Broker services for excess liability insurance

The Louisville and Jefferson County Metropolitan Sewer District (MSD) is seeking qualified broker firms to provide comprehensive excess liability insurance services through a competitive Request for Proposal (RFP) process. The procurement specifically targets broker services to identify and secure excess liability insurance that matches MSD's business requirements for product features and service levels. The scope of services includes risk assessment, program design, market strategy, policy placement, policy administration, claims management, and risk management support. Respondents must have a minimum of five years of qualified broker experience and maintain Kentucky General Lines Consultant's or Agent's licenses. The evaluation criteria will assess proposals based on qualifications and experience (30 points), price proposal (25 points), scope of work presentation (25 points), references (10 points), executive summary (5 points), and overall submittal quality (5 points). Proposals are due by January 16, 2026, at 2:00 p.m. through MSD's web-based portal, with an estimated contract award date of February 9, 2026, and a projected contract start date of April 30, 2026.

The contract will be for a one-year term with potential renewals for up to four additional twelve-month periods, allowing a maximum contract duration of five years. MSD is currently a member of the Louisville Area Governmental Self Insurance Trust (LAGIT) and the Louisville Area Governmental General Insurance Trust (LAGGIT), and maintains excess liability insurance coverage through Safety National Insurance Company for up to $20 million. The procurement does not specify explicit set-aside designations or restrictions for disadvantaged enterprises. Pricing must be submitted as a percentage commission fee on policy price, with all fees remaining firm throughout the contract duration. Prospective bidders are required to submit a comprehensive package including a signed consultant questionnaire, resident bidder affidavit, campaign finance affidavit, reference sheet, certificate of insurance, and signed addendum. MSD is tax-exempt and requires no sales tax be added to proposals. While a specific contract value is not explicitly stated, the complexity of the services and the district's substantial infrastructure suggest a significant potential contract value.