19RB1026R0001 Questions and Answers Form as of 2 March 2026.pdf

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Solicitation notice for life insurance coverage for U. S. Embassy Belgrade local staff
Solicitation number
19RB1026R0001
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This is a Questions and Answers document for U.S. Embassy Belgrade Solicitation 19RB1026R0001 concerning life insurance coverage for local staff, issued as of March 2, 2026.

The document addresses three key inquiries from potential bidders. First, it clarifies that salary amounts listed in Table 2 of Exhibit A represent annual gross salaries denominated in EUR (Euros). Second, it establishes that death and disability benefits are mutually exclusive—disabled employees may only claim disability payments after retiring for disability reasons, while death benefits are payable solely to surviving eligible family members upon an employee's death while in service. Third, the document provides three years of claims history showing: 2022 recorded one disability claim with 6,153,500.34 RSD paid; 2023 recorded two claims for death due to illness and total permanent disability totaling 10,972,965.07 RSD; 2024 recorded two total permanent disability claims totaling 9,337,526.81 RSD; and 2025 has reported no claims to date.

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U.S. Embassy Belgrade, Serbia Solicitation 19RB1026R0001

Life insurance coverage for U.S.Embassy Belgrade local staff Questions & Answers

As of March 2, 2026

1. Question: Could you please clarify Table 2 in Exhibit A – Employee Statistics. Specifically, we would appreciate an explanation of what the listed salary amounts by gender represent: are they bi-weekly, monthly, or annual salaries, and in which currency are they expressed?

Answer: The salary amounts listed by gender in Table 2 of Exhibit A represent annual gross salaries expressed in EUR (Euros).

2. Question: Is it foreseen that, in the event of a covered claim for both total permanent disability and death arising from the same cause, two separate sums insured would be payable?

Answer: Death and disability benefits are mutually exclusive. An employee declared disabled may claim disability payments only after retiring for disability reasons, while death benefits can only be claimed by surviving eligible family members in the event of an employee's death while in service.

3. Question: We kindly ask you to provide the claims statistics for each of the previous three years of coverage

Answer: Please see below.

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