Delta Dental Risk Fin Rpt
197 KB Posted
- Attached to
- ACC Employee & Retiree Dental Insurance
- Solicitation number
- RFP01089
- Issued by
- Atkinson County, Georgia
About this file
This is a Delta Dental Risk Financial Report for the Unified Government of Athens-Clarke County (Group Number: 17763) covering the period from July 1, 2020 through June 30, 2022. The report presents comprehensive dental insurance claims experience and enrollment data for the county's employee and retiree dental plan administered by Delta Dental Insurance Company. The document includes summary statistics, monthly financial experience tracking, enrollment distribution by coverage type, and claims paid by division across four organizational divisions (17763-00001, 17763-00002, 17763-08001, and 17763-09001). Over the two-year reporting period, total premiums collected amounted to $1,973,887 with incurred claims of $1,609,850, reflecting a claims-to-premium ratio of 81.6 percent. Average monthly primary enrollee exposure was approximately 1,597 members during the most recent incurred period (July 1, 2021 through June 30, 2022), representing a 0.8 percent year-over-year decrease from the prior period.
The financial report indicates that incurred claims increased from $784,815 (80.0 percent of premium) in the prior period to $825,035 (83.1 percent of premium) in the current period, demonstrating a 5.1 percentage point increase in the claims-to-premium ratio. Total paid claims across all divisions amounted to $1,618,548 based on 11,058 individual claims processed. The primary enrollee distribution shows that 52.4 percent of primary enrollees had enrolled dependents in the current period compared to 54.2 percent in the prior period, with total membership declining from 3,348 members to 3,233 members. Division 17763-00001 represents the largest segment with 1,132 primary enrollees as of June 2022, while divisions 17763-00002, 17763-08001, and 17763-09001 are considerably smaller with 4, 434, and 12 primary enrollees respectively.
Text of this file
Delta Dental Actuarial 7/7/2022
DELTA DENTAL RISK FINANCIAL REPORT PACKAGE
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
TABLE OF CONTENTS
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
Tab Report Title
Summary SUMMARY OF KEY STATISTICS
1 MONTHLY FINANCIAL EXPERIENCE
2 MONTHLY FINANCIAL EXPERIENCE BY DIVISION
Appendix A PAID CLAIMS BY DIVISION
DELTA DENTAL INSURANCE COMPANY
SUMMARY OF KEY STATISTICS
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
Premium $981,477 100.0% $992,410 100.0% Incurred Claims* $784,815 80.0% $825,035 83.1%
Exposure** 19,310 19,158 Avg. Exposure 1,609 1,597 Avg. Member Count 3,348 3,233
* Includes estimate for incurred but unreported (IBUR).
** Exposure = Total primary enrollee months during the period.
For more information regarding financial experience, please refer to tabs 1, 2 and Appendix A.
Paid Period: July 1, 2020 - June 30, 2022 and Incurred Period: July 1, 2020 - June 30, 2021 compared to Paid and Incurred Period: July 1, 2021 - June 30, 2022
Financial Summary
Paid Period: 07/1/2020 - 06/30/2022 and Incurred Period: 07/1/2020 - 06/30/2021
Paid Period: 07/1/2021 - 06/30/2022 and Incurred Period: 07/1/2021 - 06/30/2022
• For incurred period ended June 30, 2022, the group had an average exposure of 1,597 primary enrollees. This represents a year / year decrease of 0.8% from the previous period's average exposure of 1,609 primary enrollees.
• For the current period, incurred claims amounted to $825,035, or 83.1% of premium, compared to $784,815, or 80.0% of premium, during the previous period.
• During the current period, 52.4% of primary enrollees had enrolled dependents vs. 54.2% of primary enrollees during the previous period.
