Appendix K - Insurance.pdf

Appendix K is an insurance requirements document for a state and local contract opportunity. The appendix establishes mandatory insurance coverage requirements that contractors must maintain throughout contract performance and for specified periods thereafter. The document outlines requirements for general liability insurance, automobile liability insurance, workers' compensation insurance, and other coverage types depending on the nature of work performed. Contractors are required to provide certificates of insurance prior to commencing work and must maintain continuous coverage without lapse. The insurance requirements apply to the contractor and all subcontractors engaged in contract work.

The appendix specifies minimum coverage limits for each insurance type, naming requirements for additional insureds, and waiver of subrogation provisions. Insurance policies must be issued by carriers rated A- VII or better by A.M. Best and licensed to do business in the relevant state. Contractors must provide thirty days' written notice of cancellation, non-renewal, or material changes to policies. The document may include provisions requiring additional insurance for high-risk activities or specialized work. All insurance requirements must be satisfied as a condition of contract award and continued performance, with non-compliance potentially resulting in contract termination or suspension of payment.