Insurance Verification

The Federal Emergency Management Agency (FEMA) issued Request for Information (RFI) #70FA4026I00000004 on February 17, 2026, seeking market research on insurance verification and survivor-permissioned data-sharing services for the Individual Assistance (IA) Program. The RFI solicits capabilities in two primary technical areas: automated insurance coverage verification services to validate disaster survivors' relevant insurance policies (homeowners, renters, flood, auto, etc.) in compliance with Stafford Act duplication-of-benefits requirements, and survivor-permissioned policy/account linking mechanisms integrated with FEMA's Salesforce-based Individual Assistance Processing System. Respondents must address ten topic areas including corporate capabilities, technical approaches for both service areas, Salesforce integration, FedRAMP security and privacy compliance, data models and standards, performance scalability for catastrophic disasters, implementation and operations support, pricing models with preference for transactional/usage-based approaches, and identified risks and recommendations. The primary NAICS code is 518210 (Data Processing, Hosting, and Related Services), with alternative codes 519290, 541511, 541512, and 524298 also applicable. The RFI response deadline has been extended to March 11, 2026, at 3:00 PM Eastern Standard Time, with responses limited to 25 pages (excluding cover pages and appendices) in PDF format using Times New Roman or Arial 11-point font.

This RFI represents a new requirement with no prior incumbent contractor or similar services historically performed by FEMA, and no incumbent vendor information is available. No set-aside designation has been applied to this opportunity. FEMA has not yet determined an acquisition strategy but is considering government-wide acquisition contracts (GWACs), full and open competition, small business set-asides, and phased or modular approaches based on responses received. The anticipated period of performance begins in Fiscal Year 2027, though specific contract value or budget information has not been disclosed in the RFI materials. FEMA indicated flexibility regarding response length, confirming that additional details beyond the 25-page guideline will be accepted if deemed helpful, and responses will inform FEMA's understanding of the market landscape regarding potential data providers and piloting approaches with limited carriers, disaster types, or IA categories.