Exhibit_6_-_Delegated_Authority_Renewal_Flowchart.pdf

Benchmark Elements

Risk Elements

Flag Areas

High Risk Issues

CT creates Agreement(s) and Approval letter

Supervisory FA reviews Decision Memo for one or two year approval

Supervisory FA signs Agreement(s) & Letter for final review and signature

CT sends Lender & DO Agreement(s) and Approval letter for signature; Lender has 30 days to return signed agreement(s)

Renewal Process

Complete

Lender Returns executed supplemental agreement(s) to SBA, CT updates PIMS and FoxPro with renewal dates

CT/FA analyzes Lender eligibility for renewal

2nd Request for Good Standing sent to the Lender

CT creates e-folder & physical folders for Financial Analysts (FA)

Contractor Team (CT) collects & merges Lender Data from FoxPro and

PIMS Database. Lenders are sorted by expiration date; 90 days in advance

CT scrubs data & creates Certification Log

CT sends request for Letter of Good Standing and DO Comments (DO) to Lenders & SBA Field Offices; 2 week response timeline

CT extracts reports from the following SBA systems

SBA in receipt of Good Standing Letter

Lenders assigned by

Outstanding SBA Balance

Small Lenders

$000.1MM –

$009.9MM

(CT)

Large Lenders

$100.0 MM +

(FA)

Medium Lenders

$010.0 MM -

$099.9 MM

(FA)

SNLi FoxPro PIMS Lender Portal Risk Lender

SBA not in receipt of

Good Standing Letter

FA calls Lender;

notifies DO of Outstanding

Letter