Minimum_Insurance_Requirements.pdf

EXHIBIT “A”

MINIMUM INSURANCE REQUIREMENTS

I. Commercial General Liability

A. Limits of Liability

Bodily Injury & Property Damage Liability

Each Occurrence $2,000,000

Policy Aggregate (Per Job/Location) $2,000,000

Personal & Advertising Injury $1,000,000

Products & Completed Operations $2,000,000

A. Endorsements Required

City of Doral listed as an additional insured

Contingent & Contractual Liability

Premises and Operations Liability

Primary Insurance Clause Endorsement

I. Business Automobile Liability

A. Limits of Liability

Bodily Injury and Property Damage

Combined Single Limit

Any Auto/Owned Autos or Scheduled Autos

Including hired and Non- Owned Autos

Any One Accident $1,000,000

B. Endorsements Required

City of Doral listed as an additional insured

II. Crime Insurance/Fidelity Bonds – Third Party

Crime Insurance or Fidelity Bonds covering theft of the City’s monies, securities, or products in the minimum amounts of:

Per Employee/Incident $25,000

III. Workers Compensation / Employers’ Liability

A. Workers Compensation Limits: Statutory - State of Florida

B. Employers Liability Limits:

$1,000,000 for bodily injury caused by an accident, each accident

$1,000,000 for bodily injury caused by disease, each employee

$1,000,000 for bodily injury caused by disease, policy limit

Confirmation that Workers Compensation is provided for all persons fulfilling this contract, whether employed, contracted, temporary or subcontracted is required.

Waiver of Subrogation in favor of City of Doral.

IV. Umbrella or Excess Liability insurance can be utilized to provide the required limits. Coverage shall be “following form” and shall not be more restrictive than the underlying insurance policy coverages, including all special endorsements and City as

Additional Insured status.

Subcontractors’ Compliance: It is the responsibility of the contractor to ensure that all subcontractors comply with all insurance requirements.

All above coverage must remain in force and Certificate of Insurance on file with City without interruption for the duration of this agreement. Policies shall provide the City of Doral with 10 days’ written notice of cancellation or material change from the insurer. If the policies do not contain such a provision, it is the responsibility of the Contractor to provide such notice within

10 days of the change or cancellation.

Certificate Holder: City of Doral, Florida

8401 NW 53rd Terrace

Doral, FL 33166

City of Doral MUST be added as “Additional Insured”

Insurance Companies must be authorized to do business in the State of Florida, and must be rated no less than “A-” as to management, and no less than “Class V” as to financial strength, by the latest edition of

AM Best’s Insurance Guide, or its equivalent.

Coverage and Certificates of Insurance are subject to review and verification by City of Doral Risk

Management. City reserves the right but not the obligation to reject any insurer providing coverage due to poor or deteriorating financial condition. The City reserves the right to amend insurance requirements in order to sufficiently address the scope of services. These insurance requirements shall not limit the liability of the Contractor/Vendor. The City does not represent these types or amounts of insurance to be sufficient or adequate to protect the Contractor/Vendor’s interests or liabilities, but are merely minimums.