General_Insurance.pdf

This is an insurance requirements document for the City of Meriden, Connecticut related to the B026-51 Lincoln Paving Project, which involves reconstruction of the Lincoln Middle School parking lot. Contractors and vendors must maintain minimum insurance coverage throughout the contract period, including General Liability of $1,000,000 per occurrence/$2,000,000 aggregate, Auto Liability of $1,000,000 combined single limit, and Workers' Compensation at statutory limits. The City of Meriden must be named as an additional insured on a primary and non-contributory basis for all policies except Workers' Compensation, and all policies must include a Waiver of Subrogation. Insurance carriers must be approved in Connecticut with a minimum AM Best's rating of "A-"VIII. Original Certificates of Insurance must be submitted to the City prior to contract issuance, with replacement or renewal certificates provided at least 30 days before policy expiration dates.

Contractors must provide written notice to the City of Meriden at least 30 days in advance of any policy cancellation, limit reduction, or coverage alteration. If any policy is written on a claims-made basis, it must be continuously renewed for a minimum of two years from the contract completion date, or the expiring policy must be endorsed to extend the reporting period for claims for two years from completion. The project's substantial completion date is August 15, 2026, with final completion required 15 days thereafter, meaning contractors must maintain compliant insurance coverage through at least August 30, 2026, and potentially through August 2028 if claims-made policies are used. No specific insurance set-asides or incumbency information is referenced in the requirements document.