Exhibit A - MBTA Minimum Insurance Requirements~12.pdf
PDF 115 KB Posted
- Attached to
- RFP 114-26 Remote Terminal Unit (RTU) Upgrade
- Solicitation number
- BD-27-1206-40000-40000-133014
- Issued by
- Massachusetts
About this file
This document presents the Massachusetts Bay Transportation Authority's (MBTA) minimum insurance requirements for Bid Number 114-26, the Remote Terminal Unit (RTU) Upgrade project. The contractor must maintain comprehensive insurance coverage throughout the contract term and any extensions, including Commercial General Liability Insurance with minimum limits of $1,000,000 per occurrence and $1,000,000 annual aggregate, Automobile Liability Insurance covering all owned, leased, hired, and non-owned vehicles with combined single limits of $1,000,000, and Workers' Compensation Insurance with Employer's Liability coverage meeting Massachusetts General Laws Chapter 152 requirements with limits of $1,000,000 per accident, $1,000,000 per employee, and $1,000,000 aggregate for bodily injury by disease. All insurance policies must be placed with carriers licensed and authorized by the Massachusetts Division of Insurance with a Best's rating of A- or better, written on an occurrence basis rather than claim-made basis, and include the MBTA as an additional insured with notice requirements of at least 30 days for cancellation. Subcontractors are required to provide equivalent insurance coverage for their operations.
Additionally, the contractor must carry Umbrella Liability Insurance with minimum limits of $5,000,000 per occurrence and annual aggregate that follows the form and terms of underlying insurance policies. All required insurance must be in full force and effect before contract commencement and remain primary and non-contributory to any MBTA self-insurance. Certificates of insurance evidencing these requirements must be provided to the MBTA at contract inception and throughout the contract term, and Workers' Compensation Insurance must include a waiver of subrogation rights against the MBTA. These comprehensive insurance requirements protect the MBTA from liability exposure while ensuring adequate coverage for all contractor and subcontractor operations under the RTU Upgrade project.
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Text version
Bid Number: 114-26
Project Name: Remote Terminal Unit (RTU) Upgrade
MBTA Minimum Insurance Requirements
The Contractor shall carry and maintain, throughout the term of this Contract, including any extensions thereof, all insurance required under this section.
A. Commercial General Liability Insurance
The Contractor shall carry and maintain Commercial General Liability Insurance covering all operations by or on behalf of the Contractor on an occurrence basis against claims for bodily injury, property damage (including loss of use), personal injury and advertising injury with limits not less than $1,000,000 per occurrence and $1,000,000 annual aggregate. Terms and conditions for required insurance shall include:
1. Policy Endorsement deleting any exclusion for work within 50 feet of rail.
2. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
4. Commercial General Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.
5. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.
6. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance with MBTA named as additional insured and evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required.
B. Automobile Liability Insurance
The Contractor shall carry and maintain Automobile Liability Insurance covering the use of all vehicles: owned, leased, hired and non-owned, with limits not less than $1,000,000 combined single limit.
1. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
2. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
3. Automobile Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.
4. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.
5. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance with MBTA named as
Bid Number: 114-26
Project Name: Remote Terminal Unit (RTU) Upgrade
C. Workers' Compensation Insurance.
The Contractor shall carry and maintain Workers’ Compensation Insurance, including Employers
Liability Insurance as provided by Massachusetts General Laws, Chapter 152, as amended, covering all work and services performed under the Contract.
1. Employer’s Liability requires the following minimum limits:
• $1,000,000 Each Accident for Bodily Injury by Accident
• $1,000,000 Each Employee for Bodily Injury by Disease
• $1,000,000 Aggregate Policy Limit for Bodily Injury by Disease.
2. The required insurances coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
4. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance evidencing that such insurance policies, including required limits and sub limits are in place and provide coverage as required. Such insurance shall contain a waiver of any and all subrogation rights against the MBTA.
D. Umbrella Liability Insurance
The Contractor shall carry and maintain Umbrella Liability Insurance with limits not less than
$5,000,000 per occurrence and annual aggregate, covering all work and services performed under the Contract.
1. Such insurance follow the form of underlying insurance terms and conditions.
2. Required insurance coverage specified above shall be placed with insurance companies licensed and/or authorized by the Massachusetts Division of Insurance to do business in the Commonwealth of Massachusetts and having a Best's rating of A-or better.
3. Required insurance shall be taken out before the Contract is commenced and be kept in full force and effect throughout the term of the Contract, shall be primary to and non-contributory to any insurance or self-insurance maintained by the MBTA, and shall require that the MBTA be given at least 30 days advance written notice in the event of any cancellation.
4. Umbrella/Excess Liability shall be written on an occurrence basis form, as opposed to a claim made basis form.
5. All such insurance as is required of the Contractor shall be provided by or on behalf of subcontractors to cover their operations performed.
6. At the inception date of this contract and throughout the term of the Contract, the
MBTA shall be provided with certificates of insurance with MBTA named as
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