Solicitation notice for life insurance coverage for U. S. Embassy Belgrade local staff

The U.S. Department of State's Embassy in Belgrade is soliciting group life insurance coverage for locally employed staff through Request for Proposals (RFP) 19RB1026R0001. The solicitation seeks qualified insurance providers to deliver life insurance services to approximately 250 local employees, with optional coverage extensions for Official Residence Expense staff (5 employees) and American Embassy Employee Recreation Association members (6 employees). Mandatory requirements include Serbian government licensing or equivalent foreign authority authorization, demonstrated financial stability through audited statements, claims processing within two weeks, and monthly reporting on claims, processing times, and expenditures. The Government will award the contract to the lowest-priced, technically acceptable, responsible offeror that meets all mandatory requirements and holds appropriate licensing and certification. Technical proposals must address understanding of requirements, management approach, personnel qualifications (minimum two years' industry experience with English proficiency), quality assurance plans, claims workflow systems, and customer service mechanisms. Questions must be submitted by February 27, 2026, and quotations are due by 17:00 local time on March 10, 2026, with a pre-proposal conference scheduled for February 25, 2026 in Belgrade.

This solicitation includes no set-aside designations and identifies no incumbent contractor. The contract is structured as a fixed-price requirements agreement with economic price adjustment provisions, covering a one-year base performance period plus one optional one-year renewal for a maximum two-year duration, with quarterly payments made in Serbian Dinars following task order issuance. The Government will pay 100 percent of premiums for coverage including natural death, accidental death, and total disability benefits equal to 18 times the monthly basic salary. Historical claims data shows variable demand: 2022 recorded one disability claim (6,153,500.34 RSD), 2023 recorded two claims totaling 10,972,965.07 RSD, 2024 recorded two disability claims totaling 9,337,526.81 RSD, and 2025 has reported no claims to date. All work will be performed in Belgrade, Serbia, with submissions required in Adobe Acrobat PDF format via email to BLG-Procurement@state.gov.