CLEAR_(Government)_Capabilities_Statement.cleaned.pdf

THOMSON REUTERS

CLEAR

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Thomson Reuters (West Publishing Corporation)

Capabilities Statement

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Page i October 2024

Contents

OVERVIEW

CLEAR PRODUCT SUITE

Thomson Reuters CLEAR CLEAR Batch Services CLEAR System-to-System Premium Add-On Content

FEATURES & FUNCTIONALITY

Searching in CLEAR Dashboard Tools Alert Center

CONTENT

Report Types Customizing Reports

CLEAR DATA SOURCES

TRAINING AND SUPPORT

ABOUT US

Overview

CONFIDENTLY LOCATE, IDENTIFY, AND CONNECT THE FACTS YOU NEED

Thomson Reuters CLEAR is a powerful investigative platform that delivers a vast collection of public and proprietary records and brings all key content together into a single working environment to give you a more streamlined, efficient search.

CLEAR features a simple, intuitive interface that makes it easy to understand exactly what information you need to obtain and how to easily start and perform your search. Dive deep into your research and uncover hard-to-find data. Locate and make analytical connections for peoples, assets, businesses, incidents, and activities. Document your research with the ability to generate comprehensive reports on your party or organization of interest.

CLEAR provides access to key data that is:

Expansive—data on people and businesses, including comprehensive cell phone, vehicle data, and much more.

Current—with live gateways that connect you to real-time information.

Diverse—sourced data from a variety of public records, proprietary sources, and publicly available information, including social networks, blogs, news, and more.

Versatile—with dashboard tools, customizable reports, link charts, and mapping.

Trusted—delivers source transparency through Source and Last Confirmed details to help you know when and where data was gathered and updated.

SEARCH WITH GREATER CONFIDENCE IN LESS TIME

Our customizable dashboard and intuitive, easy-to-navigate interface help you save time by allowing you to search data and view results in a layout that makes the most sense for the way you work.

Search all databases in a single search—public, proprietary, and web

Search with partial information for the following: date of birth, Social Security number, license plates, and street names

Soundex searching

Entity resolution consolidates search results and eliminates duplicate records

Relevant results appear at the top, where you can easily spot them

Filter results based on date, age, “and/or,” and any other restrictions you choose to set

The increased search efficiency, streamlined workflow, and intuitive design mean you get more crucial, usable data with far fewer clicks. Users can get instant access to overview data that ties people and businesses together.

BUILD ON THE DATA ALREADY KNOWN ABOUT A SUBJECT

Users can start their search with just one piece of information and easily uncover more about a person or business; CLEAR pulls from a wide range of databases to help users find exactly what they need.

Map subject addresses

Immediately know possible risk associated with your subject using Quick Analysis Flags

Access underlying source documents while you search

Linked searches

ACCESS A COMPREHENSIVE COLLECTION OF REAL-TIME DATA

Live gateways give users access to real-time public records information.

Phone data—comprehensive cell phone, VoIP (Voice over Internet Protocol), and landline, coverage of all 50 U.S. states, Puerto Rico, various territories, and Canada

Reverse lookup

Caller ID names

Carrier contact information for subpoena purposes

Ported flags to signal a previous cell phone company

Motor vehicle registration data—live access to records in 44 states, the District of Columbia, and Puerto Rico.

Credit bureau data—Header data via Experian live gateway and Individual Reports

GET INSTANT UPDATES IF KEY DATA CHANGES

When you want to be notified if any key information changes on the person you are investigating, CLEAR Alerts will:

Automatically monitor the status of data you select at time intervals you choose

Send you Alert notices on a periodic basis, from daily up to monthly

Notify you of an Alert via email or upon your next CLEAR log-in.

WORKSPACE OFFERS YOU INSTANTANEOUS ANALYSIS

Workspace gives you a head start on analyzing your results. It allows you to:

Save search results for as long as needed

Visualize data connections using link charts and Google Maps

Readily drag and drop or export link charts to i2 Analyst’s Notebook for additional visualization and analysis

Export case folders to collaborate with coworker and other agencies.

CLEAR Product Suite Thomson Reuters has the resources and information you need to conduct accurate, current, and thorough due diligence and investigations of people and entities. Our investigative solutions help increase efficiencies while reducing risk, identifying fraud, eliminating waste, and managing investigations.

CLEAR delivers comprehensive public and proprietary data you can configure to your needs to make investigations smarter, faster, and more productive.

Dashboard tools provide quick-hit analysis to focus on the most pertinent data.

Get real-time data through live gateways to selected sources.

Be more confident in your results with data source transparency.

Use volume batch searching to handle the heaviest caseloads.

Identity verification and risk assessment configured to customer parameters for streamlined, consistent due diligence.

Trusted data and analytics delivered through a single online platform.

