17-Harris Health Phs 2 OCIP Manual.pdf

Loading Dock Expansion at Ben Taub Hospital

Rolling Owner Controlled Insurance Program (ROCIP1) Manual

Project: #TBD

General Contractor: TBD

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Table of Contents

1.0 INTRODUCTION

Eligible and Enrolled Parties Excluded Parties

2.0 Project Contact Directory

3.0 ROCIP Coverages

Workers' Compensation and Employer Liability Insurance Commercial General Liability Insurance Excess Liability Insurance Primary And Non-Contributing Assignment If SPONSOR Elects Not to Continue the ROCIP

4.0 Subcontractors Responsibilities

Subcontractor Bids - Insurance Enrollment Assignment of Return Premiums Subcontract Award Cooperation:

Payroll or Contract Value Reporting ROCIP Insurer Payroll Audits Notice of Work Completion – Close-out of Each Contract Claims Reporting Return to Work Safety Procedures Badging Program

5.0 Subcontractor Insurance Requirements

Insurance Required of Enrolled Subcontractor Workers' Compensation and Employer's Liability Commercial General Liability Commercial Automobile Liability Umbrella/Excess Liability Subcontractor's Equipment Professional Liability (If Applicable) Additional Insureds Waiver of Subrogation Primary and Non-Contributing Certificates of Insurance Notice of Cancellation

Insurance Requirements of Excluded Parties Workers’ Compensation and Employer’s Liability Commercial General Liability Commercial Automobile Liability Umbrella/Excess Liability Subcontractor's Equipment Crane Erection and Dismantling Commercial General Liability Excess Liability Professional Liability (If Applicable) Additional Insureds Waiver of Subrogation Primary and Non-Contributing Certificates of Insurance Notice of Cancellation

6.0 Alliant/WRAPX Online Portal Instructions

Access Contractor Portal Contractor Portal Tour Contractor Profile Completing Enrollments Reviewing Enrollment Notice of Award (NOA) Frequently Asked Questions Alliant WrapX Notice of Award Process (NOA) How to Review Subcontractor Status How to Report CIP Payroll How to find and print Wrap Certificate of Insurance How to Close a Contract in the system Submit Final Payroll

7.0 Claim Reporting Procedures

Workers’ Compensation Claim Reporting General Liability Claim Reporting Automobile Claims ROCIP WC Claim Flowchart ROCIP ALL NON-WC Claim Flowchart

8.0 Safety Requirements

9.0 Meanings of Words and Phrases

10.0 Questions Commonly Asked About A ROCIP

What is the reason for having a ROCIP?

As an enrolled party, how will this affect my costs?

How can I be sure my insurer will not charge me for the ROCIP risk?

Will Project Safety requirements impair work efficiency?

How about “Claims Management?” How will it help me?

Is there completed operations coverage beyond the completion of my work?

Will the ROCIP hurt my chances of getting or keeping competitive rates?

What about my WC modifier? How will the ROCIP losses affect it?

1.0 INTRODUCTION

Harris Health (Sponsor) has arranged insurance for this construction project under a Rolling Owner Controlled Insurance Program (ROCIP). An ROCIP is a single insurance program that insures the project Sponsor, Contractor and appropriately enrolled Subcontractors and Sub- subcontractors of any tier, along with their eligible employees and other designated parties for work performed at the project site. Certain parties and their employees are excluded from the ROCIP as identified in this manual.

This Manual is intended to provide general information as to the insurance afforded and/or required of enrolled parties, claims reporting procedures, safety & loss control requirements, and the procedures to be followed in administering the program. All questions concerning the ROCIP requirements should be referred to the ROCIP Administrator identified in Section 2, the Project Contact Directory.

The ROCIP provides coverage for this project for enrolled parties whose employees perform actual on-site labor at the project site. This coverage includes:

• Workers’ Compensation

• Employers Liability

• General Liability

• Products/Completed Operations

• Excess Liability

SPONSOR will pay insurance premiums for the ROCIP coverage described in this manual. It is recommended that you inform your current insurer(s) that you are participating in an ROCIP.

Eligible and Enrolled Parties

Parties eligible to enroll in the ROCIP are the Contractor and Subcontractor(s) of all tiers performing Work on the Project Site (“Eligible Parties”). Upon enrollment, an Eligible Party shall become an “Enrolled Party.” Owner’s separate contractors that furnish labor, materials and/or services on, or at, the Project Site may enroll in the ROCIP as Enrolled Parties.

Only to the extent that they bear workers compensation responsibilities, temporary labor services and leasing companies are to be included as Subcontractor(s). Eligible Contractors and Subcontractor(s) of all tiers must complete all necessary enrollment forms in Alliant’s (WrapX) system. Acceptance into the ROCIP is evidenced by a confirmation of enrollment letter and Proof of Insurance prior to commencing work on the project.

Participation in the ROCIP is mandatory for ALL Subcontractors and their Sub-subcontractors of any tier unless excluded by SPONSOR or as outlined later in this manual. However, enrollment is not automatic. Work will not be permitted at the project site until the Subcontractor, regardless of tier, are properly enrolled in the ROCIP. To be properly enrolled in the ROCIP, an enrolled Subcontractor must complete their insurance enrollment through Alliant’s online

SECTION

platform (WrapX) and upload the necessary documents as described in this Project Insurance Manual for review by ROCIP Administrator.

