22-64121500-ITB 22-23 DEP WW Property ITB Attachment I Expiring Policy No BO21LCMZ06LXWIC Final.PDF

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection

Attachment I Expiring Policy

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

Florida Notice and Stamp

Insured’s Name: Department of Environmental Protection

Policy # BO21LCMZ06LXWIC

UMR #

(Lloyd's Policies Only)

Policy Dates: From: 11/01/2021 To: 11/01/2022

Surplus Lines Agent’s Name: Dawn Brennan Gordon

Surplus Lines Agent’s Address: 4221 W. Boy Scout, Ste 190, Tampa FL 33607

Surplus Lines Agent’s License #: W137450

Producing Agent’s Name: Tanya Lewicki

Producing Agent’s Physical Address: 2255 Glades Road, Suite 200E, Boca Raton, FL 33431

“THIS INSURANCE IS ISSUED PURSUANT TO THE FLORIDA SURPLUS LINES LAW. PERSONS

INSURED BY SURPLUS LINES CARRIERS DO NOT HAVE THE PROTECTION OF THE FLORIDA

INSURANCE GUARANTY ACT TO THE EXTENT OF ANY RIGHT OF RECOVERY FOR THE

OBLIGATION OF AN INSOLVENT UNLICENSED INSURER.”

“SURPLUS LINES INSURERS’ POLICY RATES AND FORMS ARE NOT

APPROVED BY ANY FLORIDA REGULATORY AGENCY.”

Policy Premium: $ 42,000.00 Tax: $ 0.00

Company Fee : $ 0.00 Service Fee: $ 0.00

Policy Fee: $ 0.00 $ 4.00 Dca empa commercial fee

Inspection Fee: $ 0.00 Citizen's Assessment:

FHCP Assessment:

Surplus Lines Agent’s Countersignature:

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

Florida Catastrophic Ground Cover CP 01 25 07 08

Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection direct, indirect or anticipated cost, loss, damage or damages, or expense arising out of, attributable to, related to, in connection with or resulting from a Communicable Disease, including the threat or perceived threat thereof, and/or any related or associated measures, activity, inactivity, action or inaction of civil, government or military authority.

Authorized Representative

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

Commercial Property Insurance on behalf of Department of Environmental Protection

Commercial Property Insurance on behalf of Department of Environmental Protection

Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

COMMERCIAL PROPERTY

CP 01 25 07 08

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CP 01 25 07 08 © Insurance Services Office, Inc., 2008 Page 1 of 2

FLORIDA CHANGES

This endorsement modifies insurance provided under the following:

COMMERCIAL PROPERTY COVERAGE PART

A. When this endorsement is attached to the Stan-dard Property Policy CP 00 99, the term Coverage Part in this endorsement is replaced by the term Policy.

B. The following provision applies when a Coinsur-ance percentage is shown in the Declarations:

Florida law states as follows:

Coinsurance contract: The rate charged in this pol-icy is based upon the use of the coinsurance clause attached to this policy, with the consent of the Insured.

C. The following is added:

If windstorm is a Covered Cause of Loss and loss or damage to Covered Property is caused by or results from windstorm, the following exclusion applies in:

1. Broward County;

2. Dade County;

3. Martin County;

4. Monroe County;

5. Palm Beach County; and

6. All the areas east of the west bank of the Intra- Coastal Waterway in the Counties of:

a. Indian River; and

b. St. Lucie.

WINDSTORM EXTERIOR PAINT AND

WATERPROOFING EXCLUSION

We will not pay for loss or damage caused by windstorm to:

1. Paint; or

2. Waterproofing material;

applied to the exterior of Buildings unless the Building to which such loss or damage occurs also sustains other loss or damage by windstorm in the course of the same storm event. But such cover-age applies only if windstorm is a Covered Cause of Loss.

When loss or damage to exterior paint or water-proofing material is excluded, we will not include the value of paint or waterproofing material to de-termine:

a. The amount of the Windstorm or Hail De-ductible; or

b. The value of Covered Property when apply-ing the Coinsurance Condition.

D. The Loss Payment Condition dealing with the number of days within which we must pay for cov-ered loss or damage is replaced by the following:

Provided you have complied with all the terms of this Coverage Part, we will pay for covered loss or damage upon the earliest of the following:

(1) Within 20 days after we receive the sworn proof of loss and reach written agreement with you;

(2) Within 30 days after we receive the sworn proof of loss and:

(a) There is an entry of a final judgment;

or

(b) There is a filing of an appraisal award with us; or

(3) Within 90 days of receiving notice of claim, unless we deny the claim during that time or factors beyond our control reasonably prevent such payment. If a portion of the claim is denied, then the 90-day time period for payment of claim relates to the portion of the claim that is not denied.

