5-Attachment B Current Dental and Vision Plan Summaries.pdf

PDF 254 KB Posted

Attached to
Employee Benefits Consulting and Insurance Brokerage Serviecs RFP
Solicitation number
LCSD10052026
Issued by
Utah

About this file

This document is a current benefits plan summary for Logan City School District, detailing the existing dental and vision coverage provided to employees. The dental plan, administered by Samera Health (a product of Town & Country Life Insurance Co.), operates on a plan year from September 1 through August 31 with Group Number LSDT09012023. The plan covers diagnostic and preventive services at 100% in-network, basic services at 70% after a $75 individual or $225 family deductible, major services at 50% after deductible, with a $1,000 maximum annual benefit. Preventive care includes two routine exams and cleanings per plan year with no waiting period, while major services such as crowns and dentures are subject to specific frequency limitations. The vision plan, designated Silver E150, provides coverage through any provider with annual benefits including an eye exam covered up to plan allowance, up to $150 for frames once per plan year, up to $75 for lenses, and up to $100 for lens options, with contact lens coverage as an alternative to glasses. Both plans specify coverage exclusions, frequency limitations, and coordination of benefits provisions.

The document serves as an attachment to the Employee Benefits Consulting and Insurance Brokerage Services RFP for Logan City School District and represents the incumbent plans against which proposing firms will likely benchmark their recommendations. Samera Health may be contacted at 435-563-0613 or Info@samerahealth.com for additional plan details, with dental claims submitted to Smithfield, Utah 84335 and vision claims processed through www.samerahealth.com/claim-reimbursement. The summary explicitly notes that it does not describe all plan terms and conditions, with the complete plan certificate serving as the definitive reference document. This attachment provides RFP respondents with comprehensive baseline information regarding current employee benefits structure, enabling comparison and evaluation of alternative benefit proposals.

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ATTACHMENT B

CURRENT DENTAL AND VISION PLAN SUMMARIES

Samera Health

Logan City School District - Employee Benefits Consulting and Insurance Brokerage Services RFP a product of Town & Country Life Insurance Co.

BENEFITS IN-NETWORK NON-NETWORK*

MAXIMUM ANNUAL BENEFIT

DEDUCTIBLE

DIAGNOSTIC/PREVENTIVE

Exams, X-rays, Cleanings

BASIC SERVICES

Restorations, Extractions, Oral Surgery

Endodontics, Periodontal Services

MAJOR SERVICES

Crowns, Dentures, Bridges

ORTHODONTIA

NA NA NA

LIFETIME ORTHO MAXIMUM

AD: AFTER DEDUCTIBLE

*Member will be responsible for amounts billed by non-participating providers in excess of maximum allowable fee.

COVERAGE / PROVISIONS / EXCLUSIONS:

Bone Grafts (D7953)

Composites (fillings):

Coordination of Benefits

Crowns

Full Mouth Debridement (D4355)

Impacted Wisdom Teeth & Assoc Anes

Implants

Limited Oral Exam (D0140)

Missing Tooth Clause

Nitrous No Coverage

Occlusal Guards

Panoramic & Bitewing same day?

Perio Evaluation (D0180) No Coverage

Sealants

Space Maintainers

FREQUENCIES*:

Bitewings

Exam (D0120, D0150)

Filling Replacement

Fluoride (D1206 or D1208)

Major Replacement

Panoramic or Full Mouth

Periapical X-rays

Perio Maintenance

Prophy (Cleaning)

Scaling & Root Planing (D4341)

*Additional frequencies may apply to other procedures not listed on this benefit summary. Please refer to the certificate for more details.

Samera Health Phone: 435-563-0613

PO BOX 126 Fax: 435-563-4035

Email: Info@samerahealth.com

Payor ID U8053 - no electronic attachments

For IN-NETWORK benefits:

6.25

NA

No Coverage

Standard Coordination of Benefits apply

MAJOR - paid on either seat or prep date. Downgrades to base metal.