Coverage applies only to work performed at the project site by the enrolled parties. Enrolled parties must provide their own insurance for off-site activities including but not limited to work at their permanent shops, fabrication or manufacturing of building products, materials or supplies and travel to and from the project.

Excluded Parties

Parties that are ineligible to enroll in the ROCIP, and who are excluded from the ROCIP (the

(“Excluded Parties”), are:

a) Hazardous materials remediation, removal and/or transport companies.

b) Architects, surveyors, engineers, and soil testing engineers, and their consultants.

c) Vendors, suppliers, fabricators that solely fabricate or manufacture products, materials, supplies away from the Project Site, material dealers, truckers, haulers, drivers and others who merely transport, pick up, deliver, or carry materials, personnel, parts or equipment, or any other items or persons to or from the Project Site.

d) Manufacturing representatives, equipment rental companies who perform equipment maintenance (does not apply to those who provide operators).

e) Security firms/watchmen services, guard services and janitorial services, but not final cleaning.

f) On-site medical contracted services.

g) Contractors whose sole scope or work includes Exterior Insulation and Finish Systems (EIFS).

h) Contractors whose sole scope of work includes blasting.

i) Any Subcontractor of any tier that does not perform any actual labor or services at the Project Site; and

j) Any other party or entity not specifically identified herein, that is excluded by Owner in its sole discretion, even if such party or entity is otherwise eligible.

All Excluded Parties and/or non-enrolled parties shall carry the insurance required in Section 5.

The provisions herein for the ROCIP shall in no way be interpreted as relieving the enrolled parties of any responsibility under their contract. All enrolled parties will be required to carry certain other insurance as outlined later in this manual and may carry, at their own expense, any additional insurance they deem necessary.

This manual:

• Describes the general structure of the ROCIP.

• Identifies the responsibilities of the various parties involved in the project.

• Provides a basic description of ROCIP coverage.

• Describes administrative procedures.

• Provides a Glossary of Commonly Used Words

• Provides Answers to Commonly Asked Questions

• ay be updated as deemed necessary by SPONSOR.

This manual does not:

• Provide coverage interpretations.

• Provide complete information about coverage.

• Provide answers to specific claim questions.

2.0 Project Contact Directory

ROCIP ADMINISTRATION

Alliant Insurance Services Construction Services Group

16000 Dallas North Expressway, Suite 850 Dallas, TX 75248

ROCIP Program Administrator ROCIP Program Manager

Chris Alle Cell: 626-704-2221

Email: chris.alle@alliant.com

Mary Moore Cell: 214-316-1722

Email: mary.moore@alliant.com

Account Executive Loss Control

Sonia Escobedo Cell: 214-683-4768

Email: sonia.escobedo@alliant.com

Cary Williams Cell: 615-202-4165

Email: cary.williams@alliant.com

Escalation Claims Advocate Claims Advocate Matt Fusco

Cell: 713-470-4154 Email: matt.fusco@alliant.com

Sara Offringa Cell: 214-534-1502

Email: sara.offringa@alliant.com

SPONSOR

Sponsor Corporate Address 4800 Fournace Place, Suite 5E

Bellaire, TX 77401

Project Address

SVP of Facilities Construction & Systems Engineering

Harris Health Director Construction Operations

Patrick Casey Office: 713-566-0731

Email: patrick.casey@harrishealth.org

Mark Stewart Cell: 346-426-1593

Email: mark.stewart@harrishealth.org

System Director Project Controls

Brandon Cannaday Office: 346-426-0153

Email: brandon.cannaday@harrishealth.org mailto:chris.alle@alliant.com mailto:mary.moore@alliant.com mailto:sonia.escobedo@alliant.com mailto:cary.williams@alliant.com mailto:matt.fusco@alliant.com mailto:sara.offringa@alliant.com mailto:mark.stewart@harrishealth.org mailto:brandon.cannaday@harrishealth.org

GC Project Management

Project Executive Sr. Project Manager

Superintendent Safety Director

Project Coordinator

3.0 ROCIP Coverages

Insurance Provided by SPONSOR- OCIP Coverages Participation in this ROCIP is mandatory but not automatic. The ROCIP will provide the enrolled party with insurance described in this section. This insurance will terminate on the date the Project has been accepted by the SPONSOR as complete or once the Subcontractor has completed their onsite obligations, whichever comes first, except for the extended completed operations coverage.

Workers' Compensation and Employer Liability Insurance

Worker’s Compensation Statutory Limits

Employer’s Liability

Bodily Injury by Accident – Each Accident $1,000,000 Bodily Injury by Disease – Policy Limit $1,000,000 Bodily Injury by Disease – Each Employee $1,000,000

Commercial General Liability Insurance

A Commercial General Liability insurance policy, including hazards of explosion, collapse, underground, independent Subcontractor(s), employees as additional insureds, completed operations for 10 years after the Project has been accepted by the project owner as complete, contractual liability coverage and personal injury liability coverage for claims arising out of the Work for personal injury, bodily injury and property damage in policy. The following are the applicable limits of General Liability under the

ROCIP.

• $2,000,000 each occurrence

• $2,000,000 personal and advertising injury limit (each occurrence)

• $4,000,000 general aggregate limit (other than products/completed Operations)

• $4,000,000 products & completed operations aggregate

The general aggregate will reinstate annually during the course of construction. Projects below $25,000,000 in Construction Value will share Products and Completed Operations Aggregate.

