11-2026 Active Employee Rate Sheet.pdf

This document presents a detailed breakdown of 2026 active employee health insurance and benefits costs for a city, covering multiple plan options across medical, dental, and vision categories. The plans are structured with different coverage levels: employee only, employee/spouse, employee/children, and employee/family.

The pricing table reveals the cost-sharing arrangements between employees and the city across various insurance plans. For medical coverage, the city contributes between 74% and 93% of total plan costs, depending on the plan type and coverage level. The High Deductible Medical Plan shows the highest city contribution at 93% for employee-only coverage, while the Copay Plan has lower city contributions, ranging from 74% to 90%. Dental plans have varying city contributions, with the Base Plan covering 100% for employee-only coverage and only 40% for family coverage. Vision plans notably have 0% city contribution for both employee-only and family plans, with employees bearing the full cost. The total monthly costs range from $7.56 for an employee-only vision plan to $3,085.66 for a family copay medical plan.