RFP_26_041-DJ_Appendix A_Questionnaire.xlsx
XLSX spreadsheet 28 KB Posted
- Attached to
- Multiple Option Dental Program
- Solicitation number
- RFP 680 26-041/DJ 5
- Issued by
- Palm Beach County, Florida
About this file
This is a questionnaire appendix (Appendix A) for RFP No. 26-041/DJ issued by Palm Beach County, Florida for a Multiple Option Dental Program covering employees of Palm Beach County, the Supervisor of Elections, and Palm Tran. The RFP seeks proposals for five dental plan options: two DHMO plans (Basic and Enhanced) and three DPPO plans (Low, High, and Premier). Proposers must complete the comprehensive questionnaire covering general administration, provider network details, claims administration, benefits design, and financial information. The contract term runs from January 1, 2027, through December 31, 2029, with requirements for 180-day notice (or by June 30th annually) for rate changes and 240-day notice (or by April 30th annually) for initial rate change indication. Proposals must include detailed provider network data for Palm Beach, Broward, and Martin Counties, including provider additions and departures over the past three years, pediatric dentist availability, and geographic access analyses via completed appendices. Respondents must also provide disruption analysis reports, member satisfaction survey results, and evidence of quality assurance measures.
The questionnaire requires proposers to address specific coverage provisions including orthodontia benefits, wisdom teeth coverage, general anesthesia, oral surgery, implant benefits with a separate $2,500 annual maximum, out-of-area emergency coverage, and dependent college student coverage. Proposers must confirm compliance with self-billing and roster billing accommodations, paperless enrollment capabilities, and waiver of waiting periods for currently enrolled members. Financial requirements include performance guarantees of up to $50,000 each for contacting all current network providers and contracting the top 100 DHMO and DPPO providers. Additional administrative responsibilities include COBRA administration for dental, medical, and health FSAs, and retiree billing services for approximately 80 retirees not paying through the Florida Retirement System. Proposers must provide current A.M. Best, Moody's, or Standard & Poor's ratings and confirm the ability to provide personalized ID cards at no additional cost. The incumbent carrier currently provides the dental program and value-added benefits including vision discount, hearing benefit, and pharmacy discount programs.
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Questionnaire
| APPENDIX A |
| QUESTIONNAIRE |
| RFP NO. 26-041/DJ |
| Provided in Excel as separate attachment at |
| https://pbcvssp.co.palm-beach.fl.us/webapp/vssp/AltSelfService |
Each proposer shall complete and submit the Questionnaire (Appendix A). The answers contained therein and any documentation provided shall be used to evaluate each proposal. The proposer shall answer all questions in Appendix A completely. Please attach additional information, if necessary, to fully explain a particular question. Incomplete answers will not be given consideration in the evaluation process.
RESPONDING CARRIER NAME: ENTER CARRIER NAME HERE
| QUESTION/REQUIREMENT | CARRIER RESPONSE |
| A. GENERAL ADMINISTRATION | |
| 1. Please indicate the legal name of your company, the home office address, the name of the home office contact and his/her telephone number. | |
| 2. Describe any parent/subsidiary relationship. Will you subcontract any part of the services to be provided? If so, explain. | |
| 3. Please indicate the name, address, e-mail address, telephone number, and work hours of the contact person(s) who will be primarily responsible for servicing each member of the GROUP. | |
| 4. State the names, addresses, e-mail addresses, telephone numbers, work experience and specific role of each of the staff members who will be part of any account management team dedicated to the GROUP. | |
| 5. Please confirm that the DHMO co-payments (ADA codes) will be guaranteed from January 1, 2027, through December 31, 2029. | |
| 6. Please confirm how much notice will be given for changes (180 day minimum required or by June 30th of each year) in the following: | |
| a. Monthly rates? | |
| b. Patient co-payments? | |
| 7. Confirm timely notice will be given for initial rate change indication (240 days minimum required or by April 30th of each year). | |
| 8. What percentage of premiums received are paid to the participating dental providers? Explain how this differs by product type. | |
