School_Insurance.pdf

This insurance requirements document outlines mandatory coverage provisions for a consultant engaged by the City of Meriden, Connecticut, in connection with RFP026-46 for gymnasium floor replacement services at Casimir Pulaski Elementary School. The consultant must maintain commercial general liability coverage of $1,000,000 per occurrence and $2,000,000 aggregate throughout the contract term, with required inclusions for premises and operations, products and completed operations, underground/explosion/collapse hazards, contractual liability, independent contractors, and abuse and molestation liability. Additionally, the consultant must procure business automobile liability coverage with $1,000,000 combined single limit for bodily injury and property damage, encompassing non-owned, owned, and all scheduled automobiles. Workers' compensation and employer's liability coverage must comply with State of Connecticut statutory requirements, maintaining limits of $500,000 per accident, $500,000 disease policy limit, and $500,000 per employee disease. The consultant is also required to maintain professional liability or errors and omissions coverage with a $2,000,000 single limit per claim and $2,000,000 aggregate per policy period, which may be written on an occurrence or claims-made basis.

All insurance coverage must remain in force for the life of the contract with the City of Meriden named as an additional insured on all policies except workers' compensation. The insurance requirements are consistent with the broader project specifications wherein the gymnasium flooring contractor must commence work on or after June 29, 2026, and achieve substantial completion by August 7, 2026, with liquidated damages of $2,200 per calendar day assessed for delays beyond the completion deadline.