Projects $25,000,000 and above will have a Products and Completed Operations Agg applicable on a Per Project basis.

Defense expenses are in addition to the limits of liability. The last policy period’s limit will apply to the completed operations tail of (10) ten years.

Excess Liability Insurance

Following Form

• $25,000,000 each occurrence

• $25,000,000annual aggregate for all Enrolled Parties

• $25,000,000 & completed operations aggregate for all Enrolled Parties

• Ten (10) years products & completed operations extension

The general aggregate will reinstate annually during construction. Defense expenses are in addition to the limits of liability.

One Products/Completed Operations aggregate limit will apply to the project and include completed operations tail of ten (10) years.

Primary And Non-Contributing

ROCIP policies to be maintained by SPONSOR shall be primary insurance and non-contributing with respect to any other insurance that may be available to Owner or any Enrolled Party.

Assignment

In consideration of SPONSOR purchasing ROCIP insurance as stated above, the enrolled parties will assign to SPONSOR all return premiums, premium refunds, dividends and other monies due or to become due in connection with the insurance which SPONSOR provides under the ROCIP, all of which will insure to the benefit of the ROCIP. The enrolled parties will execute such further documentation as may be required by SPONSOR to effect this assignment

If SPONSOR Elects Not to Continue the ROCIP

If SPONSOR, for any reason, is unable to furnish coverage, elects to discontinue the ROCIP, modifies the limits of liability provided in the ROCIP, or requests that an enrolled party withdraw from the ROCIP, then, upon thirty (30) days written notice from SPONSOR, the enrolled party specified by SPONSOR in such notice, will obtain and thereafter maintain during the performance of the Work, all (or a portion thereof as specified by SPONSOR) of the insurance required to be provided by excluded parties and as otherwise required under the contract documents, and SPONSOR will thereafter no longer be obligated to furnish all or a part of such insurance through the ROCIP. The form, content, limits of liability and cost of such insurance and the insurer issuing such insurance secured by the enrolled party pursuant to the provisions of this section will be subject to SPONSOR’s approval, which approval will not be unreasonably delayed or withheld.

4.0 Subcontractors Responsibilities

Throughout the course of the Project, Subcontractors will be responsible for reporting and maintenance of certain records as outlined in this section.

The Subcontractor is required to cooperate with SPONSOR and its ROCIP Administrator in all aspects of ROCIP operation and administration. Responsibilities of the Subcontractor include:

• Identifying the cost of insurance in bids and remove

• Enrolling in the ROCIP

• Include ROCIP flow down provisions in all tiered subcontracts as appropriate

• Providing timely evidence of insurance to the ROCIP Administrator

• Notifying the ROCIP Administrator of all sub-tier subcontracts awarded

• Maintaining and reporting monthly payroll records

• Cooperating with the ROCIP Administrator’s requests for information

• Complying with insurance, claim, safety procedures, and return to work program

• Paying deductibles promptly as required

• Notifying the ROCIP Administrator immediately of any insurance cancellation or non-renewal (Subcontractor-required insurance)

• Badging

Subcontractor Bids - Insurance

Subcontractors shall exclude costs of insurance that the Sponsor will provide to all “Enrolled Parties” under the ROCIP for work performed at the Project Site. Subcontractors are to price Change Orders without insurance. Failure of enrolled parties to enforce the enrollment of all Subcontractor(s) of any tier does not relieve the enrolled parties of the financial responsibility for their insurance deductions. Sponsor maintains the right to pursue insurance deductions for all Subcontractors of any tier through the first tier Subcontractor(s).

Enrollment

Every ROCIP participant must complete the online enrollment process via Alliant’s online platform (WrapX) for each Contract. Please contact your Alliant ROCIP Administrator if you have any questions regarding the completion of this worksheet, as he or she can walk you through it:

# Action Item Responsibility

Distribute ROCIP Manual to prospective bidders or Subcontractors. Subcontractor

2 Send ROCIP Manual to your Insurance Agent/Broker to assist in enrollment process. Subcontractor

3 Distribute ROCIP Manual to prospective lower tier bidders/Subcontractors. Subcontractor

Ensure all lower tier Subcontractors complete the ROCIP online Enrollment through WrapX; Alliant’s Administrative Portal prior to any on-site work.

Subcontractor and Lower-tier Subcontractor

Ensure that Monthly Payroll is submitted online through WrapX; Alliant’s Administrative Portal for you and your lower tier

Subcontractor and Lower-tier Subcontractor

For off-site insurance requirements – send Insurance Certificate Endorsement to Sponsor in accordance with its Subcontract Agreement.

Subcontractor and Lower- tier

Subcontractor

7 Track issuance of Subcontractor off- site certificates. Sponsor

Confirm online Enrollment data and issue Certificates of Insurance to all enrolled Subcontractors. Policy will be available upon request.

Alliant

Advise your Insurance Agent/Broker of insurance coverages provided by ROCIP so that appropriate notice can be made to your current insurers.

Subcontractor and Lower-tier Subcontractor

10 Complete “Notice of Work Completion” Form online when all work is completed.

Subcontractor and Lower-tier Subcontractor

In addition to the enrollment application, the enrolled parties shall provide Sponsor with a Certificate of Insurance evidencing coverage outlined in Section 5. A sample certificate of insurance has been included in Section 6 – (WrapX) Online Portal Instructions.

