Health Insurance Services for Locally Employed Staff

The Department of State is soliciting proposals for health insurance services to cover locally employed staff at the U.S. Embassy in Manama, Kingdom of Bahrain, and their eligible dependents. The solicitation (19BA3026R0001) requires offerors to provide two distinct health insurance plans with specified minimum benefit coverage across hospitalization, emergency services, outpatient care, prescription drugs, dental, optical, hearing aids, and mental health services, with reimbursement percentages ranging from 50% to 100% depending on the service category. Award will be made to the lowest-priced, technically acceptable, responsible offeror that meets all mandatory requirements and benefit coverage minimums. Prospective offerors must submit complete proposals electronically to ManamaGSOprocurement@state.gov by 4:00 p.m. local time on March 8, 2026, in English using MS-Word, MS-Excel, or Adobe PDF format with a maximum file size of 30MB per submission. A pre-proposal conference is scheduled for February 16, 2026, and interested parties must contact the Embassy by 4:00 p.m. on February 11, 2026, to request additional information or building access. Required submission documents include SF-33, pricing schedules, representations and certifications, completed IRS Form W-14, and proof of SAM registration or CAGE/N-CAGE code verification.

This procurement carries no set-aside designation and is open to all qualified sources. The contract is structured as a firm-fixed price acquisition with economic price adjustment provisions for a base period of twelve months, commencing May 1, 2026, with two optional one-year renewal periods at the government's discretion. The estimated employee population consists of approximately 106 employees (comprising 28 single, 16 self-plus-one, and 62 family plans) plus 72 spouses and 143 dependent children, with an additional 5 ORE staff riders requiring coverage. The contractor must be licensed or certified to provide health insurance in Bahrain, maintain claims processing capabilities with two-week settlement timelines, provide monthly performance reports, and comply with all Federal Acquisition Regulation requirements including Defense Base Act insurance coverage. Performance will take place in Zinj, Bahrain, at the U.S. Embassy Manama.