Exhibit_10_-_Delegated_Authority_Exhibit_D_-_AAA_Approval_of_Delegated_Authority.pdf

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Dear Click here to enter text.:

Congratulations. This letter will notify you that the U.S. Small Business Administration (SBA) has decided to approve Click here to enter text. (Lender) for the following authorities for

Option 1 two years.

Option 2 six months to allow the Office of Credit Risk Management to monitor your regulatory activity. or to allow the Office of Credit Risk Management to monitor your SBA loan performance. or to allow the Office of Credit Risk Management to monitor your SBA loan performance and regulatory activity.

Option 3 one year to allow the Office of Credit Risk Management to monitor your regulatory activity. or to allow the Office of Credit Risk Management to monitor your SBA loan performance. or to allow the Office of Credit Risk Management to monitor your SBA loan performance and regulatory activity.

Option 4 (If decision states one year as prescribed by SOP 50 10 5(E), effective June 1, 2012.)

one year. If, during the term of this agreement, the amount of SBAExpress lending authority used by the lender reaches $25 million, SBA may suspend the lender’s eligibility to submit applications under SBAExpress procedures. When such a suspension occurs, SBA may analyze the lender’s SBAExpress portfolio, as provided in the SBAExpress Program Guide, and determine whether to authorize higher loan volumes, as appropriate.

Option 5 until Click here to enter text.. This expiration date was established to match the anniversary date of your Agreements.

☐Preferred Lender ☐CLP (in accordance with 13 CFR 120.451(f))

☐SBAExpress ☐Patriot Express ☐Export Express

Attached is one copy of the above listed authorities’ supplemental agreements for your signature.

Please sign and email these agreements within 15 days to the Office of Credit Risk Management

U.S. SMALL BUSINESS ADMINISTRATION

WASHINGTON, DC 20416

at 7aDeleAuthNomination@sba.gov.

SPECIAL NOTICE/INSTRUCTIONS

YOUR AUTHORITY WILL NOT BE IN EFFECT UNTIL YOU RETURN THE

EXECUTED AGREEMENTS.

THE SIGNATURE PAGE OF THE ATTACHED SUPPLEMENTAL

AGREEMENTS REQUIRE A BANK SEAL (IF ONE EXISTS) AND THE

SIGNATURE OF THE BANK OFFICIAL MUST BE ATTESTED TO OR

WITNESSED.

THIS APPROVAL LETTER AND THE ATTACHED SUPPLEMENTAL

AGREEMENTS WILL NO LONGER BE VALID, IF THE AGREEMENTS HAVE

NOT BEEN RECEIVED WITHIN 30 DAYS FROM THE ABOVE MENTIONED

DATE. THEREFORE, YOU WILL NEED TO RE-APPLY FOR ALL

DELEGATED AUTHORITIES.

EXPRESS LOAN INFORMATION AND FORMS CAN BE FOUND ON SBA’S

BANKING PAGE AT HTTP://WWW.SBA.GOV/CONTENT/EXPRESS-

PROGRAMS.

FOR INFORMATION REGARDING MAKING EXPRESS LOANS, PLEASE

CONTACT YOUR LOCAL SBA DISTRICT OFFICE; COPIED BELOW.

If you have any questions about your approval, please contact Felicia Smith, Supervisory

Financial Analyst at (202) 205-7522 or via email at Felicia.Smith@sba.gov.

Sincerely, Felicia D. Smith, Supervisory Financial Analyst

Office of Credit Risk Management

Enclosures cc: Brent Ciurlino, Director, Credit Risk Management mailto:7aDeleAuthNomination@sba.gov http://www.sba.gov/content/express-programs http://www.sba.gov/content/express-programs