CLEAR offers a variety of plans and options to suit your specific needs; please reach out to your CLEAR account management team for more details about how we can help.

Thomson Reuters CLEAR Easily investigate people and businesses within one customizable experience.

A powerful research platform with a vast collection of up-to-date public and proprietary records, including live gateways for real-time information

Enhanced search logic finds results that are connected to your subject despite limited search information

Associate Analytics and Graphical Display help make connections among individuals, addresses, phone numbers, etc.

Web searching of social networks, dating networks, blogs, watchlists, and other online content provides information not found on public records

Quick Analysis Flags help you save time by classifying risk indicators associated with a subject within a single overview page

Ability to customize reports and save report templates

CLEAR Batch Services Search and receive alerts on large volumes of records at once.

Locate current addresses and phone numbers for finding persons of interest, witnesses, beneficiaries, or due diligence

No need to waste time running multiple individual searches

Batch Search and Batch Alerts are seamlessly integrated within CLEAR, so you can retrieve information and set up alerts using one input file

Gather information about people and their addresses, phone numbers, death records, assets (i.e., property, vehicles), potentially adverse information, business information, criminal and arrest records, OFAC, and reverse phone lookup

CLEAR System-to-System Search both your internal systems and the CLEAR public records platform from a familiar interface— yours.

Direct access from your systems to public and proprietary data in CLEAR

Continuous workflow with seamless integration of CLEAR data delivered directly into your systems

Augmented results incorporate your organization’s data with the data from CLEAR

Open technologies, e.g., RESTful web services and XML, facilitate integration with customer systems on various platforms

Thomson Reuters Developer Portal provides direct access by System-to-System customers to API documentation for building the connections to CLEAR data

Remote support during implementation provided by the Thomson Reuters Integrated Solutions Team

Test account for limited use in order to test the initial system-to-system connection and verify that CLEAR data is correctly transmitting through the customer’s system

Premium Add-On Content Thomson Reuters offers several premium data sources and features to CLEAR users. These premium features apply to specialized use cases, so offering them with selected plans and/or as optional add-ons allows us to lower the cost of a standard package, but still make available this important content for those who truly need it. By transparently offering these data sets in selected plans and/or as add-ons, we provide our customers with maximum flexibility and control over which premium content may be applicable to their needs. Descriptions of these data sources follow.

CLEAR Global Beneficial Ownership CLEAR Global Beneficial Ownership (GBO) provides insights into ultimate beneficial ownership of international corporate entities, derived from more than three billion records from more than 250 different reporting jurisdictions around the world. Users can search with company-centric inputs to return businesses as well as person-centric inputs to return people.

Initial results provide basic information on the entity. Upon selecting a result, a user accesses additional information, including extensive source references and ownership relationships. Available data includes global ultimate beneficial ownership, business information, and risk indicators. Sources in a language other than English can be viewed in the original language.

Reports can be ordered from the results detail view to obtain more information, including entities that may be multiple degrees of separation removed from the subject. A summary graph view provides a visual representation of the relationships connecting the entities in the report.

CLEAR Adverse Media Thomson Reuters CLEAR Adverse Media makes it easy for organizations to screen for global risk and monitor high-risk subjects by providing a one-stop platform for searching web sources, social media, and news media pertaining to a subject of screening or investigation.

CLEAR Adverse Media includes billions of open sources, such as local, regional, and national news reports, international news sources, industry sources, web sources (surface and deep web), blogs, regulatory information, and law enforcement information. Millions of global data sources from 120 countries are included, and CLEAR Adverse Media supports multiple languages.

Users also can search for Sanctions, Politically Exposed Persons (PEPs), and State-Owned Entities (SOEs).

Sanctions, PEPs, and SOEs can be searched from Adverse Media and are available only in Person and Company Report types.

CLEAR Risk Inform CLEAR Risk Inform is an investigative and due diligence tool that delivers risk information on individuals or businesses in an easy-to-understand format. Customers have flexibility in configuring risk factors, weighting of factors, and other factors for the risk assessment. Risk Inform results display an overall risk score based on customer-determined parameters as well as displaying the component data, so that users can readily understand potential risks for a subject/entity.

Proprietary data enhancements and features add to the power of Risk Inform. Thomson Reuters has editorially categorized and mapped criminal data to state codes to normalize criminal data across jurisdictions, making it easier for users to understand the type and severity of a subject’s criminal offenses. CLEAR Risk Inform Synthetic Identity feature aggregates data from several sources to provide an indication of whether a subject’s identity has been manufactured rather than being authentic. Other content sets from CLEAR’s highly reliable and extensive public records and proprietary data also contribute to the importance and integrity of CLEAR Risk Inform results.

CLEAR Risk Inform for both People and Businesses is available in web-based CLEAR, Batch Services, and CLEAR System-to-System (API web services).

