L'africaine DES Assurances

L'Africaine DES Assurances, a Benin-based for-profit insurance company, provides health insurance coverage for locally employed staff and eligible dependents at U.S. diplomatic facilities in West Africa as a prime contractor under full-and-open competition, with no SBA set-aside designations across its federal footprint.

The vendor holds a single-award indefinite delivery contract valued at $2.2 million with the U.S. Department of State's Bureau of African Affairs, originally awarded February 25, 2023, with completion through February 24, 2027. Under this vehicle, L'Africaine DES Assurances has delivered ten task orders totaling $1.5 million in combined potential value as of August 2025. The IDC covers health insurance for approximately 177 locally employed staff members and up to 850 eligible dependents at the U.S. Embassy in Cotonou, Benin. All delivery orders are structured as fixed-price contracts with economic price adjustment mechanisms. Recent representative orders include a $250,641 delivery order awarded February 23, 2026, for option year three health insurance coverage through August 24, 2026; a $194,044 delivery order awarded August 25, 2025, for option year two, phase two coverage; and a $187,677 delivery order awarded February 21, 2025, for state and defense locally employed staff coverage. Individual delivery orders historically range from approximately $11,200 to $208,200 and typically carry six- to twelve-month performance periods.

Customer concentration is entirely within the Department of State: the Bureau of African Affairs accounts for seven awards and $1.4 million in combined potential value, while the U.S. Embassy Cotonou accounts for four awards and $1.8 million. Activity has grown in 2025 (five awards) after flat performance in 2023–2024. One award ($251 thousand) completes in the next twenty-four months, presenting recompete exposure. The vendor's federal footprint is narrow and mission-specific — all eleven awards fall under NAICS 524114 (Direct Health and Medical Insurance Carriers) and PSC code 603 (Social Government Health Insurance Programs), with no subcontract activity or work outside the Benin health insurance scope.