1-Harris County Minimum Insurance Requirements.pdf
PDF 217 KB Posted
- Attached to
- RFP - Enterprise Identity and Access Management System for Harris County Universal Services
- Solicitation number
- 25/0195
- Issued by
- Harris County, Texas
About this file
This is a minimum insurance requirements document for Harris County, Texas, establishing mandatory coverage standards for contractors engaged with the county. The document specifies comprehensive insurance obligations across multiple categories, including Workers Compensation with Employers' Liability limits of $1,000,000 each for accidents, disease per employee, and aggregate policy limits. Commercial General Liability coverage must include $1,000,000 per occurrence, $1,000,000 for personal and advertising injury, $1,000,000 for products and completed operations, and $2,000,000 general aggregate per project, with Harris County named as additional insured on a primary/non-contributory basis. Automobile Liability coverage must extend to all owned, hired, and non-owned vehicles at $1,000,000 combined single limit per accident, and Umbrella/Excess Liability of $1,000,000 per occurrence and aggregate is required with the county as additional insured. Professional/Errors & Omissions Liability of $1,000,000 per occurrence and aggregate applies where applicable.
Insurance providers must maintain A.M. Best ratings of at least A-VII and be licensed by the Texas Department of Insurance to conduct business in Texas, or registered as excess or surplus lines carriers where standard coverage is unavailable or economically unfeasible. Contractors must provide unaltered insurance certificates as evidence of coverage and furnish proof of insurance for any subcontractors covering their respective contract portions. All required policies must include waivers of subrogation rights against Harris County, its officers, employees, and agents. Contractors must provide 30 days' written notice prior to any policy cancellation, material changes, or non-renewal, and must provide evidence of replacement coverage within 30 days thereafter. Failure to maintain required insurance coverage may result in contract termination. The county reserves the right to require additional insurance coverage as deemed necessary for the specific project or contract.
View the file
Other files
Show all 14
On GovTribe
Work with this file
- Download the original file
- Contacts named in this file
- Similar government files
- Ask GovTribe AI about this file
Text version
MINIMUM INSURANCE REQUIREMENTS
During the term of the Contract, the Contractor at its sole expense shall provide primary commercial insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a minimum, the Contractor shall provide and maintain the following coverage and limits:
A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All States, USL&H and other endorsements if applicable to the project, and in accordance with state law.
Employers’ Liability
Each Accident: $1,000,000
Disease–Each Employee: $1,000,000
Policy Limit: $1,000,000
B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not contain any restrictive endorsements nor exclude or limit Products/Completed Operations, Contractual Liability, or Cross
Liability. Where exposure exists, the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground damage, pollution, or other coverage. Harris County shall be named Additional
Insured on primary/non-contributory basis.
Each Occurrence: $1,000,000
Personal and Advertising Injury: $1,000,000
Products/Completed Operations: $1,000,000
General Aggregate (per project): $2,000,000
C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with the
Contract. Harris County shall be named Additional Insured on primary/non-contributory basis.
Combined Single Limit-Each Accident: $1,000,000
D. Umbrella/Excess Liability (Harris County shall be named Additional Insured on primary/non-contributory basis)
Each Occurrence/Aggregate: $1,000,000
E. Professional/Errors & Omissions Liability (if applicable)
Each Occurrence/Aggregate: $1,000,000
The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed (by
TDI) to do business in Texas, unless said coverage is not available or economically feasible except through an excess or surplus lines company, in which case the company should be registered to do business in Texas. Companies shall have an A.M. Best rating of at least A-VII. Contractor shall furnish evidence of such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract. Contractor shall furnish evidence of such insurance to the County as well.
Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers, employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County.
The requirements stipulated in this attachment do not establish limits of contractor liability.
Revised 8/2017
File details come from the government source that posted it. Updated .