No Coverage

BASIC - Extraction / BASIC - Anesthesia

No Coverage - Plan pays ADA codes for the Crown

2 times per plan year - anytime, up to age 19 www.samerahealth.com

2 times per plan year - D4910, D4346, D1110 all share frequency limits

1 time per 5 years and unserviceable

1 time per 36 months

6 times per plan year

2 times per plan year - anytime

1 time per 36 months - all quads allowed same day, 4MM+pocket depth required.

LOGAN CITY SCHOOL DISTRICT (Grp #: LSDT09012023)

BASIC - not downgraded to amalgam (silver filling)

Plan Year: September 1 - August 31

No Coverage

$1,000

$75/Person or $225/Family

No Waiting Period

100% 70% of maximum allowable fee

No Waiting Period

80% AD 70% of maximum allowable fee AD

No Waiting Period

50% AD 40% of maximum allowable fee AD

NA

NOTE: This Summary does not describe all terms, conditions and limitations. Refer to your Plan Certificate or contact your Benefits Manager for more details.

In the case of a discrepancy, the Plan Certificate applies. This summary does not guarantee payment.

DIAGNOSTIC / PREVENTIVE - combines with D0120 and D0150

No Coverage for teeth missing prior to effective date. Waived after 36 months.

PREVENTIVE - once per lifetime

Please visit Cache Premier Dental Network - www.samerahealth.com - for a list of participating providers and benefit summaries

To receive maximum discounts and in-network benefits, please use the Cache Premier dental network.

DENTAL CLAIMS ADDRESS AND CUSTOMER SERVICE:

Smithfield, UT 84335

Not allowed same day - if done, will convert to Full Mouth.

PREVENTIVE - to age 17, non-decayed molars only, once per lifetime

2 times per plan year - anytime

1 surface per 24 months - multiple surfaces on same tooth/same day will combine

2 times per plan year - anytime http://www.samerahealth.com/ http://www.samerahealth.com/ http://www.samerahealth.com/ http://www.samerahealth.com/

Logan City School District

Vision Plan - SILVER E150

BENEFITS

EYE EXAM

FRAME ALLOWANCE

One frame per plan year

(when used with prescription lenses)

LENS

Single Vision

Bifocal

Trifocal

Progressive

LENS OPTIONS

Polycarbonate

High Index

Photochromic

Polarized/Laminated

UV Protection

Solid Tints & Dyes

Scratch Resistance Coating

Anti-Reflective Coating

CONTACTS

Elective Contacts (in Lieu of Glasses)

LASIK

FREQUENCIES

Exam

Lens

Frames

Contacts

CLAIMS & CUSTOMER SERVICE

Submit completed claim form with an itemized receipt:

By Mail: By Fax: By Email:

Samera Health (435) 563-4035 vision@Samerahealth.com

PO Box 126

Smithfield UT 84335

(435) 563-0613

NETWORK:

7.25

Samera Health, a product of Town & Country Life Insurance Co.

By Electronic Device:

www.samerahealth.com/claim-reimbursement

Members may also access Cache Premier Vision to find providers who will offer a discount and submit a claim on the member's behalf.

You may locate Cache Premier Vision providers at www.samerahealth.com/find-care

NOTE: This Summary does not describe all terms, conditions and limitations. Refer to your plan certificate and policy or contact your Benefits Manager for more details. In the case of a discrepancy, the Plan Policy/Certificate applies.

ANY PROVIDER

once every plan year once every plan year

Allowances listed are one-time use benefits; no remaining balances carried forward.

Plan pays up to $150 for one frame

Eyeglass Exam or Contact Exam

Plan pays up to $150 once every plan year

Plan pays up to $50 for one exam

Members may use ANY provider and receive the benefits stated above by submitting an itemized receipt.

Plan Year: SEPTEMBER 1 thru AUGUST 31

Plan pays up to $75 for one pair of lens

Combined LENS OPTION benefit.

Plan pays up to $100

Lasik Eye Correction Surgery Members on any Samera Health policy can receive up to a

$1200 discount on Lasik procedures at Hoopes Vision.

(in lieu of glasses) once every plan year

Discount Benefit Only http://www.samerahealth.com/claim-reimbursement http://www.samerahealth.com/claim-reimbursement

File details come from the government source that posted it. Updated .