Policy_Document_-_STD_B_Amendment_4_Salary_Continuation.pdf

This is a Group Policy Amendment issued by Standard Insurance Company to the County of Dane, Wisconsin, modifying the terms of Short Term Disability (STD) coverage under Group Policy 163054-B. Amendment No. 4, effective May 1, 2017, amends the Limitations section to clarify that no STD benefits will be paid during any period when an employee receives paid sick leave, annual leave, personal leave, vacation pay, or other salary continuation from their employer, including donated leave amounts. This amendment directly impacts the administration of disability benefits for county employees by establishing clear parameters around the concurrent receipt of salary continuation payments and STD benefits.

The amendment reflects standard insurance industry practice regarding the coordination of benefits and ensures that employees do not receive duplicate income replacement during periods of absence covered by employer-provided salary continuation programs. The policy modification was made subject to Active Work Provisions and represents an operational clarification to the existing disability insurance contract terms. No pricing adjustments, renewal options, or additional service modifications are addressed in this amendment document.