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Current Enrollees and Premiums
By Issue Age
Number of Active Enrollees as of Sept 30, 2007
Comprehensive (75% HC) & Facilities-Only Plans*
| Issue Age |
| FPO |
| ACI |
| FPO |
| ACI |
| FPO |
| ACI |
| <33 |
| 286 |
| 741 |
| 251 |
| 461 |
| 704 |
| 1,055 |
| 33-37 |
| 334 |
| 1,088 |
| 391 |
| 947 |
| 772 |
| 1,389 |
| 38-42 |
| 736 |
| 2,624 |
| 939 |
| 2,495 |
| 1,333 |
| 2,737 |
| 43-47 |
| 1,477 |
| 5,430 |
| 1,841 |
| 5,007 |
| 1,792 |
| 4,211 |
| 48-52 |
| 3,023 |
| 10,482 |
| 3,277 |
| 9,521 |
| 2,349 |
| 6,092 |
| 53-57 |
| 4,839 |
| 15,539 |
| 4,395 |
| 12,302 |
| 2,631 |
| 6,586 |
| 58-62 |
| 5,704 |
| 14,735 |
| 3,703 |
| 8,672 |
| 2,173 |
| 4,487 |
| 63-67 |
| 6,218 |
| 11,255 |
| 2,893 |
| 4,679 |
| 1,755 |
| 2,550 |
| 68-72 |
| 5,625 |
| 7,253 |
| 2,047 |
| 2,117 |
| 973 |
| 1,083 |
| 73-77 |
| 2,797 |
| 2,277 |
| 672 |
| 448 |
| 212 |
| 194 |
| 78+ |
| 1,488 |
| 813 |
| 287 |
| 133 |
| 83 |
| 54 |
| 32,527 |
| 72,237 |
| 20,696 |
| 46,782 |
| 14,777 |
| 30,438 |
Average Daily Maximum Benefit as of Sept 30, 2007
Comprehensive (75% HC) & Facilities-Only Plans*
| Issue Age |
| FPO |
| ACI |
| FPO |
| ACI |
| FPO |
| ACI |
| <33 |
| $119 |
| $120 |
| $175 |
| $171 |
| $175 |
| $172 |
| 33-37 |
| $124 |
| $126 |
| $179 |
| $177 |
| $178 |
| $178 |
| 38-42 |
| $128 |
| $129 |
| $184 |
| $177 |
| $177 |
| $175 |
| 43-47 |
| $131 |
| $132 |
| $183 |
| $175 |
| $175 |
| $178 |
| 48-52 |
| $133 |
| $132 |
| $182 |
| $175 |
| $174 |
| $175 |
| 53-57 |
| $130 |
| $133 |
| $175 |
| $172 |
| $169 |
| $172 |
| 58-62 |
| $125 |
| $131 |
| $168 |
| $168 |
| $163 |
| $168 |
| 63-67 |
| $121 |
| $128 |
| $160 |
| $167 |
| $158 |
| $164 |
| 68-72 |
| $118 |
| $127 |
| $155 |
| $165 |
| $153 |
| $165 |
| 73-77 |
| $114 |
| $124 |
| $147 |
| $160 |
| $141 |
| $160 |
| 78+ |
| $109 |
| $123 |
| $138 |
| $158 |
| $134 |
| $160 |
| $123 |
| $130 |
| $171 |
| $171 |
| $168 |
| $172 |
*excludes Nonstandard plan enrollees By Attained Age
Number of Active Enrollees as of Sept 30, 2007
Comprehensive (75% HC) & Facilities-Only Plans*
Attained
Age
| <33 |
| 128 |
| 322 |
| 83 |
| 146 |
| 325 |
| 420 |
| 33-37 |
| 156 |
| 436 |
| 153 |
| 300 |
| 385 |
| 696 |
| 38-42 |
| 318 |
| 1,043 |
| 346 |
| 893 |
| 713 |
| 1,357 |
| 43-47 |
| 678 |
| 2,459 |
| 880 |
| 2,310 |
| 1,323 |
| 2,684 |
| 48-52 |
| 1,371 |
| 5,079 |
| 1,712 |
| 4,717 |
| 1,748 |
| 4,107 |
| 53-57 |
| 2,840 |
| 10,067 |
| 3,088 |
| 9,119 |
| 2,271 |
| 5,963 |
| 58-62 |
| 4,820 |
| 15,639 |
| 4,527 |
| 12,643 |
| 2,768 |
| 6,775 |
| 63-67 |
| 5,696 |
| 14,779 |
| 3,824 |
| 8,906 |
| 2,219 |
| 4,546 |
| 68-72 |
| 6,210 |
| 11,242 |
| 2,989 |
| 4,810 |
| 1,745 |
| 2,460 |
| 73-77 |
| 5,741 |
| 7,618 |
| 2,064 |
| 2,272 |
| 959 |
| 1,126 |
| 78-82 |
| 2,877 |
| 2,514 |
| 712 |
| 498 |
| 242 |
| 239 |
| 83+ |
| 1,692 |
| 1,039 |
| 318 |
| 168 |
| 79 |
| 65 |
| 32,527 |
| 72,237 |
| 20,696 |
| 46,782 |
| 14,777 |
| 30,438 |
Average Daily Maximum Benefit as of Sept 30, 2007
Comprehensive (75% HC) & Facilities-Only Plans*
Attained
Age
| <33 |
| $114 |
| $115 |
| $171 |
| $167 |
| $176 |
| $165 |
| 33-37 |
| $119 |
| $121 |
| $174 |
| $168 |
| $173 |
| $172 |
| 38-42 |
| $126 |
| $126 |
| $177 |
| $176 |
| $177 |
| $176 |