| · Option I – DHMO Plan (Basic) | |
| · Option II – DHMO Plan (Enhanced) | |
| · Option III – DPPO Low Plan | |
| · Option IV - DPPO High Plan | |
| · Option V - DPPO Premier Plan | |
| 9. Do you capitate your DHMO dentists, specialists, and orthodontists? | |
| · Dentists: (Yes/No) | |
| · Specialists: (Yes/No) | |
| · Orthodontists: (Yes/No) | |
| Describe your capitation process in detail, including the specifics of any procedures you may capitate. | |
| 10. If your participating dental providers experience unusually high utilization, are they additionally compensated in any way? (Yes/No) | |
| Describe: | |
| 11. Are the employees allowed to transfer to another panel dentist while enrolled in your DHMO? (Yes/No) | |
| a. For what reason? | |
| b. How often? | |
| c. Can this transfer process be accomplished by telephone? (Yes/No) | |
| 12. Can this transfer process be accomplished online? (Yes/No) | |
| 13. What day of the month is the cut-off for that month? | |
| 14. Can your company provide a paperless enrollment environment? If yes, please describe your methods and the impact on cost, if any: | |
| 15. The BOARD prefers to self-bill based on our own enrollment records. However, the Supervisor of Elections and Palm Tran may require a monthly roster billing. Confirm that you will accommodate self-billing. (Yes/No) | |
| Confirm that you will accommodate roster billing, along with self-billing. (Yes/No) | |
| 16. Do you have a member services department to answer questions or to air any grievances? (Yes/No) | |
| a. What number(s) can the employee call? | |
| b. Is there a website available to employees? | |
| c. What hours are the representatives available? | |
| d. Is there a toll free telephone number? | |
| 17. Do you provide reports on grievances to the GROUP? If yes, how frequently and is there a fee for it? | |
| a. Frequency: | |
| b. Fee (Yes/No). If yes, list fee. | |
| c. Fee: | |
| 18. Do you have a formal appeal process? (Yes/No) | |
| If yes, please describe in detail and specify, if the process includes all quoted plans. | |
| 19. Describe your position and timing on refunding or making retroactive adjustments on enrollment problems. | |
| 20. Do you have dentists on staff in your claims office or on retainer? Are they available to resolve issues? | |
| 21. Although the plans will be offered on a voluntary (employee-pay-all) basis, the GROUP will require plan policies listing the GROUP as the policyholder, and the County’s standard contract which must be fully executed by the Board of County Commissioners and other representatives of the GROUP. Please confirm your compliance with this requirement. (Yes/No) | |
| 22. Currently, Palm Beach County does not provide any contribution towards any level of the dental plans/tiers. At the sole option of the County, the County may opt to elect to contribute towards the DHMO and/or the DPPO plans at some time in the future, upon Board approval and bargaining. If the County were to elect to provide contributions towards the employee only tiers would this impact the proposed rates? (Yes/No) | |
| If yes, explain how this would impact the rates (such as would rates be lower with the County providing a contribution. | |
| 23. What do you issue to an employee that verifies his/her coverage in a plan and its provisions? Can an employee access and print a temporary ID online? | |
| 24. When are monthly premiums due at your company? | |
| 25. Is there a grace period if premiums are not received by the due date? (Yes/No) | |
| If so, how long? | |
| 26. How long has your company been in business as a dental insurance provider in: | |
| a. Florida? | |
| b. Nationally? | |
| 27. Please provide a complete description of all limitations and/or exclusions (including waiting periods) under all plans proposed. | |
| 28. Will you waive waiting periods for employees who are currently enrolled and will be in effect on December 31, 2026, under the existing plans? | |
| · Option I – DHMO Plan (Basic) | |
| · Option II – DHMO Plan (Enhanced) | |
| · Option III – DPPO Low Plan | |
| · Option IV - DPPO High Plan | |
| · Option V - DPPO Premier Plan | |
| 29. Describe the services, benefits and coverage enhancements which set your company apart from that of your competitors. | |
| 30. Do you offer the option to bring dental care to the workplace, by offering vehicle pop-up options or conference room pop-ups in the work place for preventive and diagnostic services. (Yes/No) | |
| 31. If so, please provide detail on this service, including space requirements and any associated costs or fees that would be charged to the GROUP. | |