CLEAR ID Confirm CLEAR ID Confirm provides online identity verification capability that is available on multiple platforms.

CLEAR ID Confirm compares user-entered “wallet data” to public records data and provides an identity confirmation score based on that comparison and the rules that were applied to the search. User-input data is compared to the underlying public records on a field-by-field basis, e.g., Name, SSN, DOB, Address, Phone, Driver’s License Number. Based on the user input data and comparison to public records, each specific field is given a Match, Partial Match, or No Match Designation.

CLEAR ID Confirm provides an identity verification score based on the comparison of input data to CLEAR data, which, in turn, is based on the search settings that are part of a user’s search definition. The CLEAR ID Confirm Administrative Tool is accessed from within CLEAR and is how the customer establishes the definitions and settings that will be the basis of the verification. The tool provides a high degree of flexibility for parameters, including for different departments, user groups, or locations, when those entities require different definitions and settings, depending on their job function.

CLEAR ID Confirm capability is available in the online version of CLEAR, in Batch Services, and in CLEAR System-to-System API delivery.

CLEAR ID Confirm International CLEAR ID Confirm International provides identity verification for individuals in 40 different countries.

While sources within each country vary, users may verify the following types of information: Name (First, Middle, Last), Date of Birth, National ID, Address (house number, street, unit number, city/locality, postal code, and administrative area), Phone Number, and Email Address. CIDC International only verifies the information input; no additional information is returned. Required and recommended fields are highlighted for users based on the country being searched. An overall verification score is provided as well as match indicators per field (e.g., Exact Match, Partial Match, No Match).

Real-Time Incarceration and Arrest Records Real-Time Incarceration and Arrest Records provides users live gateway access to current and historical arrest information. The coverage consists of more than 180 million booking records across 2,200+ agencies, 43 states, and Washington, D.C. With updates every hour, users get access to pertinent information such as name, address, time of arrest, arresting agency, booking images for Law Enforcement and Criminal Justice subscribers, and more, making this the most complete network of local jail data. The gateway provider of this data is the only company to provide access to real-time, historical, and current arrest and incarceration records.

Law enforcement subscribers to Real-Time Incarceration and Arrest Records also have access to two additional search features: Lineup and Bookings. With the Lineup search, users can quickly and easily create a photo lineup. The lineup comprises photos from available images in RTIA data that match characteristics chosen by the user. Additionally, the user may upload photos to be included in the lineup.

Users also may choose whether the lineup includes six (6), eight (8), or ten (10) photos. Lineups may be printed or saved. The Bookings search allows users to see Recent Bookings for a subject. The Recent Bookings search returns a list of offenders recently booked into the selected facility, within the last 24, 48, or 72 hours.

Real-Time Incarceration and Arrest Alerts Real-Time Incarceration and Arrest Alerts can be accessed while creating a CLEAR Alert on an individual, from the RTIA-specific alert template in CLEAR, or from Batch Alerts. In addition to alerting on New Bookings, the RTIA Alerts allows customers to select from these RTIA-specific options when creating an alert: Notify if Already in Custody; Notify X Days after Subject is in Custody; Notify on Release.

License Plate Recognition (LPR) Data Thomson Reuters offers access to License Plate Recognition (LPR) data to law enforcement subscribers, combining the comprehensive public and proprietary data of CLEAR with gateway access to nationwide license plate data from Motorola Solutions’ secure shared data network (LEARN). This powerful combination takes vehicle-involved investigations to a more precise level, allowing users to focus on a specific area of interest, travel and location of a specific vehicle, and identifying entities associated with a vehicle.

Users have access to more than 20 billion commercial license plate sighting records, collected over more than 15 years. Subscribers receive access to 50 LPR alerts, so when a new plate scan is loaded, subscribers are alerted within hours. LPR results provide the date and time for each vehicle scanned, as well as the geo-coordinate location, to assist investigators and analysts in knowing where a subject vehicle is or has traveled.

A radius search within the CLEAR LPR interface allows subscribers to identify individuals or businesses within a quarter mile of the vehicle’s geocoordinate location. Through linked searching, CLEAR LPR data can be combined with CLEAR person, business, and vehicle data, thereby providing a more complete view of the subject(s) associated with the vehicle. CLEAR users can search directly for LPR data and integrate the results in CLEAR reports.

Vehicle connections made through CLEAR LPR data access can accelerate investigations. LPR data has been used to help solve a variety of case types, such as felony hit and run, homicide, armed robbery, multi-state serial robbery, and human trafficking. Additionally, LPR data has successfully assisted with Silver Alerts in locating elderly individuals who have been reported missing.

