Narber Louise E

Narber Louise E, a woman-owned sole proprietorship based in Chariton, Iowa, delivers specialized actuarial and underwriting expert-review services to the Department of Agriculture as a prime contractor, with 100% of recent awards operating under full-and-open competition without set-aside designation. The vendor operates exclusively as a prime on a single-award blanket purchase agreement framework established in October 2023 and running through September 2028, with no subcontract footprint.

The vendor's capability portfolio centers narrowly on Federal Crop Insurance Corporation board-level expert review of crop insurance policies, plans of insurance, and program modifications to ensure actuarial soundness and regulatory compliance. Recent work includes a $9,000 BPA call awarded March 23, 2026 (completed April 17, 2026) for expert review of turfgrass value applications under Section 508(h); a $3,000 task order awarded January 5, 2026 for rainfall data source modification review; and a $10,000 task order awarded November 30, 2022 for expert review of Hurricane Insurance Protection wind-index modifications. The vendor has also completed reviews of whole-farm revenue protection rating structures, livestock risk protection programs, commodity-specific endorsements (cottonseed quality, tomatoes), and future revenue coverage concepts. Task orders are structured as labor-hours engagements, typically capping at 20 to 80 billable hours per order.

Customer concentration is extreme and stable. The Department of Agriculture Risk Management Agency accounts for 96% of awards (17 awards, $952 thousand combined potential value), with the Department of Agriculture Farm Service Agency Kansas City Commodity Office placing five smaller awards valued at $38 thousand combined. Both rankings track identically, indicating no tension between volume and dollars — the vendor serves a single customer base through a narrow channel. The $250,000 single-award BPA with RMA is the primary vehicle; four additional RMA BPAs (valued at $58 thousand, $23 thousand, $20 thousand, and $15 thousand in combined potential value respectively) carry historical task orders. Activity has been episodic — one award in 2021, three in 2022, three in 2023, one in 2024, and two in early 2026 — suggesting work is driven by RMA's ad-hoc need for independent actuarial expertise rather than sustained program volume. Combined potential value across all 23 awards totals $990 thousand, with only $135 thousand obligated to date (14% of potential value), indicating most recent task orders remain in performance or invoicing phases. The vendor holds no federal contract vehicles, no IDV seats beyond the single-award RMA BPA, and no subcontract relationships in federal programs.