ADDENDUM 52.228-5 (Insurance).pdf
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This is an insurance requirements addendum for federal contracts involving work on government installations, issued pursuant to FAR clause 52.228-5. The contractor must maintain comprehensive insurance coverage across multiple categories with specified minimum amounts and deductible limits.
Required insurance includes: Workers' Compensation and Occupational Disease Insurance at amounts mandated by the state where work is performed; Employer's Liability Insurance of $100,000; Comprehensive General Liability Insurance of $500,000 per occurrence for bodily injury and $50,000 per occurrence for property damage; Comprehensive Automobile Liability of $200,000 per person and $500,000 per occurrence for bodily injury, plus $20,000 per occurrence for property damage; and Medical Liability Insurance of $1,000,000 per occurrence with a $3,000,000 aggregate limit. General Liability policies must be written on a comprehensive form with deductibles not exceeding $10,000 per person or $25,000 per occurrence for bodily injury claims, or $10,000 for property damage claims.
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Text version
ADDENDUM 52.228-5
The following kinds and minimum amounts of insurance are required in accordance with FAR clause
52.228-5 entitled, “Insurance – Work on a Government Installation.”
Kind: Amount:
Workmen's Compensation Amount required by the State in which this contract is performed and Occupational Disease Insurance
Employer's Liability Insurance $100,000.00
Comprehensive General Liability Insurance $500,000.00 per occurrence for Bodily Injury
Comprehensive Automobile Liability $200,000.00 per person
$500,000.00 per occurrence for Bodily Injury and
$20,000.00 per occurrence for Property Damage
Medical Liability Insurance $1,000,000.00 per occurrence/$3,000,000.00 in the aggregate
General Liability Insurance: General liability insurance coverage written on the comprehensive form of policy, is required in the amount of $500,000.00 per occurrence for bodily injury, and $50,000 per occurrence for property damage. The deductibles under such policy shall not be greater than (i) $10,000 per person or $25,000 per occurrence for bodily injury or (ii) $10,000 for property damage.
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