MOBILE COMPANION

Mobile Companion, an add-on available only with an LPR subscription for Law Enforcement, transforms a user’s mobile device into a secure license plate recognition tool via an easy-to-use app – enabling accurate, time-stamped license plate image capture in real time that feeds directly into LEARN. Scan single or multiple license plates, add vehicle images to an existing LPR record or create a new record, increase speed and accuracy of vehicle evidence collection, receive alerts, run LPR analytics, and more.

World-Check Risk Intelligence Data The World-Check data source is a premium add-on available to selected categories of CLEAR subscribers.

World-Check Risk Intelligence Data contains profiles of politically exposed persons (PEP) and heightened-risk individuals and entities, such as businesses, organizations, shell banks, charities, and political parties.

On the Enhanced World-Check Search page, users may enter any of the following search criteria as the basis for their search: last name (Advanced Last Name feature provides Soundex to include names that sound similar), first name, passport number, ID number, date of birth, age range, World-Check unique ID, entity/vessel name (with option to include AKAs), location, country, restricted by date (i.e., unrestricted, last 30 days, last 3 years, last 10 years), profile type (i.e., male, female, entity/vessel), key word type (i.e., law enforcement, regulatory enforcement, sanctions, other bodies), subcategory (i.e., PEP, non-PEP, all), and a full-text query box (using Boolean logic).

The content comes from hundreds of thousands of sources, including national and international media;

government, intelligence, and police agencies; and sanction and embargo lists from national and international government agencies. World-Check data is updated daily. Because World-Check monitors the sources 24 hours per day, high-risk entities are often identified months or years before they are listed elsewhere, such as on the U.S. Treasury Office of Foreign Assets Control (OFAC) list.

Asset Insights The following report types provide specialized, premium content regarding various assets and are available as optional add-ons to a CLEAR subscription.

EXPERIAN BUSINESS CREDIT REPORT

Accessed through the Business Search results page, the Experian Business Credit Report provides information on approximately 30 million unique companies, including information such as sales revenue, sales volume, mergers and acquisitions, etc. Report sections include:

Business Name Risk Dashboard Business Facts Commercial Fraud Shield Credit Risk Score and Credit Limit

Recommendation Payment and Legal Filings Summary Payment Trending Collection Experiences

Trade Payment Summary Trade Payment – New and Continuously

Reported Trade Details Trade Payment – Additional Trade Details Legal Filings Uniform Commercial Code (UCC) Filings Additional Business Facts Corporate Linkage Inquiries

REAL PROPERTY REPORTS

While real property information, as described in the Public Records Real Property data set, is included in the CLEAR Individual Reports and Company Reports, customers who need more detailed property information, including information regarding market analysis, may choose to add the Real Property Reports to their subscriptions.

By accessing this reporting option from the real property search results page, users can select from the following real property report types. As available for the subject property, data is provided for the respective report sections listed. Coverage varies by state and by county.

Comparable Sales Report—Includes information on up to 10 comparable properties.

Property Detail Report—Includes owner information, location information, last market sale information, prior sale information, property characteristics, site information, and tax information.

Legal and Vesting Report—Includes legal description, property information, and transaction history.

ValuePoint Report—Includes valuation result, owner information, subject property information, and area market sales (up to 10 properties) – report available only for residential properties.

Comprehensive Report—Includes all sections of the four real property reports listed above, as they apply to the subject property.

DEED IMAGES AND PARCEL MAPS

This optional add-on feature provides access to available images of deed transactions and to PDF of parcel maps associated with the subject property, for in-depth verification of property transfers and associated parties.

SEC FILINGS

SEC Filings allows users to easily search for financial statements or other formal documents submitted to the U.S. Securities and Exchange Commission by publicly traded companies. Coverage includes 10-K, 10-Q, 8-K, 20-F, 40-F, Prospectus and Proxy filings. When available, other related documents may include Exhibits, R&P Transaction, M&A Transaction, SEC Comment Letters, and related Agreements. For best results, users also may input additional SEC-related search criteria such as Ticker Symbol or CIK (Central Index Key). Results include Filing Type, Filing Number, and Filing Date. Users may click on the Filing Type link to view the SEC filing document.

Healthcare Provider Data CLEAR provides data sets specific to healthcare fraud investigations. National Provider Identifier (NPI) data and Sanctions data are geared to identifying and investigating fraudulent healthcare providers. Also, additional professional license data for healthcare providers is available for subscribers to this content.

Delaware Corporate Gateway Search/Detail This premium, add-on search option provides gateway access to the Delaware Secretary of State. The Gateway Search provides a list of results containing the company name and file number. Selecting the Detail provides expanded information, such as stock information, merger information, general company information, and number of employees.

Features & Functionality While the Batch Services, System-to-System (API web services), and premium add-on content described in the preceding pages provide advantages for customers with applicable, specialized use cases, the core web-based CLEAR plans include features and content that meet a broad range of due diligence and investigative objectives and provide a comprehensive platform that meets the needs of many customers.