| 32. Do you offer any other innovative services for dental care benefits to the membership that sets your company apart from your competitors. | |
| If yes, please describe. | |
| 33. Please outline any services that are available on a fee for service basis as part of your DHMO offering. | |
| 34. The County’s existing carrier provides, to all plan participants, a value-added vision discount plan. Does your proposal offer a similar plan? (Yes/No) | |
| If yes, please describe. | |
| 35. The County’s existing carrier provides, to all participants, a value-added hearing benefit plan. Does your proposal offer a similar plan? (Yes/No) | |
| If yes, please describe. | |
| 36. The County’s existing carrier provides, to all plan participants, a discount pharmacy drug program. Does your proposal offer a similar plan? (Yes/No) | |
| If yes, please describe. | |
| What other value-added benefits will you offer to plan participants. Describe in detail. | |
| 37. Do you track performance statistics on claims payment, financial accuracy, survey results, average speed of answer, claim resolution, abandonment? If so, please provide results from last two (2) years. | |
| 38. Proposers must be able and willing to render enrollment assistance to the GROUP, including in person attendance of all scheduled annual open enrollment meetings and sessions scheduled for BOARD, PALM TRAN and Palm Beach County Supervisor of Elections employees. It is the expectation that proposers shall provide sufficient personnel to take a lead role during annual and other enrollment processes by holding multiple group meetings as well as providing resources and support for other communication methods (e.g. recorded sessions, webinars, videos, etc.). What will you do to assist during implementation and also annually during Open Enrollment periods, thereafter – be specific. | |
| B. PROVIDER NETWORK | |
| Please note: Providers are to be listed by “unique’ provider count, only. If a proposer is unable to provide “unique” provider counts for DHMO providers and for example, can provide facility counts only, proposer must describe the reason why unique provider count could not be provided and methodology used to arrive at reported provider numbers included in the proposal. | |
| 1. How many and what percentage of providers were added to your DHMO network in each of the last three (3) years? (Complete the charts separately for Palm Beach, Broward and Martin Counties). | |
| a. Palm Beach County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| b. Broward County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| c. Martin County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| 2. How many and what percentage of providers left your DHMO network in each of the last three (3) years? (Complete the charts separately for Palm Beach, Broward and Martin Counties). How many were voluntary? Involuntary? | |
| a. Palm Beach County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| b. Broward County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| c. Martin County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| 3. How many and what percentage of providers were added to your DPPO network in each of the last three (3) years? (Complete the charts separately for Palm Beach, Broward and Martin Counties). | |
| a. Palm Beach County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| b. Broward County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| c. Martin County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| 4. How many and what percentage of providers left your DPPO network in each of the last three (3) years? (Complete the charts separately for Palm Beach, Broward and Martin Counties). How many were voluntary? Involuntary? | |
| a. Palm Beach County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| b. Broward County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| c. Martin County | |
| Primary Care | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| Specialists | |
| 2023 (Number / Percentage) | |
| 2024 (Number / Percentage) | |
| 2025 (Number / Percentage) | |
| 5. Describe the specific measures used by your organization to monitor provider access. Please provide a breakdown between the DHMO and DPPO provider- access monitoring using the most recent statistics. (Examples: provider to member ratios, average wait time required for an appointment, etc.). | |
| 6. Does your proposed DHMO plan provide open access for preventive and basic services? | |
| 7. Does your proposed DHMO plan allow open access for any covered dental services? If yes, please describe in detail. | |
