Rain & Hail LLC

Rain & Hail LLC, doing business as Rain And Hail Insurance Services Inc., is a foreign-owned subsidiary of ACE American Insurance Co. that provides actuarial and underwriting expert review services to the U.S. Department of Agriculture's Risk Management Agency as a prime contractor under a single-award Blanket Purchase Agreement. The vendor operates exclusively in the full-and-open competitive space with no set-aside designations across its federal footprint.

Rain & Hail LLC is headquartered in Johnston, Iowa and specializes in Federal Crop Insurance Act compliance review and policy evaluation. The vendor holds a $250,000 single-award BPA with USDA RMA (awarded January 17, 2024, running through September 30, 2028) under which it conducts labor-hours and firm fixed price task orders reviewing crop insurance submissions across commodity categories and program types. Recent representative work includes $36,320 for FCIC board expert review of rain and hail insurance submissions (June 10, 2026), $14,607 for hybrid wheat seed board expert review (August 28, 2025), $18,880 for fire insurance-smoke index expert review (March 6, 2024), and $12,230 for production and revenue history sweet corn expert review (January 22, 2024). All performance occurs in Johnston, Iowa.

Customer concentration is extreme. Of 27 total awards in the source data spanning back to 2003, the Department of Agriculture's Risk Management Agency accounts for 16 awards and $1.1 million in combined potential value — 63% of award count and 98% of combined potential value. A single Farm Service Agency award for $22 thousand rounds out the active customer base. The vendor's five named parent vehicles are all USDA commodity and crop insurance BPAs: BPA 12FPC124A0003 (6 task orders, $131 thousand), BPA 12645S18A0016 (3 task orders, $63 thousand), and three additional single-award BPAs with smaller activity. NAICS concentration runs to insurance and insurance-related professional services (12 awards under Other Direct Insurance Carriers, 7 under All Other Professional Services, 5 under Insurance Related Activities).

Activity is sparse and flat. The vendor received one award in 2022, one in 2023, four in 2024, one in 2025, and two in 2026, with combined potential value of $1.1 million and obligated dollars of $362 thousand (32% of potential). The vendor operates as a 100% prime contractor with no subcontract footprint. As a subsidiary of a multinational insurance carrier, Rain & Hail LLC functions as a specialized actuarial and underwriting review resource for federal crop insurance administration rather than as a systems integrator or broad-based federal contractor.