Texas_Republic_Life_Insurance_Company_-_Permanent_Life_Census.xls

The file is a life insurance census spreadsheet from Texas Republic Life Insurance Company detailing permanent life insurance coverage for employees and their families. The document provides a comprehensive breakdown of life insurance plans, including two primary coverage options: Permanent Life - Employee 55K-150K & Family Coverage and Permanent Life - Employee GI 25K-50K & Family Coverage. The plans cover employees, spouses, and children across various age groups and smoking statuses, with coverage amounts ranging from $25,000 to $1,155,000. The census includes detailed rate information, monthly premiums, and demographic breakdowns by age and smoking status.

The pricing structure varies based on age and smoking status, with rates incrementally increasing as the insured's age increases. Non-smoker rates are significantly lower than smoker rates, and the monthly premiums range from as low as $11.23 for a spouse's coverage to as high as $530.45 for an employee's coverage. The census reveals a diverse employee population with ages ranging from 17 to 65 years old, with the majority of participants being non-smokers. The spreadsheet provides granular details on the number of lives covered, their respective coverage amounts, and the corresponding monthly premium rates, offering a comprehensive view of the organization's life insurance enrollment and associated costs.