After Subcontractor or Sub-subcontractor has properly completed and uploaded the online Enrollment Package, the ROCIP Administrator will provide a Certificate of Insurance evidencing ROCIP coverages and naming the enrolled party as an insured. An individual workers’ compensation policy will be issued to the enrolled party specific to the project.

Assignment of Return Premiums

The cost of the ROCIP insurance coverages will be paid by SPONSOR. SPONSOR will be the sole recipient of any return ROCIP premiums or dividends. All enrolled parties shall assign to SPONSOR all adjustments, refunds, premium discounts, dividends, credits or any other monies due from the ROCIP insurers. Sponsor shall assure that each enrolled Subcontractor shall execute such an assignment.

Deductibles

Refer to the contract.

Subcontract Award

Each enrolled Subcontractor is responsible for notifying the ROCIP Administrator of a Sub-tier subcontract award and directs the Sub-subcontractor to enroll via the Alliant online platform WrapX system.

Subcontractors and Sub-subcontractors of any tier are not covered under the ROCIP until necessary enrollment information is properly completed and uploaded to the ROCIP Administrator and have been authorized by ROCIP Administrator to begin work.

NOTE: Enrollment into the ROCIP is required, but not automatic Eligible contractors MUST complete the online enrollment for ROCIP coverage to apply.

Access to the Project Site will not be permitted until enrollment is complete. Parties performing labor at the Project site are required to enroll in the ROCIP unless they are an excluded party. All questions regarding this procedure should be directed to the ROCIP Program Administrator at Alliant as outlined in the Project Contact Directory.

Cooperation:

The enrolled parties will:

1. Furnish to SPONSOR, the ROCIP Administrator or the ROCIP insurer(s) all information and documentation which the ROCIP may require in connection with the issuance of any policies, in such form and substance as SPONSOR or its designee may require.

2. Furnish to SPONSOR, the ROCIP Administrator or the ROCIP insurer(s), online on-site payroll reports as required and described in this Manual on a monthly basis for prior month (including months with no payroll), by the 10th of the month.

3. Permit the ROCIP insurer(s) to audit the enrolled parties’ books and records and provide documentation as may be required to assure accuracy of those payroll reports. The enrolled parties (Subcontractors and their Sub-subcontractors) agree that their failure to submit documents as required may result in withholding progress payments until said payroll reports are received by SPONSOR or its designee.

4. Promptly comply with the requirements, obligations and recommendations of SPONSOR, its ROCIP Administrator or ROCIP insurer(s) so that the ROCIP may be properly administered and so that the insurance companies will continue to provide the coverage as specified in this the document under the ROCIP. If the enrolled parties should fail to comply with any requirement, obligation or recommendation, SPONSOR may withhold any payments due the enrolled parties until such time as they will have performed the requirements, obligations and recommendations as required by this contract.

5. The enrolled parties will provide SPONSOR, its ROCIP Administrator or ROCIP insurer(s) with all information necessary for the issuance of said policies and will maintain and make available to the insurance companies payroll records and such other records relating to the Work as may be necessary for the proper computation of the insurance premiums.

6. The enrolled parties will cooperate with SPONSOR with regard to administration and operation of the ROCIP. The enrolled parties’ responsibilities will include but are not limited to: operations and insurance information; inclusion of ROCIP provisions in all subcontracts; notification to SPONSOR’s representative of all subcontracts awarded;

maintenance and provision of monthly payroll records and other records as necessary for premium computation; compliance with applicable loss control (safety),return to work program, and claims reporting procedures; maintenance of an OSHA Log to be provided as required by SPONSOR. In addition, should a contractor enroll with an EMR above a 1.25 additional documentation may be required for review and safety mitigation plan in place before enrollment is approved.

Any fines assessed for claims which are reported late are the responsibility of the Subcontractor and/or Sub-subcontractor of any tier.

Payroll or Contract Value Reporting

Each enrolled party must complete the monthly payroll reporting form in WrapX by the 10th day of the month following the end of the previous month identifying Project site workhours and payroll.

Only the payroll of the Subcontractor's employees who perform duties at the Project site should be included on the payroll report. If your general liability insurance is rated on contract value, you will have to report your completed contract value to date. This information will be used to provide the ROCIP insurer with information required to determine SPONSOR’s premium.

If you did not perform any work at the Project site in a given month you must still submit your payroll form showing zero (0) payroll and applicable completed contract value to date (if applicable) for the month.

The ROCIP insurer is required to file experience data for each enrolled party with the appropriate rating authority. The loss experience of the Subcontractor for work performed on the Project site may affect the experience modification factor of that Subcontractor.

To avoid paying premiums to your primary insurance insurer on payroll associated with work performed under the ROCIP, payroll reported as described above should be excluded from payrolls submitted to your primary insurer. In addition, there are a number of ways to endorse or modify your primary insurance to assist in this process. The workers’ compensation policy issued to you and the certificate of insurance showing you as a named insured on the general liability policy may be used to provide evidence of your enrollment in the ROCIP to your primary insurer.

ROCIP Insurer Payroll Audits

Each enrolled party is required to maintain payroll records for the Project Site in accordance with the Basic Manual of Rules, Classifications, and Experience Rating Plan for Workers’ Compensation and Employer’s Liability Insurance. Such records allocate the payroll by Workers’ Compensation classification(s) and shall exclude the excess or premium paid for overtime (i.e., only the straight time rate shall apply to overtime hours worked). Furthermore, such records shall limit the payroll for Executive Officers and Partners/Sole Proprietors to the limitations as stated in the state manual rules.

