RFP_26_041-Attachment 3_1 of 2_Claims Experience.pdf
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- Attached to
- Multiple Option Dental Program
- Solicitation number
- RFP 680 26-041/DJ 5
- Issued by
- Palm Beach County, Florida
About this file
This is a claims experience report for the Palm Beach County Board of County Commissioners' Multiple Option Dental Program, provided by Solstice, a dental plan administrator. The report covers the period from March 1, 2024, through February 1, 2026, and presents claims and premium data across three plan types: PPO (Preferred Provider Organization), PO (Plan Option), and DHMO (Dental Health Maintenance Organization). The data is organized by month and displays subscriber counts, member counts, incurred claims, and premiums for each plan option, allowing the county to evaluate claims experience and utilization trends across the 24-month reporting period.
The report demonstrates varying claims patterns and premium structures across the three dental plan options. PPO claims ranged from approximately $74,900 to $136,355 monthly with corresponding premiums between $93,587 and $126,300, showing the highest claims volatility among the three plans. PO plan claims fluctuated between $26,443 and $49,997 with stable premiums averaging around $39,500 monthly. DHMO claims remained the most stable, ranging from $26,443 to $40,466 with consistent premiums near $37,500 monthly. Notable increases in subscriber and member counts occurred in January 2026 across all plans, suggesting plan growth or enrollment changes during this period. Account management for this dental program is provided by dedicated Account Manager Laura Wicks at Solstice's Plantation, Florida office.
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Text version
April 16, 2026
PBC Board of County Commissioners
Month Sub Member Claims Premium
3/1/2024 2053 3668 $84,308.57 $93,587.66
4/1/2024 2057 3677 $92,508.77 $93,903.18
5/1/2024 2063 3678 $87,402.13 $94,044.14
6/1/2024 2067 3680 $86,762.25 $94,227.08
7/1/2024 2075 3687 $93,783.79 $94,298.26
8/1/2024 2073 3678 $78,513.24 $94,164.46
9/1/2024 2074 3675 $79,248.48 $94,098.96
10/1/2024 2076 3671 $91,110.46 $94,021.56
11/1/2024 2084 3684 $75,314.90 $94,408.02
12/1/2024 2101 3703 $74,909.10 $94,914.40
1/1/2025 2257 3983 $106,030.32 $110,078.88
2/1/2025 2257 3971 $97,956.33 $109,827.00
3/1/2025 2258 3969 $100,410.71 $109,997.90
4/1/2025 2263 3980 $96,441.76 $110,153.98
5/1/2025 2269 3990 $100,113.95 $110,438.52
6/1/2025 2279 4000 $90,359.68 $111,047.36
7/1/2025 2290 4007 $87,952.76 $111,472.16
8/1/2025 2299 4029 $89,043.92 $112,001.28
9/1/2025 2305 4050 $98,926.69 $112,380.04
10/1/2025 2314 4054 $100,593.64 $112,426.96
11/1/2025 2314 4054 $89,157.84 $112,349.90
12/1/2025 2325 4071 $98,774.59 $112,874.40
1/1/2026 2499 4470 $120,288.39 $125,223.36
2/1/2026 2519 4501 $136,355.10 $126,300.76
As a valued client of Solstice, we thank you for your business over the past year. Below is the experience report for date range 3/1/2024-2/1/2026.
PPO
PO Box 19199 * Plantation, FL * 33318 * Tel: 954.370.1700 * Fax: 954.370.1701
Month Sub Member Claims Premium 3/1/2024 2242 4008 $49,997.58 $40,134.76
4/1/2024 2228 3979 $38,301.41 $39,875.76
5/1/2024 2217 3939 $40,331.93 $39,555.48
6/1/2024 2221 3944 $34,205.66 $39,610.50
7/1/2024 2228 3955 $44,460.31 $39,749.62
8/1/2024 2226 3957 $48,338.37 $39,792.14
9/1/2024 2217 3933 $40,060.70 $39,591.78
10/1/2024 2221 3941 $37,537.36 $39,686.38
11/1/2024 2232 3937 $30,738.25 $39,723.20
12/1/2024 2247 3948 $28,192.16 $39,922.30
1/1/2025 2095 3693 $39,669.59 $39,610.22
2/1/2025 2083 3677 $47,509.53 $39,449.52
3/1/2025 2077 3665 $42,827.67 $39,344.08
4/1/2025 2068 3645 $42,026.59 $39,193.66
5/1/2025 2078 3658 $29,489.43 $39,376.54
6/1/2025 2073 3648 $37,216.66 $39,294.80
7/1/2025 2072 3645 $42,682.74 $39,260.68
8/1/2025 2068 3638 $27,330.03 $39,152.82
9/1/2025 2068 3646 $33,736.22 $39,210.10
10/1/2025 2084 3664 $31,653.53 $39,459.84
11/1/2025 2079 3663 $33,412.31 $39,398.30
12/1/2025 2090 3680 $35,082.55 $39,585.88
1/1/2026 1977 3479 $40,466.92 $37,403.32
2/1/2026 1984 3495 $26,443.54 $37,544.96
Should you have any questions regarding your account, please contact your dedicated Account Manager, Laura Wicks at (954) 370-4306.
Solstice Has You Covered!
DHMO
PO Box 19199 * Plantation, FL * 33318 * Tel: 954.370.1700 * Fax: 954.370.1701
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