81 93
78 90
Enrollee Only Enrollee + Spouse Enrollee + 1 Child Enrollee + Children Family
Primary Enrollee Distribution June 2021 vs. June 2022
Jun-21 Jun-22
DELTA DENTAL INSURANCE COMPANY
MONTHLY FINANCIAL EXPERIENCE
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
Paid and Incurred Period: July 1, 2020 - June 30, 2022
Date Premium Incurred Claims* Enrollee Only Enrollee +
Spouse Enrollee + 1
Child Enrollee + Children Family
Total Primary Enrollees
Adult Dependents
Child Dependents
Total Members
Jul-20 $105,413 $76,503 733 355 82 99 344 1,613 700 1,067 3,380 Aug-20 $75,887 $70,016 733 356 81 97 344 1,611 701 1,061 3,373 Sep-20 $76,630 $63,451 732 359 79 95 345 1,610 705 1,057 3,372 Oct-20 $76,146 $59,418 730 361 79 95 341 1,606 703 1,050 3,359 Nov-20 $75,451 $46,369 734 361 78 96 337 1,606 698 1,046 3,350 Dec-20 $104,060 $58,322 734 358 77 96 334 1,599 692 1,035 3,326 Jan-21 $77,954 $68,086 737 358 81 96 338 1,610 696 1,043 3,349 Feb-21 $77,895 $70,576 735 361 81 96 336 1,609 697 1,040 3,346 Mar-21 $78,344 $75,189 746 362 81 96 333 1,618 695 1,034 3,347 Apr-21 $78,261 $66,663 744 363 82 96 332 1,617 695 1,032 3,344 May-21 $77,388 $59,280 739 360 82 96 329 1,606 689 1,024 3,319 Jun-21 $78,048 $70,941 742 363 81 93 326 1,605 689 1,013 3,307 Jul-21 $106,030 $64,166 745 359 80 91 324 1,599 683 1,001 3,283 Aug-21 $77,022 $79,216 751 360 82 87 322 1,602 682 984 3,268 Sep-21 $76,800 $61,253 749 361 83 89 318 1,600 679 978 3,257 Oct-21 $77,219 $64,063 750 362 80 91 318 1,601 680 979 3,260 Nov-21 $36,814 $65,022 758 364 78 88 315 1,603 679 963 3,245 Dec-21 $104,600 $60,913 764 360 77 89 310 1,600 670 952 3,222 Jan-22 $85,207 $73,814 767 347 80 92 318 1,604 665 987 3,256 Feb-22 $87,591 $75,974 768 344 81 90 318 1,601 662 981 3,244 Mar-22 $85,632 $83,953 767 341 79 91 316 1,594 657 974 3,225 Apr-22 $85,482 $57,468 770 341 78 90 311 1,590 652 957 3,199 May-22 $86,262 $61,364 767 345 75 89 306 1,582 651 940 3,173 Jun-22 $83,750 $77,829 769 341 78 90 304 1,582 645 937 3,164
Total $1,973,887 $1,609,850 17,964 8,542 1,915 2,228 7,819 38,468 16,365 24,135 78,968
Note: The number of primary enrollees may change to include retroactive additions and/or deletions in eligibility.
* Includes estimate for incurred but unreported (IBUR).
DELTA DENTAL INSURANCE COMPANY
MONTHLY FINANCIAL EXPERIENCE BY DIVISION
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
Paid and Incurred Period: July 1, 2020 - June 30, 2022 Group- Division Date Premium Incurred Claims* Enrollee Only
Enrollee + Spouse
Enrollee + 1 Child
Enrollee + Children Family
Total Primary Enrollees
Adult Dependents
Child Dependents
Total Members
