Office of Capital Access

The Small Business Administration Office of Capital Access is a civilian federal sub-agency within the SBA that administers federal contracts and grants supporting small-business lending, development, and capital access programs. The Office combines contract work funding operational and IT infrastructure with grant-making to community development organizations and microlenders serving underserved borrowers.

The Office has awarded 358 federal contracts totaling $3.42 billion in combined potential value, with $2.62 billion obligated to date. Contract activity has declined in recent years: 28 awards in 2022, 34 in 2023, 26 in 2024, 22 in 2025, and 8 year-to-date in 2026. Among recent awardees, competitive concentration is fragmented by count and moderately concentrated by dollar value. Over the last five years, the top five primes by award count — Enterprise Technology Solutions, Inc. (5 awards, $3.3 million), New TECH Solutions, Inc. (5 awards, $592 thousand), Systems Intelligence, LLC (5 awards, $5.9 million), Govsmart, Inc. (4 awards, $381 thousand), and Goldschmitt And Associates LLC (4 awards, $277.7 million) — account for 19 percent of recent awards. By potential value, RP Professional Services, LLC ($650.1 million across 4 awards) and Goldschmitt And Associates LLC ($277.7 million across 4 awards) dominate, representing 29 percent of combined potential value; the remaining 145 contractors have not won awards recently. Contract set-asides are heavily weighted toward open competition: 61 percent of awards carry no set-aside designation. Small-business set-asides account for 24 percent of awards, with 8(a) representing 9 percent combined (6 percent sole-source, 3 percent competitive) and the balance split among SDVOSB, HUBZone, and WOSB categories.

The Office has awarded 1,219 federal grants totaling $341.3 million in combined federal dollars obligated since 2016. Recent grant activity is steady: 173 awards in 2021, 171 in 2022, 171 in 2023, 165 in 2024, and 140 in 2025. Grant recipient concentration is highly fragmented; the top five recipients by award count and by federal dollars represent 5 percent and 9 percent of recent activity, respectively. Center For Rural Affairs Community Capital and Advocap Inc. lead by count (7 awards each), while Justine Petersen Housing And Reinvestment Corporation leads by dollars ($7.4 million across 6 awards). The 215 distinct recipients in the portfolio include many rural and community development organizations. Grants are predominantly Project Grants (53 percent of awards) and Formula Grants (39 percent), with Block Grants comprising 9 percent and Cooperative Agreements negligible at 0.2 percent. The most recent grant award closed on July 1, 2025. No recent contract or grant opportunities are recorded against the Office.