It is important that you properly classify payrolls, as these will be reported to the rating bureau for promulgation of future Experience Modifiers for your firm. All enrolled parties shall make available their books, vouchers, contracts, documents, and records, of any and all kinds, to the auditors of the ROCIP insurer at any reasonable time during the policy period, any extension, or during a final audit period as required by the insurance policies.

Notice of Work Completion – Close-out of Each Contract

SPONSOR will close out each contract as the enrolled parties complete their work. No retainage will be released until the closeout has been completed. The enrolled parties must complete a

NOTE: Failure to submit the payroll reports as required may result in the withholding of payments until required documentation is received.

“Notice of Work Completion” Form in WrapX (see Section 6 – Forms) for each contract that has been completed on the Project site. Once the form has been completed it should be submitted to the ROCIP Administrator via fax, email or mail.

The ROCIP insurer may audit the enrolled parties at time of close out.

Claims Reporting

Each enrolled party shall follow the claims procedures as established by SPONSOR or its ROCIP Administrator. The enrolled parties agree to assist and cooperate in every manner possible in connection with the adjustment of all claims and demands in which SPONSOR’s insurer(s) is called on to adjust or defend. Refer to Section 7 – Claims Reporting of this Manual.

Return to Work

As required by the Controlled Insurance Program, all Enrolled Parties shall implement a “Return To Work” (RTW) program to assist workers who are temporarily disabled due to an injury or illness. The RTW Program will provide a modified or alternate duty position for an employee who has sustained a work-related injury or illness and is medically unable to perform all or any part of his / her normal duties during all or any part of the normal workday or shift, but who can perform some type of work.

- Subcontractor shall coordinate with Contractor and Harris Health Director Construction Operations to insure that injured or ill employees are treated by an authorized or cooperating medical treatment facility. The authorized or cooperating medical facility shall be utilized for initial treatment and evaluation of all injured employees.

- Follow-up care will be provided in accordance with applicable Workers’ Compensation laws.

- In the event of an injury or illness for a work-related illness or injury, the affected party shall be taken to the authorized or cooperating medical facility for examination and/or treatment. If the doctor determines that the employee qualifies for return to work on an alternate or modified duty basis, the doctor will complete appropriate forms indicating the restrictions and conditions for transitional work.

- The Subcontractor shall provide alternate or modified work until the employee is able to resume regular duties. All alternate or modified work is temporary in nature and is designed to facilitate a return to regular duties as soon as possible.

- In no case shall an injured employee be laid-off or terminated from an alternative or modified work position, unless first discussed with Contractor, Harris Health Director Construction Operations or the ROCIP Administrator.

- All enrolled parties shall participate as requested in incident review meetings and claims review meetings related to workers receiving Workers Compensation benefits.

- Failure to provide reasonable accommodations may result in a liquidated damages assessment of $500 per day until the injured worker is returned to work.

- Harris Health Director Construction Operations and the ROCIP administrator shall determine if reasonable RTW accommodations have been met.

Safety Procedures

Each Subcontractor is required to establish a written safety program that will comply with the

SPONSOR’s Safety Standards Program Guidelines referenced in section 8.

Badging Program

Refer to your Contract directly, as Process will be determined based on Harris Health Facility and Scope of Work.

5.0 Subcontractor Insurance Requirements

Subcontractors and Sub-subcontractors are required to maintain coverage to protect against losses that occur away from the Site or that are otherwise not covered under the

ROCIP.

Insurance Required of Enrolled Subcontractor

The ROCIP provides coverage for Work at the Project site only.

Insurance for the Work performed AWAY FROM THE PROJECT SITE by the enrolled parties must include the following coverage as further described below:

• Workers' Compensation and Employer's Liability Insurance

• Commercial General Liability Insurance

• Commercial Automobile Liability Insurance

• Umbrella/Excess Liability Insurance

• Subcontractor’s Equipment

• Professional Liability as applicable

The enrolled parties will provide and maintain the types of insurance described below in a company or companies legally authorized to transact insurance business in the state of Texas.

All insurers must be rated at least A- VII in the current A.M. Best ratings or must be otherwise acceptable to SPONSOR. The enrolled parties will maintain the specified insurance coverage until all obligations under this contract are satisfied.

The limits of liability shown for the insurance required of the enrolled parties are minimum limits only and are not intended to restrict the liability imposed on the enrolled parties for Work performed under their Contract.

Workers' Compensation and Employer's Liability

The enrolled parties will maintain Statutory Workers' Compensation insurance to cover obligations imposed by federal and state statutes having jurisdiction over its employees while engaged in the performance of the Work at locations other than those described as the Project site. This insurance will also cover any enrolled parties’ employees working AWAY FROM THE PROJECT SITE and coming on the Project site after the Project has been accepted by SPONSOR as complete. Employers Liability coverage shall be required in addition to statutory Workers Compensation coverage.

