6-Minimum Insurance Requirements.pdf
PDF 88 KB Posted
- Solicitation number
- 26-370
- Issued by
- Dallas County, Round Rock City, Texas
About this file
This is a minimum insurance coverage requirements document issued by Richardson Independent School District (RISD) in Texas for vendors providing services under contract. The document establishes mandatory insurance specifications that all vendors must maintain throughout the duration of their contracts or projects with RISD. Vendors must carry comprehensive general liability insurance with per-occurrence limits of $1,000,000, medical expense coverage of $5,000 per person, personal and advertising injury limits of $1,000,000, and general aggregate limits of $1,000,000. Additionally, vendors are required to maintain automobile liability insurance with combined single limits of $1,000,000 per accident and workers compensation insurance at statutory limits as defined by Texas Labor Code. All insurance policies must name RISD as an additional insured and include a 30-day cancellation notice provision.
Vendors must ensure that all subcontractors either procure equivalent insurance coverage or be covered under the vendor's own policies. Certificates of insurance or workers compensation coverage agreements must be provided prior to project commencement and renewed before expiration if the coverage period extends beyond the project duration. Vendors are responsible for ensuring all employees providing services on the project maintain proper workers compensation coverage in accordance with Texas Labor Code 401.022(44) and must post official Texas Worker's Compensation Commission notices at project sites informing all service providers of coverage requirements and verification procedures.
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Text version
RICHARDSON INDEPENDENT SCHOOL DISTRICT
MINIMUM INSURANCE COVERAGE REQUIRMENTS
The vendor will be responsible to carry and keep in force the following minimum insurance coverage for the duration of the contract/project.
A. Comprehensive General Liability Insurance
1. Each Occurrence Limit $1,000,000
2. Medical Expense Limit (any one person) $5,000
3. Personal and Advertising Injury Limit $1,000,000
4. General Aggregate Limit $1,000,000
5. Products/Completed Operations Aggregate Limit $1,000,000
6. Fire Damage Limit (each occurrence) $50,000
B. Automobile Liability Insurance
1. Combine Single Limit (each accident) $1,000,000
C. Workers Compensation Insurance Statutory Limits
Liability Insurance shall cover premises operations and vendor’s liability, as stated above, with the following endorsements:
1. The school district as an additional insured under all coverage except workers compensation.
2. Thirty (30) day notice of Cancellation or material change.
A copy of a certificate of insurance, a certificate of authority of self-insure issued by the commission, or a coverage agreement (DWC081, DWC082, DWC083, DWC084 or DWC085) showing statutory worker’s compensation insurance coverage for the person’s or entity’s employees providing services on a project is required for the duration of the project/contract.
The vendor shall either:
1. Require each of its sub-contractors to procure and to maintain during the life of the sub-contract, Comprehensive General Liability Insurance, Automobile Liability Insurance and Sub-contractors Workers Compensation Insurance (DWC081, DWC082, DWC083, DWC084 or DWC085) of the type and same amounts as specified above, or
2. Insure the activity of its sub-contractors in its own policy/policies.
If the coverage period shown on the Vendor’s current certificate of insurance ends during the duration of the project, the Vendor must, prior to the end of the coverage period, file a new certificate of coverage with RISD showing that coverage has been extended.
The Vendor shall provide coverage, based on proper reporting of classification codes and payroll amounts and filing of any coverage agreements, which meets the statutory requirements of Texas Labor code agreements, Texas Labor Code 401.022 (44) for all employees of the vendor providing services on the project for its duration.
The Vendor shall post on each project site a notice, in the text form and manner prescribed by the Texas Worker’s Compensation Commission, informing all persons providing services on the project that they are required to be covered, and stating how a person may verify coverage and report lack of coverage.
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