas Department of Transportation), school districts (Clarke County School District, Georgia; Manor Independent School District, Texas), and specialized public agencies (Workforce Solutions Borderplex, Inc., Texas). The work being solicited spans flood mitigation design services, flood monitoring and alerting systems, comprehensive insurance brokerage and risk management, property and liability insurance renewals, and primary insurance consulting—a portfolio that extends far beyond flood insurance policies proper into design, technology, brokerage placement, and advisory services. Flood-specific procurements (design services for flood mitigation in Orlando's Southeast Lakes Basin, flood monitoring and alerting for TxDOT's San Antonio District, and a sole-source specialized flood intelligence system for Pasco County) sit alongside general insurance brokerage and consulting work unrelated to flood risk.

Recent activity concentrates in Florida and Texas. The City of Orlando issued an RQS for design services on flood mitigation projects in the Southeast Lakes Basin (due June 23, 2026), with respondents required to hold Florida Professional Engineering registration and funded through the Florida Division of Emergency Management. Pasco County posted an IFB for the Alico Pass Regional Flood Abatement project (due August 11, 2026) with minimal scope detail in the public notice, and separately pursued a sole-source acquisition for a flood intelligence system from Hohonu Inc. (protest deadline February 9, 2026). The Texas Department of Transportation solicited flood monitoring and alerting services for the San Antonio District (due July 22, 2026) through the TxDOT Procurement Portal, while Clarke County School District in Georgia sought property and liability insurance broker proposals under a five-year renewal (final proposals due May 4, 2026, with market assignment on March 5, 2026). Manor Independent School District in Texas solicited primary insurance consulting services on an as-needed, multi-year basis (due February 23, 2026). The code shows active procurement across these states but reflects a broad and loosely aligned taxonomy entry—issuing bodies and BD professionals should verify code mapping against actual scope in the full solicitation documents before pursuing.