Attachment A State of CO Insurance Requirements.pdf

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Attached to
On-Call Contractor / Service Provider - Small Construction - Pre-Qualification
Solicitation number
AHEC-25700-R
Issued by
Denver County, Denver City, Colorado

About this file

This document is Attachment A detailing State of Colorado Insurance Requirements for a contract involving the Auraria Higher Education Center (AHEC), which includes Community College of Denver, Metropolitan State University of Denver, and University of Colorado-Denver. The insurance requirements outline comprehensive coverage specifications for vendors, including mandatory insurance types and minimum coverage limits across multiple categories: Workers' Compensation Insurance, Commercial General Liability Insurance, Automobile Liability Insurance, and Professional Liability Insurance.

The insurance requirements specify detailed provisions such as naming the State of Colorado and Auraria Higher Education Center as additional insureds, mandating insurance policies be issued by state-approved companies, and requiring contractors to provide insurance certificates within 7 business days of the contract's effective date. Coverage limits are substantial, with Commercial General Liability Insurance requiring $1,000,000 per occurrence and aggregate, and Automobile Liability Insurance mandating $1,000,000 combined single limit. The document also includes provisions for policy cancellation notices, waiver of subrogation rights, and special considerations for public entities under the Colorado Governmental Immunity Act.

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Text version

A. Vendor shall obtain, and maintain at all times during the term of this contract, insurance in the following kinds and amounts:

1. Workers’ Compensation Insurance as required by state statute, and Employer’s Liability Insurance covering all of contractor’s employees acting within the course and scope of their employment.

2. Commercial General Liability Insurance written on ISO occurrence form CG 00 01 10/93 or equivalent, covering premises operations, fire damage, independent contractors, products and completed operations, blanket contractual liability, personal injury, and advertising liability with minimum limits as follows:

a. $1,000,000 each occurrence;

b. $1,000,000 general aggregate;

c. $1,000,000 products and completed operations aggregate, and;

d. $50,000 any one fire.

If any aggregate limit is reduced below $1,000,000 because of claims made or paid, the contractor shall immediately obtain additional insurance to restore the full aggregate limit and furnish to the State a certificate or other document satisfactory to the State showing compliance with this provision.

3. Automobile Liability Insurance covering any auto (including owned, hired and non-owned autos) with a minimum limit as follows: $1,000,000 each accident combined single limit.

4. Professional Liability Insurance with minimum limits of liability of not less than $(dependent on job).

B. The State of Colorado and the Auraria Higher Education Center shall be named as additional insured on the Commercial General Liability Insurance policies (leases and construction contracts will require the additional insured coverage for completed operations and endorsements CG 2010 11/85, CG 2037, or equivalent). Coverage required of the contract will be primary over any insurance or self-insurance program carried by the State of Colorado.

C. The Insurance shall include provisions preventing cancellation or non-renewal without at least 45 days prior notice to the State by certified mail, except for lack of payment which requires 10 day notice.

D. The contractor will require all general liability and Workers Compensation insurance policies in any way related to the contract and secured and maintained by the contractor to include clauses stating that each carrier will waive all rights of recovery, under subrogation or otherwise, against the State of Colorado, it’s agencies, institutions, organizations, officers, agents, employees and volunteers.

E. All policies evidencing the insurance coverages required hereunder shall be issued by insurance companies satisfactory to the State.

F. The contractor shall provide certificates showing insurance coverage required by this contract to the State within 7 business days of the effective date of the contract, but in no event later than the commencement of the services or delivery of the goods under the contract. No later than 15 days prior to the expiration date of any such coverage, the contractor shall deliver the State certificates of insurance evidencing renewals thereof. At any time during the term of this contract, the State may request in writing and the contractor shall thereupon within 10 days supply to the State, evidence satisfactory to the State of compliance with the provision of this section.

G. Notwithstanding subsection A of this section, if the contract is a “public entity” within the meaning of the Colorado Governmental Immunity Act CRS 24-10-101, et. seq., as amended (Act”), the contractor shall at all times during the term of this contract maintain only such liability insurance by commercial policy or self-insurance, as is necessary to meet is liabilities under the Act. Upon request by the State, the contractor shall show proof of such insurance satisfactory to the State.

ATTACHMENT - A

STATE OF COLORADO INSURANCE REQUIREMENTS

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