NSBU_Medical_Claims_thru_9.30.25.pdf

This document contains medical claims data for the New Smyrna Beach Utilities (NSBU), a municipal utility commission in New Smyrna Beach, Florida, covering the period through September 30, 2025. The file presents claims information relevant to the RFP 04-26 Agent of Record solicitation, which seeks an insurance broker or agent licensed in Florida to provide comprehensive benefit plan design and health care management services for approximately 180 full-time employees. The requested services include group health insurance, group dental insurance, group basic life and accidental death and dismemberment insurance, group vision insurance, long-term disability insurance, and supplemental insurance products such as short-term disability, cancer, accident, and hospital confinement coverage.

The medical claims data contained in this file serves as historical utilization and cost information for prospective agents to analyze current healthcare expenditures and employee benefit utilization patterns. This baseline data enables bidders to understand the existing claims experience and develop informed proposals for benefit plan design and cost management strategies. The document provides the financial foundation necessary for agents to assess risk, project future costs, and recommend innovative plan structures that balance employee needs with organizational budget constraints for NSBU's employee population through the specified period.