General_Insurance.pdf

This is an insurance requirements document for the City of Meriden, Connecticut, applicable to the Hubbard Park Pool Filtration System refurbishment project (B026-33). Contractors and vendors must maintain minimum insurance coverage throughout the contract term, including General Liability of $1,000,000, Auto Liability of $1,000,000, and Umbrella/Excess Liability coverage. The City of Meriden must be named as an Additional Insured on a primary and non-contributory basis for all policies except Workers' Compensation, and all policies must include a Waiver of Subrogation. All insurance carriers must be approved in Connecticut with a minimum AM Best's rating of "A-"VIII. Original Certificates of Insurance must be submitted to the City prior to contract issuance, with replacement or renewal certificates provided at least 30 days before policy expiration dates. For claims-made policies, coverage must be continuously renewed for a minimum of two years following project completion, with retroactive date changes requiring an endorsement to extend the reporting period for the duration of the contract plus two additional years.

Workers' Compensation insurance must comply with Connecticut statutory limits, and Employers' Liability coverage must provide $1,000,000 per accident, $1,000,000 per disease per employee, and $1,000,000 as the disease policy limit. Contractors must provide written notice to the City within 30 days of any policy cancellation, limit reduction, or coverage alteration. All policies must be written with carriers rated A-VIII or better by AM Best's to ensure financial stability and compliance with Connecticut insurance requirements. These requirements apply to all contractors and vendors involved in the project regardless of contract value or scope.