UNSPSC 64101701: Bill paying application

An application that enables automated payments from a banking, brokerage or mutual fund account to vendors on a scheduled basis. Automatic bill payments occur over an electronic payment system, such as the Automated Clearing House ACH

UNSPSC 64101701 Bill paying application is a Commodity code. State and local governments use this code to procure bill payment and financial transaction processing software, including payroll card programs, purchasing card services, and related payment processing platforms that enable employees and vendors to access funds electronically. Recent opportunities show state and local buyers soliciting bill payment infrastructure spanning employee compensation delivery, vendor payment management, and utility billing collection systems.

The mix of issuing bodies is broad: state finance departments, county government financial services offices, municipal utilities, transit authorities, school districts, and state higher education institutions all appear in recent activity. Repeat buyers include Gwinnett County, Georgia (soliciting 1099 processing and purchasing card services); Michigan Department of Technology, Management, and Budget (requesting pre-qualified financial examination contractor pools); and several Florida municipalities and counties (utility billing, tax lien sales, and collection services). Geographic concentration is strongest in the Southeast (Georgia, Florida, South Carolina), the Midwest (Michigan, Illinois, Wisconsin), and the Southwest (Texas, Arizona, New Mexico), with scattered activity in Washington and California. Recent representative solicitations include Salt Lake County, Utah's RFP for employee pay card services (due October 28, 2026); Gwinnett County's RFQ for 1099 processing services (due October 2, 2026, serving approximately 3,000 forms annually); the State of Illinois Chief Procurement Office's Sourcewell master agreement for commercial card programs (proposals due September 10, 2026, available statewide); and Washington State Department of Enterprise Services' bid for debt collection services (due October 20, 2026, available to state agencies, counties, municipalities, and Indian tribes). The code also captures financial advisory and audit services supporting municipal debt, bond issuances, and investment management—work that often intersects with bill payment infrastructure but is broader in scope than transaction processing alone.