Sample_Insurance_Endorsement.pdf

This is a Commercial General Liability Insurance Endorsement for the City of Watsonville, California, establishing additional insured status for the municipality, its elected and appointed officials, and employees. The endorsement modifies the insurance coverage provided under a Commercial General Liability Coverage Part and applies specifically to liability arising from work performed by or for the City of Watsonville. The endorsement is associated with the River Park Electrical Relocation project located at 100 East Front Street in Watsonville, which involves removal of existing electrical service, construction of new PG&E electrical service, installation of electrical conduit to an existing building, and minor concrete work.

The endorsement establishes that the insurance coverage provided is primary to any insurance or self-insurance programs maintained by the City of Watsonville, meaning the contractor's insurance will be the first coverage to respond to claims with no contribution required from the City's own insurance. This requirement protects the municipality by ensuring liability claims arising from the contractor's work are covered under the contractor's policy rather than depleting the City's self-insurance reserves or other coverage mechanisms.