L'africaine DES Assurances

L'Africaine DES Assurances, a for-profit health insurance company based in Cotonou, Benin, is a prime contractor providing health insurance coverage for locally employed staff and their dependents at U.S. diplomatic facilities in West Africa. The vendor operates exclusively as a prime across all twelve recent federal awards (100% prime split) under open competition with no set-aside designations, delivering services on a single-award indefinite delivery contract vehicle.

The vendor's entire recent footprint concentrates with the U.S. Department of State, split between the Bureau of African Affairs (8 awards, $1.6 million combined potential value) and the US Embassy Cotonou (4 awards, $1.8 million combined potential value), accounting for 100% of named awards. All work flows through the COTONOU HR GMC HEALTH INSURANCE SERVICES CONTRACT (IDC 19BN1523D0001), a $2.2 million single-award vehicle awarded February 25, 2023, with completion through February 24, 2027. Eleven delivery orders valued at $1.7 million in combined potential have been issued under this vehicle since inception. Representative work includes a $227 thousand delivery order awarded July 22, 2026, for state locally employed staff health insurance coverage option year three, phase two; a $250.6 thousand delivery order from February 23, 2026, for health insurance coverage during option year three; and a $194 thousand delivery order from August 25, 2025, for health insurance coverage option year two, phase two. All delivery orders carry fixed-price structures with economic price adjustment and run six to twelve months, covering an estimated 177 locally employed staff members and up to 850 eligible dependents.

Activity shows volatility: three awards in 2023, two in 2024, five in 2025, and two in 2026. The vendor has obligated $1.7 million across $3.4 million in combined potential value (49% obligation rate). Only one award ($227 thousand) reaches ultimate completion within the next twenty-four months, representing minimal near-term recompete exposure given the vehicle's February 2027 completion date. Place of performance is Benin; all services support U.S. diplomatic operations in West Africa through the established health insurance contract vehicle.