In the following sections, we describe the features and content of the core CLEAR plans.

Searching in CLEAR Search Pages A simple user interface and intuitive navigation make it easy to search public, proprietary, and web sources in one search. With CLEAR Favorite Searches feature, CLEAR now displays the search options more prominently on the left-hand pane of the search pages, and users can change the order of the options to make it easy to select the searches that they use most frequently.

CLEAR includes functional features that allow users flexibility in their search criteria, including allowing users to conduct searches with partial data, such as date of birth, Social Security number, license plate number, and street names; and leveraging Name Variations options and Soundex.

Search Results CLEAR uses Entity Resolved Database (ERD) technology to efficiently find all public records pertaining to a subject. ERD technology uses multiple data elements and identifiers to pre-pin records to an individual.

The technology is optimized to overcome partial and incomplete data, misspellings, and other errors often found in public data. ERD technology also factors demographic statistics into the matching process (such as name rarity in a geographic area) and ensures users obtain the full complement of available data on a subject.

CLEAR SEARCH PAGE - EXAMPLE

Results are presented as result groups, with the closest match presented at the top of the list. Once the user selects a result, the results page provides detailed search results and dashboard options.

From the Search Results page, users can access the following features that help point them to relevant information:

Vital Statistics—Convenient summary of the unique versions of attributes such as name, AKAs, Social Security number (SSN), date of birth, date of death, email address, employer, physical characteristics, addresses, and phone numbers.

Search Filtering—Easily applied to narrow the search results. Filtering options include relevance, name, SSN, date of birth, age, address, and reported date. Filter operators include quotation marks for exact phrasing, Boolean logic, and wildcards.

Linked Searching—Allows users to dive deeper into returned data by searching on selected attributes that are hyperlinked within the returned data. Clicking the link launches the appropriate search on that attribute, making follow-up searching convenient and efficient. Users can define and save their preferences for the default search type used for each linked data element.

Passport Checker With the Passport Checker Search in CLEAR, the user enters information from the passport (e.g., last name, first name, gender, date of birth, passport number, issuing state, nationality, date of expiry) and clicks to Generate MRZ, which shows the two lines of text in the passport’s Machine-Readable Zone.

Differences between the MRZ text generated by Passport Checker and the MRZ on the passport could indicate a forged document. Important characters in the MRZ when examining a passport for possible forgery will be highlighted.

Hyperlinks allow users to conduct further searches, such as the Person Search, and, if included in the CLEAR subscription plan, the Enhanced World-Check Search.

Passport Checker results, including the passport information entered by the user and the MRZ lines, can be printed, saved, or exported.

CLEAR SEARCH RESULTS - EXAMPLE

Dashboard Tools On the Results page, the Dashboard display allows users to view results using investigative tools that provide a better overview of the subject faster than simply viewing the results data. The dashboard provides a cohesive approach to searching and working with results.

These advanced tools give you access to hard-to-find data on your subject of interest. Thumbnail icons for the available dashboard tools provide easy access to this specialized data and functionality and allow users to customize reports with this information.

Depending on your CLEAR subscription, these tools may be included as part of your package, or they can be purchased as an add-on. Please consult with your CLEAR account management team regarding plan specifics to find the right tools to meet your investigative needs.

Quick Analysis Flags The Quick Analysis Flags feature provides a checklist of data sets that can be potential red flags for a subject, to help users determine where to focus investigative efforts. Where records have been flagged “yes,” users may click on the link to access underlying documents or information associated with that flag.

Here are the data fields flagged for a Person and those flagged for a Business:

PERSON FLAGS

Arrest record Real-Time Incarceration & Arrest Records* Criminal record Criminal record – Low-level Traffic Offense Criminal record – Uncategorized Sex Offender Record Bankruptcy OFAC listing World-Check listing* Global sanctions Residential address used as a business address P.O. box listed as address Prison address on record Person associated with marijuana-related business

Address first reported <90 days Telephone number inconsistent with address Associate or relative with a residence address used a business address Associate or relative with PO box address Associate or relative with prison address Associates with OFAC, PEP, or Global

Sanctions Multiple SSNs SSN matches multiple individuals Recorded as deceased Age younger than SSN issue date SSN format is invalid SSN is an ITIN Healthcare sanction (for healthcare plan subscribers)

BUSINESS FLAGS

Arrest Criminal record Bankruptcy OFAC listing World-Check listing* Global sanctions Business address used as residential address Prison address on record Marijuana-related business Other businesses linked to same FEIN P.O. box listed as address

Other businesses linked to the business address

Other listings linked to business phone number

Pending class action Key nature of suit Change in principal leadership Going concern MSB listing Healthcare sanctions (for healthcare plan subscribers)

*Available when included in your subscription

Address Map The Address Map feature shows the addresses associated with the subject (and which appear in the Vital Statistics section of search results) on an interactive map, via Google Maps. Address Map will display the most localized area possible for the subject addresses. (For example, if all of the addresses are in one state, Address Map will show only that state.) Users may pan to move the map, zoom in/out, pinpoint a specific location, use the drag-and-drop pegman icon to view in street-level format (where available), or switch map views (i.e., map, satellite, terrain).