| 8. Does your proposed DHMO plan offer out-of-network benefits? If yes, please describe in detail. | |
| 9. A common dental program complaint by County employees is that there are not enough dentists who treat children (Pediatric Dentists, or General Dentists who will see young children (age 0 - 11) in the Palm Beach County DHMO and DPPO networks and that the waiting periods for appointments are too long. How would your company address those concerns? | |
| 10. Describe the provisions of each of the plans you are proposing relative to pedodontics and pediatric dental care. Explain if children are permitted to visit Pediatric Dentists, what the specific requirements are – including any referral requirements - and describe the coverage under each proposed plan, including any age limitations or other limitations to pediatric dental care. | |
| 11. Provide an electronic list of participating network Pediatric Dentists in Palm Beach County, Broward County and Martin County for each of the plans that you are proposing. List the age group that each participating Pediatric Dentist is treating. | |
| 12. Will your company pursue and add dentists to each network upon request from County employees? (Yes/No) | |
| If yes, describe how you would solicit County employee input. | |
| a. Please confirm that you will contact all current network providers not currently in your networks (DHMO, DPPO, or both, based on your offer) and target them for inclusion in your network. Please also confirm that you will offer a performance guarantee of up to $50,000 if you do not contact all providers not currently in your network(s). | |
| b. Please also confirm that you will offer an additional performance guarantee of $50,000 if you do not contract the top 100 DHMO and DPPO providers based on the provider disruption analysis reports provided with this RFP. | |
| 13. If there are certain areas or specialties where the adding of additional dentists upon County request is prohibited due to arrangements with networks, please specify the areas and/or specialties affected. | |
| 14. Indicate the average length of time needed to credential a new dentist into your DHMO network and your DPPO network. | |
| 15. Do you conduct onsite audits with providers in your network? (Yes/No) | |
| If you answered yes to the question above, please describe and indicate the frequency for the DHMO and the DPPO networks. | |
| 16. How quickly are members informed when their DHMO provider leaves the network? Check the appropriate response below (indicate if this timeframe is different by plan): | |
| a. Before the provider leaves | |
| b. Within two (2) weeks after leaving | |
| c. More than two (2) weeks | |
| Do you assign a new dentist automatically? (Yes/No) | |
| 17. Confirm that you have completed the requested Disruption Analysis for both DHMO and DPPO networks (Attachment 3) and returned the full file with your response. (Yes/No) | |
| 18. Confirm that you have completed the DHMO GeoAccess analysis (Appendix I) included with this Questionnaire. (Yes/No) | |
| 19. Confirm that you have completed the DPPO GeoAccess analysis (Appendix J) included with this Questionnaire. (Yes/No) | |
| 20. Provide an electronic copy of your most recent member satisfaction survey instrument and the results. | |
| 21. Provide a summary report of member complaint activity that indicates quantity and subject for the most recent six (6) month period. | |
| 22. Do you conduct provider satisfaction surveys? If yes, provide the results and a copy of the instrument used. | |
| 22. What is done to ensure quality service from providers (e.g. review malpractice cases, on site visits, training and continuing education, quality committees, etc.)? | |
| 24. What corrective action is taken if a quality issue is identified with a provider? With your employees? | |
| 25. Eligibility File: | |
| a. Does your system maintain on-line eligibility files? (Yes/No) | |
| If yes, how frequently are the files updated? | |
| b. What information is included in your eligibility file for employees and dependents (e.g. name, Social Security number, date of birth, relationship)? | |
| c. If dependent data is not maintained, how do you control the possibility of fraudulent claim submission for ineligible dependents? | |
| d. How frequently do you suggest data be transferred? | |
| e. Will you automatically terminate, or provide us a notification, of a child reaching the end of her/his eligibility period (end of the month in which the child turns 26; or end of the calendar year in which child turns age 30)? (Yes/No) | |