17763-00001 Jul-20 $88,486 $58,339 522 204 78 99 317 1,220 522 1,015 2,757 17763-00001 Aug-20 $58,961 $52,917 519 202 76 97 318 1,212 521 1,009 2,742 17763-00001 Sep-20 $58,938 $48,602 516 205 75 95 318 1,209 524 1,004 2,737 17763-00001 Oct-20 $58,812 $48,507 514 205 75 95 314 1,203 520 997 2,720 17763-00001 Nov-20 $58,055 $36,372 518 204 74 96 309 1,201 513 992 2,706 17763-00001 Dec-20 $86,525 $47,010 518 201 73 96 306 1,194 507 982 2,683 17763-00001 Jan-21 $60,165 $50,310 519 197 78 96 308 1,198 505 989 2,692 17763-00001 Feb-21 $60,042 $52,939 517 199 78 96 307 1,197 506 987 2,690 17763-00001 Mar-21 $59,974 $56,692 527 199 78 96 305 1,205 504 982 2,691 17763-00001 Apr-21 $60,146 $48,253 525 199 79 96 305 1,204 504 981 2,689 17763-00001 May-21 $59,351 $45,374 520 194 79 96 301 1,190 495 971 2,656 17763-00001 Jun-21 $58,744 $55,621 524 193 78 93 295 1,183 488 955 2,626 17763-00001 Jul-21 $87,318 $44,949 526 189 77 90 294 1,176 483 940 2,599 17763-00001 Aug-21 $58,637 $58,435 529 191 79 86 293 1,178 484 926 2,588 17763-00001 Sep-21 $58,164 $45,556 525 190 80 88 290 1,173 480 922 2,575 17763-00001 Oct-21 $58,238 $51,832 524 190 77 89 291 1,171 481 923 2,575 17763-00001 Nov-21 $17,579 $47,063 531 190 75 85 288 1,169 478 905 2,552 17763-00001 Dec-21 $85,579 $46,919 536 187 74 86 283 1,166 470 894 2,530 17763-00001 Jan-22 $65,027 $56,626 537 172 77 89 290 1,165 462 928 2,555 17763-00001 Feb-22 $66,614 $52,107 532 169 77 87 289 1,154 458 922 2,534 17763-00001 Mar-22 $64,828 $63,436 530 167 75 88 287 1,147 454 910 2,511 17763-00001 Apr-22 $64,670 $39,849 533 167 74 87 281 1,142 448 890 2,480 17763-00001 May-22 $65,242 $43,747 529 172 70 86 275 1,132 447 870 2,449 17763-00001 Jun-22 $62,742 $61,273 531 168 73 87 273 1,132 441 868 2,441 17763-00002 Jul-20 $379 $1,305 1 3 0 0 3 7 6 7 20 17763-00002 Aug-20 $379 $520 1 3 0 0 3 7 6 7 20 17763-00002 Sep-20 $379 $346 1 3 0 0 3 7 6 7 20 17763-00002 Oct-20 $379 $267 1 3 0 0 3 7 6 7 20 17763-00002 Nov-20 $379 $147 1 3 0 0 3 7 6 7 20 17763-00002 Dec-20 $379 $622 1 3 0 0 3 7 6 7 20 17763-00002 Jan-21 $379 $0 1 3 0 0 3 7 6 7 20 17763-00002 Feb-21 $379 $0 1 3 0 0 3 7 6 7 20 17763-00002 Mar-21 $379 $543 1 3 0 0 3 7 6 7 20 17763-00002 Apr-21 $379 $1,460 1 3 0 0 3 7 6 7 20 17763-00002 May-21 $379 $253 1 3 0 0 3 7 6 7 20 17763-00002 Jun-21 $555 $730 1 3 0 0 3 7 6 7 20 17763-00002 Jul-21 $555 $89 1 3 0 0 3 7 6 7 20 17763-00002 Aug-21 $555 $506 1 3 0 0 2 6 5 4 15 17763-00002 Sep-21 $462 $339 1 3 0 0 2 6 5 4 15 17763-00002 Oct-21 $462 $110 1 3 0 0 2 6 5 4 15 17763-00002 Nov-21 $379 $525 1 3 0 0 2 6 5 4 15 17763-00002 Dec-21 $462 $762 1 3 0 0 2 6 5 4 15 17763-00002 Jan-22 $402 $376 1 3 0 0 2 6 5 4 15 17763-00002 Feb-22 $402 $606 1 3 0 0 2 6 5 4 15