Web and Social Media Web and Social Media goes much deeper than standard search engines. This allows you to quickly find, categorize, and organize text and images from numerous sources, including:

Social networks Blogs Business and corporate data, including business network sites News references

Web results are grouped by person, so instead of having to peruse a long list of results for items about an individual, users quickly see the items pertaining to the same person. Web results can be filtered, which allows users to identify results of interest more rapidly. The application identifies categories and keywords that occur across the results, and users can filter the Web and Social Media results to match only selected categories or keywords.

Associate Analytics The Associate Analytics feature is designed to allow users to quickly scan a list of the subject’s relatives or associates to see if they have data regarding the following: Global Sanctions, OFAC, Arrest records, Criminal records, Bankruptcy records, or World-Check listings (if included in your subscription). Where records have been flagged “yes,” users may click on the link to access underlying documents or information associated with that flag. Associate Analytics is available for either a Person search or a Business search.

For a Person search, users may opt to include Relatives (i.e., individuals with a family relationship to the subject) and/or Associates who share one or more of the following associate types with the subject:

Shared Address Shared Phone Number Business Relationship Possible Spouse Shared Vehicle Party to Same Vehicle Transaction Party to Same Real Property Transaction Possible World-Check Relationship.

Relatives and Associates can be sorted by score based on their strength of association to the subject.

For a Business search, this feature allows users to view other businesses and individuals such as company executives with a link to the subject. Users can quickly assess affiliations and can search from within the module for more information on an associate.

Company Family Tree The Company Family Tree feature allows users to easily visualize various relationships between companies (e.g., headquarters, subsidiary, associated company, division, branch, affiliate). Users can run searches on companies displayed in the results directly from this module.

Graphical Display The Graphical Display feature allows users to visualize interpersonal relationships and connections amongst subjects and entities but is different than the link charts generated in the Workspace feature.

The Graphical Display is intended to provide a snapshot view of a subject’s connections and to show details about the nature of those connections, such as a shared phone number, asset, address, or judgment. From Graphical Display, users may filter out entities (and re-set if needed) and can expand the display from a selected entity.

Data sources include people data, court-related records (e.g., dockets, bankruptcy, Uniform Commercial Code), extensive business data (e.g., corporate data, executive affiliations, stock, business finder), asset data (e.g., real property, aircraft, watercraft, unclaimed assets), and license data (e.g., professional, marriages, divorces).

Map Analytics The Map Analytics tool plots a subject’s current address on a map and allows a view of surrounding businesses by type based on SIC codes, including medical facility, attorney’s office, or automotive mechanic shop. Users may pan to move the map, zoom in/out, pinpoint a specific location, and use the drag-and-drop pegman icon to view in street-level format (where available). Users also may view details of businesses on the map and plot up to 25 additional addresses on the map. Person results also may be added to the map, and a person radius search can be conducted using a street-level view. For any people and address results that display, linked searches can be run from the map pop-up box.

News The News search / dashboard tool accesses articles collected from the Thomson Reuters newsroom. Users may choose to focus searches on negative news or to see all news on a person or business. Users also may choose to: restrict the time frame for results (i.e., last 30 days, last 3 years, last 10 years); display only headlines and lead paragraphs; include only U.S. newspapers; and/or remove duplicates.

Using Boolean logic and selecting from dozens of available keywords, users can further target their news searching. In addition to ad hoc selection of these standard search options, users can also create up to 10 custom news queries with their own search terms. The account tool My Preferences allows users to select their preferences for standard (default) news searching and for creating custom news searches, including use of Boolean logic.

The news content is global, including sources from more than 100 countries, and includes active U.S.

newspapers, international newspapers, newswires, and transcripts. Unlike typical links to news articles when using a standard search engine, which frequently archives articles, CLEAR provides access to both historical and current articles. Graphic material is not available in News results. Many publications go back 10 years, and some of the oldest articles date to the 1970s.

Users can refine their search and increase efficiency with the ability to easily see News results as part of Search All News. Search All News is its own category when viewing results, so users can quickly see if their search subject has any news associated with them including possible red flags such as crime, fraud, arrests, or incarceration, etc.

Users also can filter and sort the news results, such as by date, publication name, and article title. When ready to view an article, users simply click the news link. Users may print search results, and can print, save, or export individual articles.

