Employee Benefit Advisors, Inc.

Employee Benefit Advisors, Inc., a veteran-owned small business based in Terre Haute, Indiana, delivers federal employee retirement planning seminars and financial literacy education to civilian federal agencies as a prime contractor, competing predominantly under total small business set-asides. The company holds a $219,000 single-award Indefinite Delivery/Indefinite Quantity contract with the Department of the Treasury United States Mint running through September 2026 and operates across seven federal customer agencies through 73 total prime awards carrying combined potential value of $783 thousand.

Customer concentration is extreme and stable. The United States Mint anchors 88% of the vendor's award count (64 awards) and 79% of combined potential value ($621 thousand), with delivery orders issued under two parent vehicles: the Mint's Indefinite Delivery Contract 20340921D00002 (33 task orders, $64 thousand combined potential value) and Indefinite Delivery Contract TMHQ16C0001 (29 task orders, $139 thousand combined potential value). The Department of the Navy Naval Facilities Engineering Command (2 awards, $100 thousand potential value) and Naval Sea Systems Command (3 awards, $42 thousand potential value) represent the second and third tiers but remain minor compared to Mint volume. The Department of the Coast Guard, the Agricultural Research Service, and the National Park Service account for single awards each. Typical delivery orders under the Mint IDIQ range from $1,000 to $3,160 per seminar, firm fixed price, with completion windows of one to three days.

Representative work spans pre-retirement, mid-career retirement, and combined seminars delivered in Washington, D.C., Curtis Bay (Baltimore), and field locations. Recent named work includes a $14,850 delivery order from the Mint awarded April 9, 2026, for pre-retirement and mid-career seminars; a $16,520 purchase order from Naval Sea Systems Command (NAVSEA) awarded December 10, 2024, for six in-person Federal Employee Retirement System (FERS) and Thrift Savings Plan (TSP) training sessions; a $15,720 purchase order from NAVSEA awarded November 30, 2023, for FERS training in fiscal 2024; and a $5,385 purchase order from the U.S. Coast Guard awarded July 15, 2026, for federal benefits training at Curtis Bay with completion by September 30, 2026. The Mint's original single-award IDIQ was awarded September 28, 2021, designated total small business set-aside, with a $219,000 ceiling extended through September 2026.

Activity has stabilized after peaking in 2023. Awards per year: 2022 (11), 2023 (12), 2024 (8), 2025 (2), 2026 (2). Three awards carrying combined potential value of $23 thousand face ultimate completion within the next twenty-four months, presenting minimal recompete exposure given the narrow customer base. Obligations have tracked 46% of combined potential value across the portfolio, suggesting moderate invoice velocity on small contracts. The vendor carries no subcontract footprint — all 73 awards are prime-contractor work. Core capability framing sits at the intersection of educational support services (30 awards) and pharmacy benefit management / third-party pension administration services (34 awards in NAICS classification), though the actual work is retirement planning seminars, financial literacy, and FERS/TSP education delivery. PSC coding reflects education/training classification on 69 of 73 awards, with the remainder split among management support and general training.

The vendor's footprint is narrow and Mint-dependent, with mission-critical asset concentration in a single $219,000 vehicle expiring September 2026 and limited diversification across other agencies. Teaming potential is minimal given the seminar-delivery model and single-award posture. Competitive exposure for rivals arises primarily on Mint delivery order flows and occasional NAVSEA purchase orders; broader federal retirement-training RFQs would represent new-customer opportunity for the vendor.

Pre-Retirement Seminars for CSRS and FERS emloyees.