9-4. Amarillo ISD Ector County ISD - Loss Summary 9.2026.xlsx

This file is a property insurance loss summary for Amarillo Independent School District (AISD) and Ector County Independent School District (ECISD) covering the period from 2015 through 2026. The document details claims history across multiple insurance carriers, including Travelers/AIG and Layered coverage, documenting property damage incidents primarily consisting of hail damage and one earthquake claim. The summary tracks specific locations within both districts, claim dates, deductibles applied at the time of loss, paid amounts, reserves, and total claim values across the coverage period. Notable claims include hail damage incidents in 2016 and 2017 affecting ECISD properties valued at over $52 million, hail damage at Caprock High School and multiple elementary schools in Amarillo in 2017, and an earthquake claim at Austin Elementary in Odessa in 2023 valued at approximately $2.07 million.

The cumulative loss history reflects total paid claims of $73,092,774 with an additional $518,579 in reserves, bringing the total claims value to $73,611,353 over the ten-year period. Deductibles varied by policy year and claim type, ranging from fixed amounts of $100,000 to $1,000,000 to percentage-based deductibles of 2 percent to 5 percent. The loss summary indicates periods with no claims during 2019 through 2022 and 2024 through 2026, suggesting a significant concentration of losses in the 2016-2024 period. This claims history will likely inform underwriting decisions and premium calculations for the forthcoming property insurance solicitation, as AISD and ECISD seek new coverage proposals from qualified insurance providers with separate billing arrangements for each district.