Adverse Media The Adverse Media feature returns open-source web content from local, regional, and national news reports, international news sources, industry sources, regulatory and law enforcement information, as well as Associated Press content. It can also return sanctions, Politically Exposed Person (PEP), and State- Owned Entities (SOEs) information for the person or company subject. Results are organized by relevance score and provide links to the underlying source(s).

Global Beneficial Ownership The Global Beneficial Ownership (GBO) feature gives users insight into the ultimate beneficial ownership of corporate entities as derived from more than three billion records from more than 250 different reporting jurisdictions around the world. Selecting a result allows the user to see the result’s details, including extensive source references and ownership relationships when available. From the dashboard, module users can order a Global Beneficial Ownership report directly, as well as select the result for printing, exporting and/or saving to include within a company report ordered from the Business search result.

Alert Center Alert Center monitors user-selected attributes or data types for a subject and automatically notifies users of any modifications or new data – keeping the user updated with the most current information and eliminating the need to manually re-run searches. Users can set the monitoring frequency (daily, weekly, or monthly) and receive alerts categorized by attributes, person information, business information, potential assets, potentially adverse information, and licenses. Alerts can be created for persons or companies, and notifications are sent via email or accessed through the Alert Center.

Alert Center for CLEAR and Batch Alerts provides an interactive Result Dashboard, Alert List Management, Results Page with comprehensive filtering, and Individual Alert result pages (full result) as well as Administrative Functionality to assign alert lists and grant/deny permissions across an account. For Batch users, the full result file is available in the Results Page.

With Alert Center, you can reduce rework with review status functionality, provide a comprehensive view of all alerts, streamline alert management, and enable team collaboration through a dashboard.

Each account includes five active alerts per user in the monthly rate, with additional alerts available through an add-on plan.

WHAT ALERT CENTER CAN DO

Alert Center streamlines your organization’s alert management process with enhanced ways to collaborate on alerts, view statistics, and manage programs and populations — all in one intuitive interface. Easily stay informed of changes to your program or user population or subjects of interest and improve performance by equipping your team to efficiently manage batch or regular alerts.

ALERT CENTER

Content Report Types CLEAR offers comprehensive reports for an individual or a company, as well as more streamlined reports.

In addition to the content from all relevant data sets, each of these reports allows users to include information on relatives, associates, and neighbors, as well as information from the dashboard tools included in your subscription.

Following are descriptions of the report types available in CLEAR.

Individual Report The Individual Report is a comprehensive report on an individual subject, including information from all the available search types, e.g., Person, Phone, News, Asset, License, etc. This report returns the subject’s name, aliases, reported dates of birth, Social Security numbers associated with the subject, current and previous addresses, phone numbers, death records, work affiliations, credit header data (via live gateway access), businesses registered at the subject’s address, driver’s license information, infractions, information related to various assets (vehicles, including registrations, motor vehicle service and warranty data, etc.; real property, including deed transfers, tax assessor data and pre-foreclosures data; watercraft data from the USCG and selected states; FAA aircraft registrations; and unclaimed assets), criminal records and traffic citations, arrests, infractions, UCC filings, bankruptcies, liens and judgments, lawsuits, dockets, professional licenses, other licenses, marijuana-related business data, business affiliations, political donors, voter registrations, marriages, divorces, and licensed drivers at subject’s address. The Individual Report also can be customized to include additional information regarding relatives, neighbors, and associates, and information from available dashboard tools, such as Web and Social Media, News, etc.

Company Report The Company Report is a comprehensive report on a business subject, including information from all the available, pertinent search types, e.g., Business, Phone, Asset, License, etc. The Company Report sections include corporate record filings, information on private companies, small businesses, D&B records, business profile records, executive affiliations, executive biographies, fictitious business names, employer ID numbers (FEIN), licenses, bankruptcies, liens and judgments, UCC filings, infractions, lawsuits, vehicles, real property, watercraft, people associated with the business, other businesses linked to the business address, and phone listings. Users also may choose to include information from available dashboard tools (e.g., Web and Social Media, News, etc.) in the Company Report.

The following report types are more streamlined presentations of data on individuals.

Contact Report The Contact Report is streamlined to focus on information to assist in contacting an individual. In addition to the subject’s name, aliases, date of birth, and Social Security numbers associated with the subject, the report returns the current address and the last two previous addresses (based on reported date), phone numbers, and work affiliations. Applicable death records also are included. The report also can be customized to include information regarding relatives, neighbors, and associates, and information from available dashboard tools.

Basic Report The Basic Report contains subject information and related address information from the major consumer reporting bureaus, including live gateway calls (as available) that return the most up-to-date information available for the subject. Along with the information contained in the Contact Report, the Basic Report includes additional sections, such as businesses registered at the subject’s address, driver’s license information, and infractions. The Basic Report can also be customized to include additional information regarding relatives, neighbors, and associates, and information from available dashboard tools.

(Note: Contact Report and Basic Report are not included in CLEAR for Government Fraud or CLEAR Enhanced Due Diligence plans.)