| 43-47 |
| $129 |
| $128 |
| $185 |
| $176 |
| $177 |
| $176 |
| 48-52 |
| $130 |
| $131 |
| $182 |
| $174 |
| $174 |
| $176 |
| 53-57 |
| $133 |
| $132 |
| $181 |
| $174 |
| $175 |
| $175 |
| 58-62 |
| $130 |
| $132 |
| $176 |
| $172 |
| $169 |
| $172 |
| 63-67 |
| $126 |
| $131 |
| $169 |
| $169 |
| $164 |
| $169 |
| 68-72 |
| $121 |
| $129 |
| $161 |
| $168 |
| $158 |
| $167 |
| 73-77 |
| $118 |
| $127 |
| $156 |
| $167 |
| $154 |
| $165 |
| 78-82 |
| $114 |
| $125 |
| $150 |
| $162 |
| $141 |
| $164 |
| 83+ |
| $109 |
| $123 |
| $139 |
| $161 |
| $134 |
| $155 |
| $123 |
| $130 |
| $171 |
| $171 |
| $168 |
| $172 |
*excludes Nonstandard plan enrollees There are 459 Nonstandard enrollees as of Sept 30, 2007 By State and Gender
Enrollees as of Sept 30, 2007
| State |
| Female |
| Male |
| Total |
| --------- |
| State |
| Female |
| Male |
| Total |
| Total |
| 118,948 |
| 98,655 |
| 217,603 |
Plan Distribution of Enrollees as of March 2008
| Plan Benefit |
| % of Enrollees |
| 30-Day Waiting Period |
| 12% |
| 90-Day Waiting Period |
| 88% |
| $100 DBA (initial benefit) |
| 40% |
| $150 DBA (initial benefit) |
| 36% |
| Affiliation at time of Application |
| Active Enrollees as of March 2008 |
| Avg Age at time of Application |
| Non-Postal Employee |
| 90,934 |
| 51.45 |
| Postal Employee |
| 6,107 |
| 51.46 |
| Uniformed Service Employee |
| 3,031 |
| 45.25 |
| Spouse of Employee |
| 34,569 |
| 52.40 |
| Employees/Spouses |
| 134,641 |
| Non-Postal + Postal Retiree |
| 38,164 |
| 64.23 |
| Uniformed Service Retiree |
| 11,812 |
| 63.12 |
| Spouse of Retiree |
| 24,069 |
| 62.50 |
| Surviving Spouse |
| 5,769 |
| 67.48 |
| Parents/In-Laws |
| 3,106 |
| 66.34 |
| Adult Children |
| 2,194 |
| 39.06 |
| Qualified Relatives |
| 11,071 |
Current Premium Rates Monthly Premium Rates
$100/day Nursing Home and ALF and $75/day Home Care Benefit
| 90-Day Waiting Period |
| Alternative |
| Future |
| Compound |
| Future |
| Compound |
| Future |
| Compound |
| Insurance |
| Issue |
| Purchase |
| Inflation |
| Purchase |
| Inflation |
| Purchase |
| Inflation |
| Plan |
| Age |
| Option |
| Increase |
| Option |
| Increase |
| Option |
| Increase |
| 30 |
| $8.40 |
| $32.00 |
| $9.40 |
| $38.60 |
| $11.80 |
| $54.80 |
| $17.86 |
| 35 |
| $10.40 |
| $37.00 |
| $11.60 |
| $45.20 |
| $15.00 |
| $64.40 |
| $22.04 |
| 40 |
| $12.60 |
| $43.40 |
| $14.60 |
| $52.80 |
| $19.20 |
| $75.40 |
| $27.74 |
| 45 |
| $16.40 |
| $52.00 |
| $19.00 |
| $63.20 |
| $25.60 |
| $90.40 |
| $36.10 |
| 50 |
| $21.40 |
| $62.20 |
| $25.00 |
| $75.80 |
| $33.80 |
| $108.40 |
| $47.50 |
| 55 |
| $29.60 |
| $76.00 |
| $34.60 |
| $93.00 |
| $47.00 |
| $132.00 |
| $65.74 |
| 60 |
| $40.60 |
| $93.20 |
| $48.20 |
| $113.60 |
| $65.40 |
| $160.60 |
| $91.58 |
| 65 |
| $58.80 |
| $118.40 |
| $69.80 |
| $144.20 |
| $93.80 |
| $202.60 |
| $132.62 |
| 70 |
| $86.80 |
| $154.40 |
| $103.00 |
| $187.80 |
| $139.00 |
| $263.40 |
| $195.70 |
| 75 |
| $156.80 |
| $245.00 |
| $186.60 |
| $299.00 |
| $254.00 |
| $421.00 |
| $354.54 |
| 80 |
| $258.60 |
| $369.20 |
| $308.00 |
| $450.40 |
| $421.80 |
| $637.80 |
| $585.20 |
FLTCIP Experience Fund
(dollars in millions)
Fiscal Year
Ended Sept 30
| Premium Income |
| Claims Paid |
| Ending Balance |
Experience Fund