11-Projects or Town Property with a Value More Than 10M - COI Template.pdf

This is a Certificate of Insurance (COI) template issued by the Town of Fairfield, Connecticut for projects or property with a value exceeding $10 million, specifically applicable to the Construction Management Services contract for Dwight Elementary School with Early Childhood Center. The template outlines comprehensive insurance requirements that contractors and vendors must maintain throughout the project lifecycle. Required coverages include General Liability with minimum limits of $1 million per claim/$3 million per aggregate, Auto Liability at $1 million per claim/$1 million per aggregate, Umbrella/Excess Liability at $10 million, Workers' Compensation as required by Connecticut statute, and Employer's Liability at $1 million per claim/$1 million per aggregate. Additional specialized insurance requirements include Cyber Liability, Professional/Errors & Omissions, Completed Operations coverage (minimum three years post-completion) for design work, and Pollution Liability, each with minimum limits of $1 million per claim/$1 million per aggregate or per occurrence as applicable.

The Town of Fairfield, the Fairfield Board of Education, and their respective officers, officials, employees, agents, boards, and commissions must be named as additional insureds on all policies on a primary and non-contributory basis. Contractors are required to provide thirty days' prior written notice to the Town of any policy cancellation, with only ten days' notice required for non-payment of premiums. Insurance agents must complete and submit the COI template with policy numbers, effective dates, and NAIC numbers for all required coverage types. The template serves as a standardized compliance document to ensure adequate insurance protection for a major capital construction project valued at over $10 million in the Town of Fairfield.