| 26. What accreditation must a provider possess before being admitted to the network? | |
| 27. How are referrals to specialists handled in the DHMO? | |
| 28. Are Specialists subject to written referrals in the DHMO? | |
| 29. If a written referral is not obtained, may a specialist be accessed directly in the DHMO? At what cost to the member? | |
| 30. How are specialists compensated if different than the Schedule of Benefits for the general dentists? Please provide a breakdown between the DHMO and DPPO plans using your most recent statistics. | |
| 31. How are disputes or misunderstandings between an employee and one of your dentists resolved? | |
| 32. What restrictions, if any, apply if an employee decides to drop out of the plan? Is there a minimum period of coverage for the DHMO and/or DPPOs? | |
| 33. What do you consider the ideal ratio of employees to dental providers? | |
| 34. Can employees easily access and view a list of Participating Providers online? | |
| C. CLAIMS ADMINISTRATION | |
| 1. Do you monitor how long, on average, it takes for employees to speak directly with a claim representative? (Yes/No) | |
| If so, what is the average? | |
| 2. What percentage of your claim representatives are bilingual? (%) | |
| List the language capabilities available other than English. | |
| 3. How do you define and determine reasonable and customary (R&C) levels for Out-of-Network services? | |
| a. How often are these R&C levels updated? | |
| b. Please provide detailed information on the cost differences between all the different out of network reimbursement methods (e.g. 90%, 80%, 70%, MAC, etc.) | |
| c. Please confirm you have completed Appendix H - DPPO Discount Analysis with network fees and UCR Submitted charges as requested. | |
| 4. Do network dentists automatically submit claims to the network and the claims administrator (i.e. is it a paperless process from the employee's point of view)? (Yes/No) | |
| In what situations would employees be required to submit claims in a managed care environment (in any of the plans being proposed)? | |
| 5. Describe your claim cost control program. How do you detect overcharges, unnecessary care or provider abuses? What programs have you developed to address special areas of concern? | |
| 6. Describe your coordination of benefits (COB) administration procedures. Is there an additional cost for this service? | |
| 7. How do you keep contracted providers from billing contrary to the negotiated fee schedules? Explain. | |
| 8. Does your system screen for duplicate bills? (Yes/No) | |
| If yes, describe your process for recovery if paid two or more times. | |
| 9. Is pre-determination required for any procedure? | |
| a. DHMO (Yes/No) | |
| b. DPPO (Yes/No) | |
| If yes, describe the process, the typical length of time required for a pre- determination and list the specific procedures. | |
| 10. What are the limits, if any, on routine oral exams, cleaning, scaling, x-rays, etc., in a particular year? | |
| a. On the DHMO? | |
| b. On the DPPO? | |
| c. Other? | |
| 11. For each of the plans proposed, explain how the applicable period of coverage is defined for cleanings (e.g. cleanings are allowed two (2) times per year OR the plan specifically limits coverage for cleanings to once every six (6) months). | |
| 12. Do you provide additional benefits for special situations such as pregnancy or individuals with diabetes? If yes, please describe the benefits. | |
| 13. Is there a dedicated staff person that will be assigned to this account to answer claims and provider questions from employees? (Yes/No) | |
| D. BENEFITS DESIGN | |
| 1. Provide a summary describing the details of each of the plans that you are proposing. | |
| 2. Are out-of-area emergencies covered? (Yes/No) | |
| If so, describe the claim payment procedures in detail. | |
| Describe what constitutes a covered emergency out of area on the DHMO and the DPPO (and other plans), including any dollar amount limits for out of area emergencies, as applicable. | |
| 3. Fully describe any pre-existing conditions/limitations in all proposed plans. | |
| a. Dental care already in progress by a non-participating dentist? | |
| b. Teeth extracted prior to coverage? | |
| c. Orthodontia services already in progress by a non-participating dentist? | |
| d. Dental care and/or Orthodontia care already in progress by a participating dentist but begun under the prior carrier? | |
| e. How do you handle situations where members started orthodontic care under a DPPO plan and newly enrolled in a DHMO plan and vice versa? | |