17763-00002 Mar-22 $402 $383 1 3 0 0 2 6 5 4 15 17763-00002 Apr-22 $402 $109 1 3 0 0 1 5 4 2 11 17763-00002 May-22 $402 $30 1 3 0 0 1 5 4 2 11 17763-00002 Jun-22 $303 $160 1 2 0 0 1 4 3 2 9 17763-08001 Jul-20 $16,129 $16,265 209 146 4 0 22 381 168 43 592 17763-08001 Aug-20 $16,129 $16,410 212 148 5 0 21 386 169 43 598 17763-08001 Sep-20 $16,896 $14,275 214 148 4 0 22 388 170 44 602 17763-08001 Oct-20 $16,538 $10,644 214 150 4 0 22 390 172 44 606 17763-08001 Nov-20 $16,546 $8,597 214 151 4 0 23 392 174 45 611 17763-08001 Dec-20 $16,684 $10,414 214 151 4 0 23 392 174 44 610 17763-08001 Jan-21 $16,938 $17,525 216 155 3 0 25 399 180 45 624 17763-08001 Feb-21 $17,003 $17,559 215 156 3 0 24 398 180 44 622 17763-08001 Mar-21 $17,520 $17,685 216 157 3 0 24 400 181 44 625 17763-08001 Apr-21 $17,150 $16,747 216 158 3 0 23 400 181 43 624 17763-08001 May-21 $17,129 $12,882 216 160 3 0 23 402 183 43 628 17763-08001 Jun-21 $18,155 $14,063 215 164 3 0 24 406 188 44 638 17763-08001 Jul-21 $17,656 $17,288 216 164 3 0 24 407 188 44 639 17763-08001 Aug-21 $17,275 $19,512 218 162 3 0 24 407 186 44 637 17763-08001 Sep-21 $17,552 $14,897 220 165 3 0 23 411 188 42 641 17763-08001 Oct-21 $17,897 $12,122 222 166 3 1 22 414 188 42 644 17763-08001 Nov-21 $18,099 $17,078 223 168 3 2 22 418 190 44 652 17763-08001 Dec-21 $17,937 $12,839 224 167 3 2 22 418 189 44 651 17763-08001 Jan-22 $19,147 $16,441 226 169 3 2 23 423 192 45 660 17763-08001 Feb-22 $19,914 $23,146 230 169 4 2 24 429 193 45 667 17763-08001 Mar-22 $19,800 $19,865 231 168 4 2 24 429 192 50 671 17763-08001 Apr-22 $19,709 $16,890 232 168 4 2 25 431 193 53 677 17763-08001 May-22 $19,947 $16,481 233 167 5 2 26 433 193 56 682 17763-08001 Jun-22 $19,945 $15,111 233 168 5 2 26 434 194 55 683 17763-09001 Jul-20 $419 $594 1 2 0 0 2 5 4 2 11 17763-09001 Aug-20 $419 $169 1 3 0 0 2 6 5 2 13 17763-09001 Sep-20 $417 $229 1 3 0 0 2 6 5 2 13 17763-09001 Oct-20 $417 $0 1 3 0 0 2 6 5 2 13 17763-09001 Nov-20 $472 $1,254 1 3 0 0 2 6 5 2 13 17763-09001 Dec-20 $472 $277 1 3 0 0 2 6 5 2 13 17763-09001 Jan-21 $472 $252 1 3 0 0 2 6 5 2 13 17763-09001 Feb-21 $472 $78 2 3 0 0 2 7 5 2 14 17763-09001 Mar-21 $472 $269 2 3 0 0 1 6 4 1 11 17763-09001 Apr-21 $586 $203 2 3 0 0 1 6 4 1 11 17763-09001 May-21 $529 $772 2 3 0 0 2 7 5 3 15 17763-09001 Jun-21 $593 $527 2 3 0 0 4 9 7 7 23 17763-09001 Jul-21 $500 $1,840 2 3 0 1 3 9 6 10 25 17763-09001 Aug-21 $555 $764 3 4 0 1 3 11 7 10 28 17763-09001 Sep-21 $622 $461 3 3 0 1 3 10 6 10 26 17763-09001 Oct-21 $622 $0 3 3 0 1 3 10 6 10 26 17763-09001 Nov-21 $757 $356 3 3 0 1 3 10 6 10 26 17763-09001 Dec-21 $622 $394 3 3 0 1 3 10 6 10 26 17763-09001 Jan-22 $631 $371 3 3 0 1 3 10 6 10 26 17763-09001 Feb-22 $661 $115 5 3 0 1 3 12 6 10 28 17763-09001 Mar-22 $603 $269 5 3 0 1 3 12 6 10 28 17763-09001 Apr-22 $701 $620 4 3 0 1 4 12 7 12 31 17763-09001 May-22 $671 $1,106 4 3 0 1 4 12 7 12 31 17763-09001 Jun-22 $760 $1,285 4 3 0 1 4 12 7 12 31
Total $1,973,887 $1,609,850 17,964 8,542 1,915 2,228 7,819 38,468 16,365 24,135 78,968
Note: The number of primary enrollees may change to include retroactive additions and/or deletions in eligibility.
* Includes estimate for incurred but unreported (IBUR).