Customizing Reports When users order reports, they have several options available for customizing a report. In addition to being able to select which sections to include in the report being ordered, users have options related to the scope of the following report sections (sections may vary with the type of report being ordered):

Include Relatives—Users choose degree of separation and whether to display full details.

Include Associates—Users choose whether all addresses or 3 most current, time frame, and whether to display full details.

Neighbors—Users choose whether all addresses or 3 most current, and time frame.

Addresses Associated with the Subject—Users choose all addresses or 3 most current.

Businesses Registered at Subject’s Address—Users choose all addresses or 3 most current.

Licensed Drivers at Subject’s Addresses—Users choose all addresses or 3 most current, and time frame.

Property Owners at Subject’s Addresses—Users choose all addresses or 3 most current.

Vehicles Registered at Subject’s Addresses—Users choose all addresses or 3 most current, and time frame.

Adverse Media—Users choose whether to include open-source adverse news media, sanctions, Politically Exposed Person (PEP) and/or state-owned entity (SOE) records. Sanctions, PEPs, and SOEs can be searched from Adverse Media and are available only in Person and Company Report types.

Users also can choose whether to display:

Only the current property owners for each subject address.

Only the current owners for each vehicle registered at the subject’s address.

Users also may choose to include data from available dashboard tools.

Customizing the Report Display CLEAR provides easy report navigation and options that allow the user to rearrange the sequence of report sections in order to highlight selected areas of a report, and to remove sections of a report when those sections are not meaningful or would be distracting. Removed sections can be easily restored.

Creating Report Templates As one of their Preferences in CLEAR, users can create report templates, selecting the report sections to include and their sequence and saving those selections as a template for future use. Users may save up to 10 report templates.

Exporting/Printing Results and Reports Search results can be printed or exported in CSV format for easy upload into a spreadsheet or database.

Reports can be exported in Word, PDF, or XML format. Users may print reports and can select specific sections of reports for printing.

CLEAR Data Sources CLEAR leverages a vast collection of public and proprietary records that allows customers to uncover more about people and their connections for use in investigations and fraud prevention. West acquires its public records data and related information from both governmental and private sources. When dealing with private companies, West acquires data from reputable sources that are well-known in the industry.

Sourcing from a variety of trusted sources helps to ensure that West is obtaining quality data.

Besides the live gateway sources, CLEAR data is updated regularly, and actual update schedules vary by data type and source. Some updates are received from the sources as often as daily (such as bankruptcy filing data), while others are updated weekly, monthly, quarterly, semi-annually, or annually. Information related to update frequency is also included in the data set descriptions provided below.

Organized by search type, here are brief descriptions of the CLEAR data sources included for each search and the data sets comprising them. Please note that many of the data sets are included in more than one search type and CLEAR data source. Within each data source, the data sets are listed alphabetically.

Person Search

PUBLIC RECORD PEOPLE

Address Compilation—The Address Compilation data set contains more than 400 million individual historical records, useful for obtaining addresses, names, and dates of birth. Coverage is nationwide.

Arrest Records—This data set contains arrest records from various local-level jurisdictions and can provide information such as name, date of birth, address, physical characteristics, offense information, case information (e.g., court, case number, offender ID), arresting information, and bail information. Update frequency varies by jurisdiction, but most sources update their records weekly or monthly.

Bank Account Header—This header data is non-financial information collected on a subject related to checking account and direct deposit account activity, such as account opening or closing, check orders, or insufficient funds. Containing more than 550 million records, this data is from financial, retail, and lending institutions. Types of data include names, addresses, phone numbers, dates of birth, driver’s license numbers, and Social Security numbers or individual taxpayer identification numbers. Records span all 50 states, the District of Columbia, and limited coverage from selected U.S.

territories. Data from the source is updated monthly.

Canadian Phones—The Canadian Phones data set provides information from white pages listings for residents throughout the Canadian provinces and territories. Updates occur quarterly.

Criminal and Court—CLEAR provides criminal record and infraction information derived from state court filings, state departments of correction, sex offender registries, U.S. District Court filings, the Administrative Office of the Courts (AOC), the Federal Inmate Registry, and OFAC. CLEAR enhances the criminal data by combining multiple offenses for a single person in the same jurisdiction to reduce the time to review a subject’s history. Editorially enhanced offense level, disposition, and offense description information makes records easier to understand and interpret. Federal criminal court records are uniquely integrated into the collection for the most comprehensive criminal records search. New jurisdictions are added to the collection routinely. When available from the sources, photo images from bookings or registries are displayed with Arrest records, Sex Offender records, and selected departments of correction records.

Driver’s Licenses—Several states provide regularly updated driver’s license information: Florida, Michigan, Ohio, Tennessee, Texas, and Wisconsin.