Exhibit_B_-_Fee_Schedule.xlsx

This is a Fee Schedule Exhibit (Exhibit B) for mortgage loan servicing proposed by the County of Volusia, Florida, Community Assistance Division. The document outlines the fee structure for servicing mortgage loans issued through the County's affordable housing programs, which provide financing to low and moderate-income households for housing rehabilitation or demolition and reconstruction of their primary residences. The County currently maintains a portfolio of approximately 58 active loans and anticipates portfolio expansion based on future affordable housing funding allocations. The servicing scope includes loan account setup, monthly servicing on a per-loan basis, and escrowing and monitoring of taxes and insurance at no additional cost unless a one-time tax service vendor fee applies when transferable tax contracts are not already established.

The fee schedule specifies that all charges for mortgage loan services are inclusive within the rates quoted, with pricing structured around a new loan account setup fee and a monthly servicing rate per loan. The document indicates that the contractor must define any other fees applicable to the service arrangement. The servicing contract is designed to support the County's objectives of maintaining current loan payments among borrowers, assisting those facing hardship, managing the loan portfolio effectively, ensuring borrowers occupy homes as primary residences, and reducing portfolio delinquency rates.