DELTA DENTAL INSURANCE COMPANY
PAID CLAIMS BY DIVISION
UNIFIED GOVERNMENT OF ATHENS-CLARKE COUNTY
Group Number: 17763
Paid Period: July 1, 2020 - June 30, 2022 Group- Division Date
Number of Claims Paid Amount
17763-00001 Jul-20 449 $65,943 17763-00001 Aug-20 373 $51,419 17763-00001 Sep-20 434 $60,836 17763-00001 Oct-20 316 $48,080 17763-00001 Nov-20 273 $38,756 17763-00001 Dec-20 369 $49,724 17763-00001 Jan-21 302 $42,526 17763-00001 Feb-21 323 $45,216 17763-00001 Mar-21 414 $64,506 17763-00001 Apr-21 399 $56,223 17763-00001 May-21 291 $40,554 17763-00001 Jun-21 417 $61,814 17763-00001 Jul-21 275 $41,136 17763-00001 Aug-21 361 $50,992 17763-00001 Sep-21 361 $47,353 17763-00001 Oct-21 338 $51,950 17763-00001 Nov-21 322 $44,354 17763-00001 Dec-21 382 $50,503 17763-00001 Jan-22 298 $43,372 17763-00001 Feb-22 315 $52,637 17763-00001 Mar-22 421 $66,333 17763-00001 Apr-22 262 $43,693 17763-00001 May-22 340 $51,014 17763-00001 Jun-22 378 $55,096 17763-00002 Jul-20 3 $1,281 17763-00002 Aug-20 4 $796 17763-00002 Sep-20 3 $244 17763-00002 Oct-20 2 $369 17763-00002 Nov-20 0 $0 17763-00002 Dec-20 3 $375 17763-00002 Jan-21 4 $394 17763-00002 Feb-21 0 $0 17763-00002 Mar-21 4 $394 17763-00002 Apr-21 4 $1,609 17763-00002 May-21 0 $0 17763-00002 Jun-21 4 $581
17763-00002 Jul-21 3 $491 17763-00002 Aug-21 2 $282 17763-00002 Sep-21 2 $295 17763-00002 Oct-21 3 $268 17763-00002 Nov-21 4 $920 17763-00002 Dec-21 2 $762 17763-00002 Jan-22 2 $366 17763-00002 Feb-22 2 -$214 17763-00002 Mar-22 2 $678 17763-00002 Apr-22 1 $220 17763-00002 May-22 1 $89 17763-00002 Jun-22 0 $0 17763-08001 Jul-20 107 $16,477 17763-08001 Aug-20 102 $16,740 17763-08001 Sep-20 115 $16,577 17763-08001 Oct-20 90 $12,418 17763-08001 Nov-20 56 $7,420 17763-08001 Dec-20 70 $10,707 17763-08001 Jan-21 73 $12,712 17763-08001 Feb-21 122 $18,518 17763-08001 Mar-21 135 $18,872 17763-08001 Apr-21 104 $17,783 17763-08001 May-21 64 $10,468 17763-08001 Jun-21 98 $16,434 17763-08001 Jul-21 79 $10,950 17763-08001 Aug-21 128 $19,806 17763-08001 Sep-21 138 $16,997 17763-08001 Oct-21 112 $16,346 17763-08001 Nov-21 115 $15,946 17763-08001 Dec-21 107 $13,788 17763-08001 Jan-22 71 $10,578 17763-08001 Feb-22 141 $21,215 17763-08001 Mar-22 146 $20,452 17763-08001 Apr-22 101 $15,584 17763-08001 May-22 118 $19,549 17763-08001 Jun-22 119 $15,648 17763-09001 Jul-20 3 $978 17763-09001 Aug-20 3 $252 17763-09001 Sep-20 4 $347 17763-09001 Oct-20 1 $0 17763-09001 Nov-20 4 $1,254 17763-09001 Dec-20 1 $277 17763-09001 Jan-21 2 $181 17763-09001 Feb-21 1 $71 17763-09001 Mar-21 4 $289 17763-09001 Apr-21 1 $58 17763-09001 May-21 4 $478 17763-09001 Jun-21 6 $870 17763-09001 Jul-21 4 $216
17763-09001 Aug-21 9 $1,701 17763-09001 Sep-21 3 $702 17763-09001 Oct-21 1 $0 17763-09001 Nov-21 7 $946 17763-09001 Dec-21 2 $122 17763-09001 Jan-22 4 $562 17763-09001 Feb-22 2 $61 17763-09001 Mar-22 3 $166 17763-09001 Apr-22 1 $168 17763-09001 May-22 4 $1,646 17763-09001 Jun-22 5 $995
Total 11,058 $1,618,548
| Cover |
| ToC |
| Summary |
| 1 |
| 2 |
| Appendix A |
Other files
| File | Type | Posted |
|---|---|---|
| RFP 01089 - Addendum I | — | |
| Delta Plan with Exp | — | |
| Delta Dental Pricing | — | |
| Addendum II | — | |
| Census | — | |
| RFP 01089 Docs | — | |
| Award Information | — | |
| Addendum III - Clarification | — | |
| 2022 Delta Dental Renewal | — |
On GovTribe
Work with this file
- Download the original file
- Contacts named in this file
- Similar government files
- Ask GovTribe AI about this file
File details come from the government source that posted it. Updated .