Summary

This is a claims experience report for Dane County, Wisconsin, documenting Short-Term Disability (STD) and Long-Term Disability (LTD) insurance claims processed through August 31, 2026. The report covers claim data from January 1, 2021, through August 31, 2026, and includes detailed information on individual claimants, claim numbers, coverage types, incurred dates, approval dates, term dates, benefits paid, and reserve amounts. The STD coverage section lists 163 individual claims with a total benefit paid of $1,249,129.30 and an ending reserve of $1,281,165.13. The LTD coverage section documents numerous claims with a combined total benefit paid of $752,917.72 and an ending reserve of $980,866.91, with some claims extending through September 2026. The data reflects the County's ongoing disability insurance claims management across both short-term and long-term benefit categories.

The report indicates that the County maintains active claims across multiple years, with some LTD claims demonstrating extended benefit periods extending beyond two years. Notable claimants include individuals with recurring claims across both STD and LTD categories, such as RASMUSSEN K, PERRIN C, GALINDEZ H, and others who appear multiple times in the dataset. Pending claims and ongoing reserves indicate the County's continued liability for disability benefits, with the comprehensive claims history serving as the basis for the current disability insurance procurement process for Short-Term/Long-Term Disability and Long-Term Disability Only Services.