8-Minimum Insurance Requirements.pdf
PDF 88 KB Posted
- Attached to
- Commodity Discount Providers
- Solicitation number
- 25-361
- Issued by
- Dallas County, Round Rock City, Texas
About this file
Minimum Insurance Coverage Requirements Summary
This document outlines the minimum insurance coverage requirements established by Richardson Independent School District (RISD) for all vendors providing services or supplies under district contracts. Vendors must maintain comprehensive general liability insurance with an each occurrence limit of $1,000,000, medical expense coverage of $5,000 per person, and aggregate limits of $1,000,000. Additionally, vendors are required to carry automobile liability insurance with a combined single limit of $1,000,000 per accident and workers compensation insurance at statutory limits. All insurance policies must name RISD as an additional insured and provide thirty days' notice of cancellation or material changes. These coverage requirements remain in effect for the duration of the contract or project term.
Vendors are responsible for ensuring compliance throughout the contract period and must provide current certificates of insurance prior to work commencement and renewal certificates before existing coverage expires. Subcontractors must either procure identical insurance coverage independently or be insured under the vendor's existing policies. Vendors must also comply with Texas Labor Code requirements regarding workers compensation coverage and post notices at project sites informing all service providers of insurance requirements. Documentation including certificates of insurance, certificates of self-insurance authority, or appropriate workers compensation coverage agreements (DWC forms 081-085) must be maintained and submitted to RISD for verification.
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Text version
RICHARDSON INDEPENDENT SCHOOL DISTRICT
MINIMUM INSURANCE COVERAGE REQUIRMENTS
The vendor will be responsible to carry and keep in force the following minimum insurance coverage for the duration of the contract/project.
A. Comprehensive General Liability Insurance
1. Each Occurrence Limit $1,000,000
2. Medical Expense Limit (any one person) $5,000
3. Personal and Advertising Injury Limit $1,000,000
4. General Aggregate Limit $1,000,000
5. Products/Completed Operations Aggregate Limit $1,000,000
6. Fire Damage Limit (each occurrence) $50,000
B. Automobile Liability Insurance
1. Combine Single Limit (each accident) $1,000,000
C. Workers Compensation Insurance Statutory Limits
Liability Insurance shall cover premises operations and vendor’s liability, as stated above, with the following endorsements:
1. The school district as an additional insured under all coverage except workers compensation.
2. Thirty (30) day notice of Cancellation or material change.
A copy of a certificate of insurance, a certificate of authority of self-insure issued by the commission, or a coverage agreement (DWC081, DWC082, DWC083, DWC084 or DWC085) showing statutory worker’s compensation insurance coverage for the person’s or entity’s employees providing services on a project is required for the duration of the project/contract.
The vendor shall either:
1. Require each of its sub-contractors to procure and to maintain during the life of the sub-contract, Comprehensive General Liability Insurance, Automobile Liability Insurance and Sub-contractors Workers Compensation Insurance (DWC081, DWC082, DWC083, DWC084 or DWC085) of the type and same amounts as specified above, or
2. Insure the activity of its sub-contractors in its own policy/policies.
If the coverage period shown on the Vendor’s current certificate of insurance ends during the duration of the project, the Vendor must, prior to the end of the coverage period, file a new certificate of coverage with RISD showing that coverage has been extended.
The Vendor shall provide coverage, based on proper reporting of classification codes and payroll amounts and filing of any coverage agreements, which meets the statutory requirements of Texas Labor code agreements, Texas Labor Code 401.022 (44) for all employees of the vendor providing services on the project for its duration.
The Vendor shall post on each project site a notice, in the text form and manner prescribed by the Texas Worker’s Compensation Commission, informing all persons providing services on the project that they are required to be covered, and stating how a person may verify coverage and report lack of coverage.
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