Death in Service Insurance Cover

The U.S. Embassy London is procuring Death in Service Life Insurance coverage for locally employed staff across the United Kingdom, including employees at the embassy in London, the consulate in Edinburgh, and official residence positions in Belfast and Edinburgh. The Department of State seeks a firm fixed-price insurance policy covering an estimated 413 employees with an annual base payroll of approximately £22,700,000. Bidders must be registered in the System for Award Management (SAM) database and must demonstrate established U.K. business registration compliant with local insurance requirements; registered U.K. insurance brokers may submit bids on behalf of service providers. The government will award the contract to the lowest priced, technically acceptable, responsible offeror based on initial offer without discussion. Critical deadlines include February 13, 2026 at 17:00 GMT for submission of questions to Procurement_Box2@state.gov and February 26, 2026 at 17:00 GMT for proposal submission.

This solicitation includes no set-aside designation and is open to all qualified offerors. MetLife is identified as the incumbent insurer. The contract period runs from April 6, 2026 through April 5, 2027 with quarterly invoicing in arrears and standard 30-day payment terms. Coverage must extend through age 75 and provide a death benefit of 3.5 times pensionable salary for natural or accidental death, with no disability benefits included. The workforce comprises 228 male and 175 female employees ranging in age from 22 to 81 years old, with approximately 42 employees engaged in overseas business travel. Performance of the insurance contract will occur in the United Kingdom across multiple locations.