Paragraph (3) applies only to the follow-ing:

(a) A claim under a policy covering residential property;

(b) A claim for building or contents cov-erage if the insured structure is 10,000 square feet or less and the policy covers only locations in Flor-ida; or

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection

Page 2 of 2 © Insurance Services Office, Inc., 2008 CP 01 25 07 08

(c) A claim for contents coverage under a tenant's policy if the rented prem-ises are 10,000 square feet or less and the policy covers only locations in Florida.

E. Sinkhole Collapse Coverage Removed

Sinkhole Collapse coverage is removed as indi-cated in Paragraphs E.1. through E.4.; and cover-age for Catastrophic Ground Cover Collapse is added instead as set forth in Paragraph F.

1. In the Causes of Loss – Basic Form and in the Standard Property Policy, Sinkhole Collapse is deleted from the Covered Causes of Loss and sinkhole collapse is no longer an exception to the Earth Movement exclusion.

2. In the Causes of Loss – Broad Form, Sinkhole Collapse is deleted from the Covered Causes of Loss and from the Additional Coverage – Collapse; and sinkhole collapse is no longer an exception to the Earth Movement exclusion.

3. In the Causes of Loss – Special Form, sinkhole collapse is deleted from the "specified causes of loss" and is no longer an exception to the Earth Movement exclusion.

4. In the Mortgageholders Errors And Omissions Coverage Form, sinkhole collapse is deleted from the Covered Causes of Loss under Cov-erage B and from the "specified causes of loss", and is no longer an exception to the Earth Movement exclusion.

Further, this Coverage Part does not insure against Sinkhole Loss as defined in Florida law unless an endorsement for Sinkhole Loss is made part of this policy. However, if Sinkhole Loss causes Catastrophic Ground Cover Collapse, cov-erage is provided for the resulting Catastrophic Ground Cover Collapse even if an endorsement for Sinkhole Loss is not made part of this policy.

F. The following is added to this Coverage Part as a Covered Cause Of Loss. In the Causes Of Loss – Special Form and Mortgageholders Errors And Omissions Coverage Form, the following is also added as a "specified cause of loss". However, as a "specified cause of loss", the following does not apply to the Additional Coverage – Collapse.

CATASTROPHIC GROUND COVER COLLAPSE

We will pay for direct physical loss or damage to Covered Property caused by or resulting from catastrophic ground cover collapse, meaning geo-logical activity that results in all of the following:

(a) The abrupt collapse of the ground cover;

(b) A depression in the ground cover clearly visible to the naked eye;

(c) Structural damage to the building, including the foundation; and

(d) The insured structure being condemned and ordered to be vacated by the governmental agency authorized by law to issue such an or-der for that structure.

However, structural damage consisting merely of the settling or cracking of a foundation, structure or building does not constitute loss or damage re-sulting from a catastrophic ground cover collapse.

The Earth Movement exclusion and the Collapse exclusion do not apply to coverage for Catastro-phic Ground Cover Collapse.

Coverage for Catastrophic Ground Cover Collapse does not increase the applicable Limit of Insur-ance. Regardless of whether loss or damage at-tributable to catastrophic ground cover collapse also qualifies as Sinkhole Loss or Earthquake (if either or both of those causes of loss are covered under this Coverage Part), only one Limit of Insur-ance will apply to such loss or damage.

G. The following applies to the Additional Coverage

– Civil Authority under the Business Income (And Extra Expense) Coverage Form, Business Income (Without Extra Expense) Coverage Form and Ex-tra Expense Coverage Form:

1. The Additional Coverage – Civil Authority in-cludes a requirement that the described prem-ises are not more than one mile from the dam-aged property. With respect to described prem-ises located in Florida, such one-mile radius does not apply.

2. The Additional Coverage – Civil Authority is limited to a coverage period of up to four weeks. With respect to described premises lo-cated in Florida, such four week period is re-placed by a three-week period.

3. Civil Authority coverage is subject to all other provisions of that Additional Coverage.

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

2% of 100% Values Subject to a Minimum of $100,000 Each Occurrence

Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection

2% of 100% Values Subject to a Minimum of $100,000 Each Occurrence

ITB No. 22-64121500-ITB Commercial Property Insurance on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection on behalf of Department of Environmental Protection