Exhibit B-2025 AE Insurance Requirements.pdf
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- Solicitation number
- ISD_365048_DA
About this file
This document is an Insurance Requirements file for Architect & Engineer (A&E) Subcontracts issued by Fermi Forward Discovery Group (FFDG) for work performed at the Fermi National Accelerator Laboratory. The document outlines comprehensive insurance coverage requirements for subcontractors, including specific minimum coverage limits across multiple insurance lines: General Liability ($1M per occurrence, $2M aggregate), Automobile Liability ($1M), Excess/Umbrella Liability ($1M), Professional Liability/Errors & Omissions ($5M), and Workers' Compensation (statutory limits).
The document details additional key insurance provisions, such as requiring additional insureds (Fermi Forward Discovery Group, University of Chicago, Universities Research Association, and the United States Government), prohibiting certain policy exclusions, and mandating specific notification requirements. Subcontractors must provide insurance certificates within 10 days of subcontract signing, maintain coverage for at least 5 years after project completion, and ensure that sub-subcontractors also meet these insurance requirements. The document is dated 01/2025 and is specifically tailored for subcontracts related to architectural and engineering services at the Fermilab worksite.
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Insurance Requirements ‐ A&E Subcontracts 01/2025 1
INSURANCE REQUIREMENTS ARCHITECT & ENGINEER SUBCONTRACTS
1. Insurance: This clause applies to work performed at the Fermi National Accelerator Laboratory (Fermilab) worksite and incorporates the insurance requirements of Fermi Forward Discovery Group, LLC (FFDG).
2. Minimum Insurance Coverage: Before undertaking any work under this Subcontract, the Subcontractor shall, except as otherwise approved by FFDG, take out and maintain at its own cost and expense, insurance coverages in at least the amounts listed below, and through companies satisfactory to
FFDG.
LINE OF COVERAGE LIMITS
GENERAL LIABILITY
Commercial General Liability
☒Occurrence
EACH OCCURRENCE $1,000,000
GENERAL AGGREGATE
PRODUCTS ‐ COMPLETED OPERATIONS
AGGREGATE
Coverage will be at least as broad as ISO form CG 00 01
$2,000,000
$2,000.000
AUTOMOBILE LIABILITY
Any Auto
☒Occurrence
COMBINED SINGLE LIMIT AND IN THE
AGGREGATE
Covering owned, non‐owned, and hired automobiles with coverage at least as broad as ISO Business Auto Form CA 00 01
$1,000,000
EXCESS/UMBRELLA LIABILITY
For General, Automobile & Employers
Liability following form of underlying insurance
$1,000,000
PROFESSIONAL LIABILITY/ERRORS
& OMISSIONS
The retroactive date or prior acts exclusion shall pre‐date the date of the Subcontract and the date services are first provided.
Coverage shall be maintained for a minimum of 5 years after project completion or, if cancelled, maintain an extended reporting period for 5 years after project completion.
$5,000,000
WORKERS’ COMPENSATION
EMPLOYER’S LIABILITY
WC STATUTORY
LIMITS
OTHER As required by Illinois
Law
E.L. EACH ACCIDENT $1,000,000
E.L. DISEASE EA EMPLOYEE $1,000,000
E.L. DISEASE‐POLICY LIMIT $1,000,000
Insurance Requirements ‐ A&E Subcontracts 01/2025 2
3. Additional Insureds: All policies, except for Workers’ Compensation and Professional Liability, shall provide by appropriate language that Fermi Forward Discovery Group, LLC, the University of Chicago, Universities Research Association, Inc., and the United States Government are additional insureds for all coverages, including but not limited to completed operations. The certificates shall state that waiver of subrogation by all insurers, including workers’ compensation, is granted in favor of the additional insureds as required by written contract, that the insurance afforded by such policies is primary insurance, and that all rights of the insurer for contribution from other insurers are waived.
4. Exclusions/Terms Not Allowed:
a. General Liability policy provision or exclusion for claims by one insured against another insured, if the provision or exclusion is based on the fact that the other claimant is an insured and there would otherwise be coverage for the claim;
b. General Liability policy provision or exclusion for claims for indemnity arising out of injury to employee(s) of Subcontractor or sub-subcontractor(s);
c. Provision in any policy allowing insurer to obtain reimbursement of defense costs;
d. Provision in any policy that erodes limits of insurance by insurer’s payment of defense costs.
5. Evidence of Insurance; Notice of Cancellation or Material Change in Coverage/Condition: The Subcontractor agrees to deliver to FFDG within ten (10) days of the signing and delivery of this Subcontract, certificates evidencing compliance with the requirements herein, as well as all material amendatory endorsements. Upon request, Subcontractor will deliver certificates identifying an Additional Insured as a certificate holder. The required policies must be endorsed to provide thirty (30) days’ notice to FFDG of any cancellation (or 10 days’ notice of cancellation for non-payment). Subcontractor may provide the required notice of cancellation in lieu of the insurer if FFDG consents in writing to the substitution of requirement. FFDG reserves the right to obtain replacement coverage if Subcontractor does not and FFDG may deduct the cost of the replacement insurance from amounts due to the Subcontractor. The Subcontractor must agree to provide complete, certified copies of all required insurance policies if requested by FFDG. Receipt or review by FFDG or FFDG’s representatives of any evidence of insurance coverage, failure to request such evidence of insurance coverage, or failure to object to any evidence of insurance coverage that does not comply with these requirements, shall not be deemed a waiver of such requirements and shall not relieve Subcontractor of any obligation to comply with these insurance requirements.
6. Sub-Subcontractor Insurance Requirements: Insurance requirements, including the Additional Insureds requirement, shall apply to all sub-subcontractors, consultants, and others doing work in connection of this Subcontract. However, Subcontractor shall determine the insurance limits required on a per sub-subcontractor basis, taking into account the particular work to be done by the sub-subcontractor or others doing work under the Subcontract, and the interrelationship of that work together with other work being conducted by the Subcontractor. Before permitting any sub-subcontractor to perform any work, Subcontractor shall obtain certificates of insurance or other suitable evidence that each sub-subcontractor maintains insurance appropriate for the particular work to be done by the sub-subcontractor.
7. Indemnification: The Subcontractor shall indemnify FFDG for any expense incurred or loss suffered by FFDG for the failure of the Subcontractor to comply with the insurance requirements for this Subcontract.
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