Workers’ Compensation coverage will comply with the statutory limits of the State of Texas and Employers Liability insurance will provide limits as follows:

• $1,000,000 bodily injury by accident for each person

• $1,000,000 bodily injury by disease for each person

• $1,000,000 bodily injury by disease–policy limit

Commercial General Liability

The enrolled parties will maintain insurance for premises and operations AWAY FROM THE PROJECT SITE of the enrolled parties (including products liability for any product manufactured, assembled or otherwise Worked upon away from the Project site) in a form providing coverage not less than that of Commercial General Liability insurance policy ("Occurrence Form") for operations of the party required to furnish same, including hazards of elevators, independent Subcontractors, products and completed operations, with contractual liability and personal advertising injury liability coverage for claims arising out of the Work hereunder for personal injury, bodily injury and property damage in policy or policies of insurance such that the total available limits combined will not be less than:

Limits required:

$1,000,000 each occurrence $1,000,000 personal/advertising injury (each occurrence) $2,000,000 general aggregate $2,000,000 products/completed operations aggregate

The Commercial General Liability Insurance must be on ISO policy form CG 00 01 or its equivalent and afford coverage for contractual liability, broad form property damage, personal injury, premises operations, independent contractors and subcontractors, fire, legal liability, and shall be primary and non-contributing with any other insurance available to Owner and Indemnitees. The Commercial General Liability policy shall include an endorsement in order to extend the policy’s general aggregate limits specifically to the Project. Contractor shall cause each Subcontractor and Sub-subcontractor to add Owner and the Indemnitees as additional insureds on this policy. The additional insured endorsement shall state that the coverage provided to the additional insureds is primary and non-contributory with respect to any other insurance available to the additional insureds. The additional insured endorsement to the general liability policy shall be provided through both ISO Form CG 20 10 10 01 and ISO Form CG 20 37 10 01, or such other endorsements acceptable to Owner. This policy shall be maintained until all claims arising out of the Work are barred by applicable repose period under Texas law. Subcontractor Enrolled Parties shall provide certificates of insurance evidencing all required coverage prior to commencement of any Work.

Any deductibles in place will be the responsibility of the excluded party.

Commercial Automobile Liability

The enrolled parties will maintain insurance covering all owned, hired, borrowed, leased, or non- owned automobiles. Such insurance will provide coverage not less than that of the Commercial Automobile Liability policy in limits not less than:

Limits required: $1,000,000 Combined Single Limit each occurrence for Bodily Injury and Property Damage.

The policy required by this Section shall be endorsed to name Sponsor and all indemnitees as Additional Insureds using additional insured endorsement acceptable to Sponsor.

Contractual Liability, if not provided in the policy form, is to be provided by endorsement.

If hazardous materials or waste are to be transported, the Commercial Automobile Liability insurance will be endorsed with the MCS-90 endorsement in accordance with the applicable legal requirements

Total General Liability and Automobile Liability limit requirement may be met by primary coverage or combination of primary and umbrella/excess.

Any applicable retention will be the responsibility of the Subcontractor as respects to off-site activities.

Umbrella/Excess Liability

Each Subcontractor Enrolled Party shall provide Excess Liability coverage to be excess of the Commercial General Liability, Employer’s Liability, and Automobile Liability policies discussed above, during the term of the Work and shall continue to be renewed for the entire period of repose provided under Texas law, in the following limits of liability:

$5,000,000 Each Occurrence and in the Aggregate

Such excess coverage shall “follow form” with regard to the primary coverage to the extent such primary coverage’s limits are designated to the Project and such primary coverage provides for an extended period for Products/Completed Operations coverage. The policy required by this Section shall be endorsed to name Sponsor and all other Indemnitees as Additional Insureds using additional insured endorsements acceptable to Sponsor.

Subcontractor's Equipment

The enrolled parties are responsible for their construction tools and equipment, including but not limited to construction trailers and their contents, temporary scaffolding, whether owned, leased, rented, borrowed or used at the Project site; and the enrolled parties agree that SPONSOR will not be responsible for any loss or damage to its tools and equipment. If insured, the enrolled parties’ insurance policy covering tools and equipment will include a waiver of subrogation in favor of SPONSOR, designer, engineer and all enrolled parties. If uninsured, the enrolled parties’ will hold harmless SPONSOR, designer, engineer, and all other enrolled parties for loss or damage to their tools and equipment. Any applicable deductible will be the responsibility of the Subcontractor.

Professional Liability (If Applicable)

This policy shall be issued by an insurance carrier approved in advance by Sponsor and licensed to provide such coverage in Texas to insure from and against all negligent acts, errors, and omissions in the professional services performed by the Subcontractor Enrolled Party, its agents, representatives, employees, and/or sub-subcontractors. Upon execution of the Agreement and at every date of renewal of that policy, the Subcontractor Enrolled Party shall cause a Certificate of Insurance to be issued. Professional Liability coverage shall provide full prior acts coverage or a retroactive date not later than the date the services are first performed by or for the Subcontractor Enrolled Party in connection with the Project. This insurance shall be maintained until all claims arising out of Work are barred by applicable statute of repose under Texas law.

Subcontractor Enrolled Parties that are Prime Architect, Structural Engineer, MEP Consultant (mechanical, electrical, plumbing), scopes of work shall maintain Professional Liability coverage with limits no less than:

$5,000,000 each claim/$5,000,000 annual aggregate

Subcontractor Enrolled Parties that are Civil Engineer, Geotech and Environmental Consultants scopes of work shall maintain:

$2,000,000 each claim/$2,000,000 annual aggregate

GC or CM at Risk for each Project scopes of work:

$10,000,000 each claim/$10,000,000 annual aggregate

All other Subcontractor Enrolled Parties providing design services shall provide and maintain Professional Liability coverage with limits no less than:

$1,000,000 each claim/$1,000,000 annual aggregate

Additional Insureds

Sponsor, Contractor and their officers, directors, agents, employees, successors and assigns shall be included as additional insureds under the Automobile Liability, Commercial General Liability and Umbrella/Excess Liability policies. Refer to your contract for a complete list of entities required to be named.