| 4. Provide your benefit level and payment schedule/reimbursement for the coverage of Wisdom Teeth. Be specific on any exclusions, limitations, by plan: | |
| · Option I – DHMO Plan (Basic) | |
| · Option II – DHMO Plan (Enhanced) | |
| · Option III – DPPO Low Plan | |
| · Option IV - DPPO High Plan | |
| · Option V - DPPO Premier Plan | |
| 5. Provide your benefit level/coverage level including any limitations, exclusions and/or exceptions (including if medical necessity is needed) for the coverage of General Anesthesia by plan. Be specific if coverage is available for simple extracts, complex extracts, wisdom teeth, crowns, implants, etc.: | |
| · Option I – DHMO Plan (Basic) | |
| · Option II – DHMO Plan (Enhanced) | |
| · Option III – DPPO Low Plan | |
| · Option IV - DPPO High Plan | |
| · Option V - DPPO Premier Plan | |
| 6. What type of communication assistance do you offer to assist in a carrier transition (e.g. for Orthodontia in treatment)? Provide samples of available materials. | |
| 7. There is a separate implant benefit currently included in both the DPPO High Plan and the DPPO Premier Plan. The benefit is currently $2,500 annually, separate from the annual plan maximum. Please confirm that you will be able to administer this. | |
| 8. Do you provide a pre-enrollment toll free telephone support hotline that members could contact to answer any transition questions? If yes, what would be the hours of operation and is there a charge for this service? | |
| 9. Will any limitations in coverage be waived for employees and their dependents who are currently enrolled in the County's current plans? (Yes/No) | |
| 10. Are second opinions covered in all plans proposed when performed by a participating dental provider? (Yes/No) | |
| By a non-participating dentist? (Yes/No) | |
| 11. Coverage for orthodontia is desired on all plans. Describe your proposed benefits in each plan and any limitations which may apply. | |
| 12. If Orthodontia coverage is limited to children, specify what percentage of increase to the rate(s) would apply in all plans if the benefit were broadened to include adults. Do your plans cover invisalign Orthodontia? | |
| 13. What kind of benefits are provided for oral surgery – which portions of oral surgery procedures are covered under the dental plan, versus a medical plan? | |
| 14. How are dental prescription drugs typically covered? | |
| 15. Is TMJ typically covered? | |
| 16. a. For proposed DPPO plans (and any other proposes plans, where applicable) what category does periodontics and endodontics fall into (basic, major)? | |
| b. Do your DPPO plans offer carry over any unused portion of the plan maximum for the prior year? (Yes/No) | |
| If so, please describe in detail. | |
| 17. Do your DPPO plans allow a family to share the dental annual maximum among all family members? If yes, what are the limitations? | |
| 18. Is there a family maximum of annual deductibles? If yes, what is the annual maximum deductible dollar amount proposed per covered family? | |
| 19. Is there any additional charge for equipment sterilization or other patient protection charges? (Yes/No) | |
| 20. How do you handle dependents who are away at college under all proposed plans? Can they select a different dentist, etc.? | |
| 21. Specify the areas in Florida where you have DHMO and/or DPPO networks. | |
| 22. Specify the areas in Florida where you DO NOT have DHMO and/or DPPO networks. | |
| 23. Describe the benefits available to dependents permanently residing out of area under all proposed plans (particularly in relationship to college students who may reside in Gainesville, Tallahassee, Jacksonville, Tampa, etc., as well as retirees who may live elsewhere in the United States). | |
| 24. Are the proposed products available in every state? If not, list those states where coverage is not available. | |
| 25. Are benefits and administration consistent across states? If not, describe the difference. | |
| 26. Describe the benefits available under all proposed plans for retirees and their dependents who reside outside of Florida. | |
| 27. Provide details about your out of area coverage for traveling members, those residing outside established service areas, and emergency care after normal working hours both within and outside the US. Describe your capabilities for negotiating fees with out of area providers. | |
| 28. Describe, in detail, your out-of-area coverage for dependent students attending school out-of-area. Include your procedures for emergency care, as well as follow-up visits. | |