Waiver of Subrogation

The enrolled parties and their respective insurers providing the required coverage as indicated in Workers’ Compensation and Commercial General Liability, Umbrella/Excess Liability or any required coverages, will waive all rights of recovery against Sponsor, Contractor and their officers, directors, agents, employees, successors and assigns.

Each enrolled party will pay all insurance premiums for such insurance, including any charges for required waivers of subrogation or the endorsement of additional insureds.

Primary and Non-Contributing

Insurance coverage for Work AWAY FROM THE PROJECT SITE required of the enrolled parties is primary and non-contributory.

Certificates of Insurance

The enrolled parties and excluded parties will provide certificates of insurance to the Aliant Program Administrator online through WrapX as evidence that policies specified in this section providing the required coverage, conditions, and limits are in full force and effect. Certificates of insurance will be labeled and addressed as follows:

CERTIFICATE HOLDER:

Harris Health

4800 Fournace Place, Suite 5E Bellaire, TX 77401

Notice of Cancellation

All insurance policies and certificates of insurance will include a requirement providing for thirty

(30) days prior written notice to SPONSOR of any cancellation or reduction of coverage. If any such notice is given, SPONSOR will have the right to require that a substitute policy be obtained prior to said cancellation with appropriate evidence thereof at the discretion of SPONSOR. The enrolled parties and excluded parties will immediately notify SPONSOR and will cease operations on the occurrence of any such cancellation or reduction and will not resume operations until the required insurance is in force and new certificates of insurance have been filed with SPONSOR.

Insurance Requirements of Excluded Parties

Excluded Parties and Contractors and Subcontractors who are not Enrolled Parties (the latter, a “Non- Enrolled Party” or “Non-Enrolled Parties”) may be involved in the Project in some capacity.

As a result, they must procure and maintain for the full duration of the Project and thereafter as indicated below, the following insurance policies with policy limits set forth below. The cost of premiums for such coverages shall be included as part of each Subcontractor’s bid and included as a Cost of the Work; however, Owner will not reimburse for deductibles required by policies procured by any Non-Enrolled Party.

Workers’ Compensation and Employer’s Liability

All Excluded Parties and non-enrolled Subcontractors shall provide Worker’s Compensation Insurance and Employer’s Liability for all of Contractor and Subcontractor workers performing Work on or off the Project Site.

Workers’ Compensation coverage will comply with the statutory limits of the State of Texas, and Employer’s Liability insurance will provide limits as follows:

• $1,000,000 bodily injury by accident for each person

• $1,000,000 bodily injury by disease for each person

• $1,000,000 bodily injury by disease–policy limit

Commercial General Liability

Contractor and Subcontractor shall cause all Excluded Parties and Non-Enrolled Parties to procure, pay for, carry and maintain, from the Commencement Date through the entire period of repose provided under Texas law, Commercial General Liability Insurance that insures all of the Work, premises, activities and operations that each Subcontractor or Sub-subcontractor performs (or causes to be performed) on the Project Site or off of, or away from, the Project Site with limits of at least:

Limits required:

$1,000,000 each occurrence $1,000,000 personal/advertising injury (each occurrence) $2,000,000 general aggregate $2,000,000 products/completed operations aggregate

The Commercial General Liability Insurance must be on ISO policy form CG 00 01 or its equivalent and afford coverage for contractual liability, broad form property damage, personal injury, premises operations, independent contractors and subcontractors, fire, legal liability, and shall be primary and non-contributing with any other insurance available to Owner and Indemnitees. The Commercial General Liability policy shall include an endorsement in order to extend the policy’s general aggregate limits specifically to the Project. Contractor shall cause each Subcontractor and Sub-subcontractor to add Owner and the Indemnitees as additional insureds on this policy.

The additional insured endorsement shall state that the coverage provided to the additional insureds is primary and non- contributory with respect to any other insurance available to the additional insureds. The additional insured endorsement to the general liability policy shall be provided through both ISO Form CG 20 10 10 01 and ISO Form CG 20 37 10 01, or such other endorsements acceptable to Owner. This policy shall be maintained until all claims arising out of the Work are barred by applicable repose period under Texas law. Subcontractor Enrolled Parties shall provide certificates of insurance evidencing all required coverage prior to commencement of any Work.

Any deductibles in place will be the responsibility of the excluded party.

Commercial Automobile Liability All Excluded Parties and Non-Enrolled Parties shall provide Commercial Automobile Liability Insurance for claims arising from the ownership, maintenance, or use of a motor vehicle at, upon, or away from the Project Site. The insurance shall cover all owned, hired, borrowed, leased or non-owned automobiles used in connection with the Work, with the following minimum limits of liability:

Limits required: $1,000,000 Combined Single Limit each occurrence for Bodily Injury and Property Damage

The policy required by this Section shall be endorsed to name Sponsor and all Indemnitees as Additional Insureds using additional insured endorsements acceptable to Sponsor.

Contractual Liability, if not provided in the policy form, is to be provided by endorsement.