| Do you have a network in the following areas where the GROUP has a high concentration of dependents attending college? | |
| Daytona Beach, Florida (Yes/No) | |
| Gainesville, Florida (Yes/No) | |
| Orlando, Florida (Yes/No) | |
| Tallahassee, Florida (Yes/No) | |
| Tampa, Florida (Yes/No) | |
| 29. Describe fully all other limitations or exclusions applicable to: | |
| a. The DHMO Plan? | |
| b. The DPPO Plans? | |
| c. Any Alternative Plan? | |
| 30. Are members required to choose a provider under the DHMO, the DPPO, Other? (Yes/No) | |
| If yes: | |
| a. Do all covered family members have to pick the same dental provider? (Yes/No) | |
| b. Is there a limit on the number of changes allowed per year? (Yes/No) | |
| c. How long after notification to the plan does the change become effective? | |
| d. If an employee or his dependents fail to choose a provider, will you automatically assign one to him? (Yes/No) | |
| e. Describe the methods available for members to use in order to choose a provider. | |
| 31. The County allows registered Domestic Partners of employees (and their eligible dependents) to participate in the plans. Will you comply with this eligibility requirement? The County’s preference is that carriers will provide this service. (Yes/No) | |
| 32. Explain your HIPAA compliance in detail. | |
| E. FINANCIAL INFORMATION | |
| 1. Does your proposal comply with all of the specifications provided? Unless exceptions are clearly stated, the County will assume the proposer is in full compliance. | |
| 2. What is the total insured (or equivalent) dental premium, by product, on your book of business? | |
| 3. Although dental COBRA administration is currently handled through United Healthcare through a medical Administrative Services Only (ASO) Agreement, your company must be willing and able to provide all-inclusive administration services (including all required notices) for the required extension of coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) for dental, medical, and health Flexible Spending Accounts (FSAs), as well as the take-over of any existing dental, medical, and health FSA COBRA accounts and future dental COBRA administration, as deemed appropriate by the GROUP. Palm Beach County's responsibility will only be to notify the COBRA administrator of a qualifying beneficiary. Palm Beach County would want any notification to the COBRA administrator to be in electronic (not paper) format. Outline your fees, if any, for this service, however, it is expressly stated that Palm Beach County will not be responsible for any fees associated with this service unless the selected carrier is actually providing the services. | |
| 4. The GROUP is interested in continuation of the outsourcing of retiree medical, dental, and/or term life billing and administration, which is currently provided by the existing dental carrier. This involves retirees who are not paying their retiree medical, dental, and/or retiree term life insurance premiums through the Florida Retirement System (FRS) insurance deduction. Retirees who are not able to pay through the Florida Retirement System because they may be a participant of the FRS Investment Plan, or their monthly FRS Pension Plan check is not sufficient to cover the entire retiree premium, are billed directly by the current dental carrier. There are approximately 80 retirees who are billed by the current vendor. Describe any services you can provide to accomplish this as well as outline your fees, if any, for this service – which may include retiree dental, retiree medical, and retiree life premium billing. | |
| 5. What is your current A.M. Best, Moody’s or Standard & Poor’s rating? If your company does not have any one of these ratings, please explain why. | |
| 6. The GROUP is interested in personalized ID cards including the employee’s name and/or policy number, dentist’s information, plan name and group number. Is this available? (Yes/No) | |
| 7. Please confirm that you will mail ID cards directly to employees for this plan year, any new hires, and any replacement cards at no additional cost to The GROUP. | |
| 8. Please confirm that if awarded the DHMO contract, you will report aggregate data including monthly enrollment, premium, claims experience and capitation (If applicable) to the GROUP. (Yes/No) | |
| If No, please explain: | |
| 9. Do your DPPO plans offer carry over any unused portion of the plan maximum for the prior year? If yes, please describe in detail. |
Appendix A - Questionnaire Page &P of &N https://pbcvssp.co.palm-beach.fl.us/webapp/vssp/AltSelfService
File details come from the government source that posted it. Updated .