If hazardous materials or waste are to be transported, the Commercial Automobile Liability insurance will be endorsed with the MCS-90 endorsement in accordance with the applicable legal requirement.

Umbrella/Excess Liability All Excluded Parties and Non-Enrolled Parties shall provide Excess Liability coverage to be excess of the Commercial General Liability, Employer’s Liability, and Automobile Liability policies discussed above, during the term of the Work and shall continue to be renewed for the entire period of repose provided under Texas law, in the following limits of liability:

$5,000,000 Each Occurrence and in the Aggregate

Such excess coverage shall “follow form” with regard to the primary coverage to the extent such primary coverage’s limits are designated to the Project and such primary coverage provides for an extended period for Products/Completed Operations coverage. The policy required by this Section shall be endorsed to name Sponsor and all other Indemnitees as Additional Insureds using additional insured endorsements acceptable to Sponsor.

Subcontractor's Equipment The enrolled parties are responsible for their construction tools and equipment, including but not limited to construction trailers and their contents, temporary scaffolding, whether owned, leased, rented, borrowed or used at the Project site; and the enrolled parties agree that SPONSOR will not be responsible for any loss or damage to its tools and equipment. If insured, the enrolled parties’ insurance policy covering tools and equipment will include a waiver of subrogation in favor of SPONSOR, designer, engineer and all enrolled parties. If uninsured, the enrolled parties’ will hold harmless SPONSOR, designer, engineer, and all other enrolled parties for loss or damage to their tools and equipment. Any applicable deductible will be the responsibility of the Subcontractor.

Crane Erection and Dismantling Contractor’s responsible for the erection and dismantling of any tower cranes used on the Project Site shall provide Commercial General Liability and Excess Liability in lieu of Commercial General Liability and Excess Liability required in Section III.B of the CMAR.

Commercial General Liability $1,000,000 each occurrence $1,000,000 personal/advertising injury (each occurrence) $2,000,000 general aggregate $2,000,000 products/completed operations aggregate $100,000 Fire Damage (any one fire) $5,000 Medical Expense (any one person

Excess Liability $25,000,000 Each Occurrence and in the Aggregate

Professional Liability (If Applicable) To the extent the following trades are Excluded Parties on Non-Enrolled Parties, Structural Engineer, MEP Consultant (mechanical, electrical, plumbing), scopes of work and providing design services shall maintain Professional Liability coverage with limits no less than:

$5,000,000 each claim/$5,000,000 annual aggregate

Subcontractor Excluded Parties that are Civil Engineer, Geotech and Environmental Consultants scopes of work shall maintain:

$2,000,000 each claim/$2,000,000 general aggregate

All other Subcontractor Excluded Parties providing design services shall provide and maintain Professional Liability coverage with limits no less than:

$1,000,000 each claim/$1,000,000 annual aggregate

Additional Insureds Sponsor, Contractor and their officers, directors, agents, employees, successors and assigns shall be included as additional insureds under the Automobile Liability, Commercial General Liability and Umbrella/Excess Liability policies. Refer to your contract for a complete list of entities required to be named.

Waiver of Subrogation The enrolled parities and their respective insurers providing the required coverage as indicated in Workers’ Compensation and Commercial General Liability, Umbrella/Excess Liability or any required coverages, will waive all rights of recovery against Sponsor, Contractor and their officers, directors, agents, employees, successors and assigns.

Each enrolled party will pay all insurance premiums for such insurance, including any charges for required waivers of subrogation or the endorsement of additional insureds.

Primary and Non-Contributing Insurance coverage for Work ON AND OFF OF THE PROJECT SITE required of the enrolled parties is primary and non-contributory.

Certificates of Insurance The enrolled parties and excluded parties will provide certificates of insurance to the Alliant Program Administrator online through WrapX as evidence that policies specified in this section providing the required coverage, conditions, and limits are in full force and effect. Certificates of insurance will be labeled and addressed as follows:

CERTIFICATE HOLDER:

Harris Health 4800 Fournace Place, Suite 5E

Bellaire, TX 77401

Notice of Cancellation All insurance policies and certificates of insurance will include a requirement providing for thirty (30) days prior written notice to SPONSOR of any cancellation or reduction of coverage. If any such notice is given, SPONSOR will have the right to require that a substitute policy be obtained prior to said cancellation with appropriate evidence thereof at the discretion of SPONSOR. The enrolled parties and excluded parties will immediately notify SPONSOR and will cease operations on the occurrence of any such cancellation or reduction and will not resume operations until the required insurance is in force and new certificates of insurance have been filed with SPONSOR.

6.0 Alliant/WRAPX Online Portal Instructions

This section contains the online forms needed for enrolling, reporting payroll, change orders and other administration of the ROCIP.

This section outlines the online Enrollment, the reporting of Monthly Payroll and Notice of Completion through Alliant’s online portal VUE. For assistance in completing these forms, please contact the ROCIP Administrator identified in the Project Contact Directory.

Alliant WrapX Starter Packet This Starter Packet contains instructions for the Alliant WrapX Contractor Portal that allows your company to enroll in the ROCIP notify Alliant of subcontract awards, report monthly CIP payroll, and run various reports.

Requirements and/or Process may be subject to change dependent on Project Site Location.

• Alliant WrapX Portal o Access contractor portal o Contractor Profile o Complete enrollment online o Add lower tier subcontractors o Enter payroll…